725 Spencer Avenue, FL725 Spencer Avenue, FL
Stellar MLS
1 / 2

$349,500

725 Spencer AvenueClearwater, FL 33756

Listing updated: November 13, 2026 at 8:29 PM ET

Active
Stellar MLSListing courtesy of Five Star Real Estate Of Florida Llc · Mary Frances Cormican · MLS #TB8563384 · Active · 727-748-0707
2
Beds
2
Baths
1,128
Sq Ft
0.16
Acres
1985
Built
◆$310/sqft◆360° tour
Single Family Residence

Property type

1985

Year built

6,904 sqft

Lot size

$310

Price / sq ft

$200/mo

HOA dues

8

Days on market

AE

Flood zone

About this home

This is a Charming Find - Lovely 2 bedroom, 2 bath attached home with Vaulted ceiling and a lush garden surrounding you with a peaceful setting and tropical privacy. You'll know this is not another "cookie-cutter" home as soon as you open the door. The high ceiling, natural light, sparking light fixture that's actually a fan and freshly painted Great room creates a welcoming space and invites you in. The Kitchen features newer appliances, efficient storage space and a unique brick pass through. Guest Bedroom and bath are spacious and bright, Hall closet features full size LG washer / dryer and lots of storage. Primary Bedroom is so peaceful and would easily accommodate a king-size bed- On suite bath is updated with Shower, new vanity and walk-in closet. This home invites entertaining around the kitchen /dining area and flows nicely to the open patio out back, through the pretty French doors. An open concrete patio under a canopy of oak trees has space for lots of friends. A concrete walkway leads to a large storage shed and continues around the north side to the front side gate. Monthly fee of $200 cover roof and exterior painting. Location is Terrific, so private, but literally a couple blocks from Gulf to Bay, Belcher and Keene -- Eagle Lake Park is nearby also. This home is definitely worth a look - you'll be happy you did.

Estimated monthly payment

Principal & interest$1,767
Property taxes$149
Home insurance (est.)$160
HOA dues$200

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history8 days on market

  1. Status: Active
    Nov 5, 2026
  2. Listed$364,500
    Nov 5, 2026
  3. Price reduced$349,500

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
8
Subdivision
Town Park Twnhms
County
Pinellas
Year built
1985
Living area
1,128 sq ft
Price/sq ft
$310
Lot size
6,904 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12103C0109J)
Annual taxes
$1,787 (2025)
Parcel #
14-29-15-91553-000-0030
MLS #
TB8563384

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Bamboo
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Thermostat, Tile Counters, Walk-In Closet(s), Window Treatments
Laundry
Electric Dryer Hookup, Inside, Washer Hookup
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
0

HOA & Financial

HOA fee
$200 / Monthly
Monthly HOA
$200/mo
Total monthly fees
$200/mo
Total annual fees
$2,400
HOA name
Scott Morrison
CDD
No
Homestead exemption
Yes
Min lease term
4 Months
Listing terms
Cash, Conventional, FHA
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Please check with Scott Morrison - HOA contact person

Exterior & Construction

Exterior features
Garden
Construction materials
Block
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Private Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Public

Community

Pets allowed
Yes

Schools

ElementaryPlumb Elementary-PNGreatSchools ↗
MiddleOak Grove Middle-PNGreatSchools ↗
High SchoolClearwater High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Great RoomFirst13x31.6
KitchenFirst7x7.1
Primary BedroomFirst12x14
Bedroom 2First12x12.5

Listing Details

Listing date
2026-11-02
On market date
2026-11-05
Original list price
$364,500
Occupant type
Owner
MLS area
33756 - Clearwater/Belleair
Listing AOR
Suncoast Tampa
Status changed
2026-11-05
Tax legal description
TOWN PARK TOWNHOMES LOT 3

Flood risk

High riskFEMA Zone AEPanel 12103C0109J

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Keene Rd - turn West on Druid Rd -- Then Left on Spencer Ave. - 725 is just up on the right. If coming from Highland Ave or Clearwater- Largo Rd - Turn Right on Druid - Then Right turn on Spencer Ave

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of November 13, 2026 at 8:29 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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