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$995,000

8776 Midnight Pass RoadSarasota, FL 34242

Listing updated: October 31, 2026 at 6:48 AM ET

Active

Listing courtesy of Coldwell Banker Realty · Jennifer Thompson, PA · MLS #A4711365 · Active · 941-349-4411

Beds

Baths

1,875

Sq Ft

Acres

1975

Built

◆Waterfront◆Water access◆$531/sqft

Condominium

Property type

1975

Year built

$531

Price / sq ft

No HOA

HOA dues

Day on market

Flood zone

About this home

Experience the best of Siesta Key living at Island Reef, a desirable Gulf-to-Bay community on the peaceful southern end of the island. Offering 1,875 square feet of living space, this two-bedroom, two-and-a-half-bath ground-floor condominium features one of the community’s largest floor plans, providing generous living spaces and a comfortable coastal retreat. Ideally positioned as one of the closest residences to both the community swimming pool and beach access, the condominium features a private walkout patio overlooking the beautifully maintained grounds and pool. The ground-floor setting allows for easy outdoor access without the need for elevators, while a nearby covered carport adds everyday convenience. Inside, the residence features fresh interior paint, a beautifully renovated primary bathroom, a remodeled laundry room, and new luxury vinyl plank flooring throughout both bedrooms, closets, and all two-and-a-half bathrooms. Significant improvements include replacement of the vertical iron plumbing pipes throughout the residence, along with an air conditioning system and water heater replaced approximately one year ago. The kitchen features appliances approximately five years old and offers an opportunity to personalize the space to your taste. With its expansive floor plan, substantial updates, and inviting indoor and outdoor living spaces, this residence offers an exceptional opportunity to enjoy the relaxed coastal lifestyle of Siesta Key.

Estimated monthly payment

Principal & interest$5,031

Property taxes$777

Home insurance (est.)$456

Down payment

20%

$199,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

Status: Active
Oct 30, 2026
Listed$995,000
Oct 30, 2026

Facts & features

Property type: Residential
Sub type: Condominium
Status: Active
Days on market: 1
Subdivision: Island Reef I
County: Sarasota
Year built: 1975
Living area: 1,875 sq ft
Price/sq ft: $531
Building area: 2,070 sq ft (Owner)
Lot size: 0 sq ft
Flood zone: AE
Annual taxes: $9,329 (2025)
Parcel #: 0129071048
Zoning: RMF1
MLS #: A4711365

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Interior Details

Bedrooms: 2
Full bathrooms: 2
Half bathrooms: 1
Flooring: Ceramic Tile
Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
Interior features: Open Floorplan, Primary Bedroom Main Floor, Thermostat, Window Treatments
Laundry: Inside, Laundry Room
Stories / Levels: One
Direction faces: South

Heating & Cooling

Heating: Central, Electric
Cooling: Central Air

Parking

Garage spaces: 0
Carport: Yes

HOA & Financial

Total monthly fees: $1,033/mo
Total annual fees: $12,400
CDD: No
Min lease term: 1 Month
Ownership: Condominium
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: Please confirm with COA
Approval process: Please confirm with COA

Exterior & Construction

Construction materials: Block
Roof: Built-Up
Foundation: Slab
Waterfront: Yes
Water access: Yes
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Cable Connected, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed: Yes

Room Details

Room	Level	Dimensions
Kitchen		8x16
Dining Room		13x15
Living Room		25x15
Primary Bedroom		12x21
Bedroom 2		12x16

Listing Details

Listing date: 2026-10-30
On market date: 2026-10-30
Original list price: $995,000
Occupant type: Owner
MLS area: 34242 - Sarasota/Crescent Beach/Siesta Key
Listing AOR: Sarasota - Manatee
Status changed: 2026-10-30
Tax legal description: UNIT C101 ISLAND REEF SEC 1

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Head south on Midnight Pass Rd from the Stickney Point bridge. Turn right into the complex and the Building is the last building

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 31, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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