1638 Cod Street, FL1638 Cod Street, FL1638 Cod Street, FL
Stellar MLS
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$295,000

1638 Cod StreetSt Cloud, FL 34771

Listing updated: October 17, 2026 at 1:02 AM ET

Active
Stellar MLSListing courtesy of Watson Realty Corp · Jeff Baker · MLS #S5159671 · Active · 407-298-8800
2
Beds
2
Baths
959
Sq Ft
0.26
Acres
1993
Built
◆$308/sqft
Manufactured Home

Property type

1993

Year built

11,326 sqft

Lot size

$308

Price / sq ft

No HOA

HOA dues

0

Days on market

AE

Flood zone

About this home

Discover this nice property in St. Cloud! Situated on a spacious 0.26-acre lot, this 2-bedroom, 2-bath manufactured home offers 959 square feet of heated living space with no HOA and no lot rent. The property features a functional single-story layout, Updated kitchen, granite counter tops, sitting bar, ceramic tile flooring, central air conditioning, water well, new water treatment machine and a septic system. Enclosed Florida room and utility storage room connected to rear of home. Enjoy the outdoor space, in a open lot with a fire pit and additional storage provided with new sheds, providing room to relax, garden, and all within a newly installed fully fenced front and back yard. Conveniently located in the St. Cloud area with access to local shopping, dining, schools, and major roadways. Whether you're looking for an affordable home with land or an investment opportunity, this property offers plenty of potential. Schedule your showing today!

Estimated monthly payment

Principal & interest$1,492
Property taxes$97
Home insurance (est.)$135

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Oct 16, 2026
  2. Listed$295,000
    Oct 16, 2026

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type
Residential
Sub type
Manufactured Home
Status
Active
Days on market
0
Subdivision
Pine Grove Park Blks 11 & 12 Rep
County
Osceola
Year built
1993
Living area
959 sq ft
Price/sq ft
$308
Building area
1,389 sq ft (Public Records)
Lot size
11,326 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12097C0120G)
Annual taxes
$1,160 (2025)
Parcel #
02-26-31-4750-0001-4420
Zoning
ORMH
MLS #
S5159671

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Ceramic Tile
Appliances
Convection Oven, Dryer, Microwave, Washer
Interior features
Ceiling Fans(s)
Laundry
Laundry Room, Other
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
0
Carport
Yes

HOA & Financial

Total monthly fees
None
Total annual fees
None
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Fire Pit, Storage
Construction materials
Vinyl Siding
Roof
Shingle
Foundation
Other
Road surface
Asphalt

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Cable Available

Schools

ElementaryHarmony Community School (K-5)GreatSchools ↗
MiddleAHarmony MiddleGreatSchools ↗
High SchoolAHarmony HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Bathroom 1First
Bathroom 2First
Primary BedroomFirst
Bedroom 1First
Dining RoomFirst
Living RoomFirst
Balcony/Porch/LanaiFirst
KitchenFirst

Listing Details

Listing date
2026-10-15
On market date
2026-10-16
Original list price
$295,000
Occupant type
Owner
MLS area
34771 - St Cloud (Magnolia Square)
Listing AOR
Osceola
Status changed
2026-10-16
Tax legal description
PINE GROVE PARK RE NO 3 PB 01 PG 328 LOTS 440, 441, 442 AND N 1/2 OF LOT 443

Flood risk

High riskFEMA Zone AEPanel 12097C0120G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

US 192 turn Left onto Pine Grove Rd, Turn onto Cod St, property on Left side

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 17, 2026 at 1:02 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA