1405 Ocean Street, FL
Stellar MLS
1 / 1

$100,000

1405 Ocean StreetPalatka, FL 32177

Listing updated: October 30, 2026 at 6:51 AM ET

Active
Stellar MLSListing courtesy of Lpt Realty, Llc · Jason Hanson · MLS #FC322418 · Active · 877-366-2213
2
Beds
1
Bath
960
Sq Ft
0.15
Acres
1961
Built
◆$104/sqft◆360° tour
Single Family Residence

Property type

1961

Year built

6,534 sqft

Lot size

$104

Price / sq ft

No HOA

HOA dues

1

Day on market

X

Flood zone

About this home

Calling investors, contractors, renovators and buyers searching for a value-add Palatka property: 1405 Ocean Street offers a compelling opportunity to reimagine a single-story concrete-block home in an established area of Putnam County. The property features a covered carport, front lawn, tropical landscaping and a practical one-level layout. Inside, multiple rooms provide options for bedrooms, an office, storage or redesigned living space. A spacious enclosed rear room is lined with windows, bringing in natural light and offering potential for a family room, recreation area, studio or indoor-outdoor gathering space once renovated. This is a true fixer-upper for someone ready to take on a substantial rehabilitation project. The listing photos show deferred maintenance and visible interior concerns, including damaged ceilings, water staining, worn flooring, an older kitchen and areas requiring repair or replacement. The kitchen retains cabinetry and space for a dining area, while the main living room and additional rooms provide a workable canvas for a new floor plan, updated finishes and modern systems. Buyers should complete thorough inspections and independently verify the roof, HVAC, plumbing, electrical, structural condition, permits, zoning and intended use. No representation is made regarding the condition or remaining life of the home’s components. Whether your plan is a full renovation, long-term rental, resale project or personalized residence, this property provides an opportunity to create value through thoughtful improvements. Cash buyers and renovation-loan buyers seeking an as-is project may find this property especially worth exploring. The location adds convenience and strong Palatka search appeal. Downtown Palatka offers local restaurants, shops, community events and waterfront scenery along the St. Johns River. Enjoy local dining, explore Riverfront Park, or experience the trails, gardens and seasonal azaleas at Ravine Gardens State Park. Boating, fishing and outdoor recreation are part of the area’s North Florida lifestyle, with additional attractions, arts, festivals and historic architecture found throughout Palatka. Everyday essentials are within convenient reach, including Publix, Walmart, pharmacies, home-improvement shopping and other businesses along Palatka’s commercial corridors. Major routes including US-17, State Road 20 and State Road 100 provide connections toward Gainesville, St. Augustine, Jacksonville and surrounding Putnam County communities. HCA Florida Putnam Hospital and local medical offices are also nearby, adding practical access to healthcare. If you have been searching for a Palatka fixer-upper, investment property, renovation opportunity, concrete-block home, handyman special or affordable project home in Northeast Florida, put 1405 Ocean Street on your list. Bring your contractor, renovation budget and creative vision to evaluate the possibilities. This property will require significant work, but for the right buyer, it will provide the foundation for a rewarding transformation. Schedule a private showing and discover what this Ocean Street property could become.

Estimated monthly payment

Principal & interest$506
Property taxes$218
Home insurance (est.)$46

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Oct 29, 2026
  2. Listed$100,000
    Oct 29, 2026

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Washington Manor Sub
County
Putnam
Year built
1961
Living area
960 sq ft
Price/sq ft
$104
Building area
1,562 sq ft (Public Records)
Lot size
6,534 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12107C0192C)
Annual taxes
$2,619 (2025)
Parcel #
42-10-27-9110-0000-0180
Zoning
0000
MLS #
FC322418

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Interior Details

Bedrooms
2
Full bathrooms
1
Flooring
Other
Appliances
None
Interior features
Open Floorplan
Laundry
Other
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
0
Carport
Yes

HOA & Financial

Total monthly fees
None
Total annual fees
None
CDD
No
Homestead exemption
Yes
Min lease term
8-12 Months
Listing terms
Cash
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Buyer/Buyer's Agent responsible for verifying all information, including but not limited to lot dimensions, square footage, room sizes, condition, utilities, flood zone, easements, deed restrictions, pet restrictions, rental restrictions & all HOA matters
Approval process
Buyer/Buyer's Agent responsible for verifying all information, including but not limited to lot dimensions, square footage, room sizes, condition, utilities, flood zone, easements, deed restrictions, pet restrictions, rental restrictions & all HOA matters

Exterior & Construction

Exterior features
Other
Construction materials
Block
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Other

Community

Pets allowed
Cats OK, Dogs OK

Room Details

RoomLevelDimensions
Kitchen
Living Room
Primary Bedroom

Listing Details

Listing date
2026-10-29
On market date
2026-10-29
Original list price
$100,000
Occupant type
Vacant
MLS area
32177 - Palatka
Listing AOR
Orlando Regional
Status changed
2026-10-29
Tax legal description
WASHINGTON MANOR S/D MB4 P44 LOT 18 (MAP SHEET 6W/42)

Flood risk

Minimal riskFEMA Zone XPanel 12107C0192C

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

On County Rd 315 N. Turn right onto Co Rd 310. Merge onto FL-19 N Pass by Chili's Grill & Bar (on the left in 8.5 mi) Turn right onto St Johns Ave. Turn left onto N 19th St. Turn right onto Washington St. Turn left onto N 15th St. Turn right onto Ocean St. Destination will be on the right

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 30, 2026 at 6:51 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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