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$220,000

1904 3rd StreetWinter Haven, FL 33881

Listing updated: November 5, 2026 at 1:31 AM ET

Active

Listing courtesy of Charles Rutenberg Realty Orlando · Dewayne Smith · MLS #O6453872 · Active · 407-622-2122

Beds

Baths

1,401

Sq Ft

0.16

Acres

1961

Built

◆$157/sqft

Single Family Residence

Property type

1961

Year built

6,882 sqft

Lot size

$157

Price / sq ft

No HOA

HOA dues

Days on market

Flood zone

About this home

Home sweet home, In the heart of Winter Haven. This updated 4 beds; 2 bath family home can be yours. This home has been upgraded with stainless steel appliances, granite countertops, and new flooding in the bedrooms. Warm and welcoming yard for family gatherings or simply relaxing and rejuvenating from the workday.

Estimated monthly payment

Principal & interest$1,112

Property taxes$269

Home insurance (est.)$101

Down payment

20%

$44,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history5 days on market

Status: Active
Oct 31, 2026
Listed$220,000
Oct 30, 2026

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 5
Subdivision: Florence Village
County: Polk
Year built: 1961
Living area: 1,401 sq ft
Price/sq ft: $157
Building area: 1,500 sq ft (Owner)
Lot size: 6,882 sq ft
Lot category: 0 to less than 1/4
Flood zone: X (12105C0365G)
Annual taxes: $3,228 (2025)
Parcel #: 26-28-16-538200-000290
Zoning: R-3
MLS #: O6453872

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Interior Details

Bedrooms: 4
Full bathrooms: 2
Flooring: Laminate, Tile
Appliances: Dishwasher, Microwave, Range, Refrigerator
Interior features: Primary Bedroom Main Floor
Laundry: Laundry Room
Stories / Levels: One
Direction faces: West

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Garage spaces: 0
Carport: Yes

HOA & Financial

Total monthly fees: None
Total annual fees: None
CDD: No
Min lease term: No Minimum
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: None

Exterior & Construction

Exterior features: Lighting
Construction materials: Block
Roof: Membrane
Foundation: Slab
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Cable Available, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed: Yes

Room Details

Room	Level	Dimensions
Great Room	First	20x12
Primary Bedroom	First	12x10
Kitchen	First	12x8
Bathroom 2	First	10x10
Bathroom 3	First	13x10
Bathroom 4	First	12.5x13.5

Listing Details

Listing date: 2026-10-30
On market date: 2026-10-30
Original list price: $220,000
Occupant type: Vacant
MLS area: 33881 - Winter Haven / Florence Villa
Listing AOR: Orlando Regional
Status changed: 2026-10-31
Tax legal description: FLORENCE VILLAGE PB 35 PG 42 LOTS 29 & S 10 FT OF 30

Flood risk

Minimal riskFEMA Zone XPanel 12105C0365G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US-92 East, go south on (left turn) Lake Alfred Rd (Hwy 17), Turn left onto Martin Luther King Blvd NE (SR 544), right onto 3rd Street NE. The property is located at left, 1904 3rd Street NE

Property sale history

Public records

1904 3RD ST NE, WINTER HAVEN 33881

Jan 2025$120,000

1,401 sq ft · Built 1961 · 0.1580 acres

Sale data from Florida public records (Department of Revenue / county property appraiser). Deemed reliable but not guaranteed; may not reflect current market or MLS status. Not Stellar MLS data.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of November 5, 2026 at 1:31 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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