


$260,000
6390 Carroll CircleSt Cloud, FL 34771
Listing updated: November 5, 2026 at 2:33 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Flood zone
About this home
DID SOMEONE SAY "ALLIGATOR CHAIN OF LAKES"?!?!.....I did!! This HALF-ACRE+/- property is tucked down on a cul-de-sac AND has CANAL-FRONTAGE on 2 sides with a concrete seawall........combined, that's over 440' ON THE WATER!!! The grounds are stunning, light posts illuminate the canal at night, majestic palms stand high, several citrus trees, & an irrigation system pullS from the canal......A COVERED BOATHOUSE comes equipped with a METAL ROOF & gutters, an electric LIFT, lights, and an open area for grilling!!! The existing home would make a SUPER snowbird abode OR DEMO AND BUILD THAT WATERFRONT HOME WITH BEAUTIFUL VIEWS & LAKE ACCESS. This adorable kitchen has a STUNNING view of the waterfront.....granite counters, a metal back-splash, & is open to the living room. A small sitting nook leads to one of the side screened-in porches. An addition adds a small living area & another bedroom. Here you will find the SECOND screened-in porch.......attached is a BREEZEWAY that takes you through the laundry area. This laundry room has TONS of cabinets & a utility sink.....continue through & you will step into the attached garage. Did I mention this garage is HUGE & HAS A NEW GARAGE DOOR!?!?.....YEP!!! Plenty of room for tools, parking, & a work area for that antique you've been wanting to restore. On either side of this garage (front & back), you will find metal storage sheds........ideal for the mower, yard equipment, or boat supplies. NEW WATER SOFTENER IN 2026, NEW REFRIGERATOR IN 2023, NEW MICROWAVE IN 2025. Washer & Dryer were replaced in 2023 and will stay!! LET US NOT FORGET THE 12X31 RV BUILDING......roll open the sliding doors, back the camper or RV inside, or store that lawn trailer.......certain boats would even fit!! No worries about through-traffic either......there is a concrete drive AND an extra parking pad for guests. Grab the fishing poles, bring the boats, make your favorite drink, & get ready to truly enjoy the waterfront living you've been dreaming of. The Alligator Chain of Lakes is the most desirable chain in this area......property on its banks is rare......please do not miss this opportunity to own a slice of it. Jennifer A. Davis, P.A.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveNov 2, 2026
- Listed$260,000Nov 2, 2026
Property Documents
Documents the listing agent has made public for this property. Free to view and download.
Facts & features
- Property type
- Residential
- Sub type
- Mobile Home
- Status
- Active
- Days on market
- 1
- Subdivision
- Tops Terrace
- County
- Osceola
- Year built
- 1972
- Living area
- 732 sq ft
- Price/sq ft
- $355
- Building area
- 1,930 sq ft (Public Records)
- Lot size
- 1,800 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- AE (12097C0120G)
- Annual taxes
- $2,788 (2026)
- Parcel #
- 02-26-31-5235-0001-0220
- Zoning
- ORMH
- MLS #
- S5160437
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 1
- Flooring
- Carpet, Concrete, Tile
- Appliances
- Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Open Floorplan
- Laundry
- Electric Dryer Hookup, In Garage, Washer Hookup
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air, Wall/Window Unit(s)
Parking
- Garage spaces
- 0
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Guest, Oversized
HOA & Financial
- Total monthly fees
- None
- Total annual fees
- None
- CDD
- No
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Other
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyer to verify if any leasing restrictions apply.
Exterior & Construction
- Exterior features
- Lighting, Rain Gutters, Sidewalk, Storage
- Construction materials
- Other, Frame
- Roof
- Metal
- Foundation
- Crawlspace
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- Electricity Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 11x14.5 |
| Kitchen | First | 11x15 |
| Office | First | 8x9.6 |
| Foyer | First | 7x10.6 |
| Primary Bedroom | First | 10x13 |
| Bedroom 2 | First | 9.5x11 |
| Florida Room | First | 9.7x12 |
| Balcony/Porch/Lanai | First | 10.1x27 |
| Balcony/Porch/Lanai | First | 6.7x11.9 |
| Balcony/Porch/Lanai | First | 9.7x19.9 |
Listing Details
- Listing date
- 2026-11-02
- On market date
- 2026-11-02
- Original list price
- $260,000
- Occupant type
- Vacant
- MLS area
- 34771 - St Cloud (Magnolia Square)
- Listing AOR
- Osceola
- Status changed
- 2026-11-02
- Tax legal description
- TOPS TERRACE PB 2 PG 041 LOT 22 & 1/54 INT LOTS A & C
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
192 E through St Cloud, make a L onto Pine Grove Rd, make a R onto Bass Highway, make a R onto Flounder, follow Cunningham to make a L onto Carroll Circle, home is down on the cul de sac on the R.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of November 5, 2026 at 2:33 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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