
$100,000
1405 Ocean StreetPalatka, FL 32177
Listing updated: October 30, 2026 at 6:51 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Flood zone
About this home
Calling investors, contractors, renovators and buyers searching for a value-add Palatka property: 1405 Ocean Street offers a compelling opportunity to reimagine a single-story concrete-block home in an established area of Putnam County. The property features a covered carport, front lawn, tropical landscaping and a practical one-level layout. Inside, multiple rooms provide options for bedrooms, an office, storage or redesigned living space. A spacious enclosed rear room is lined with windows, bringing in natural light and offering potential for a family room, recreation area, studio or indoor-outdoor gathering space once renovated. This is a true fixer-upper for someone ready to take on a substantial rehabilitation project. The listing photos show deferred maintenance and visible interior concerns, including damaged ceilings, water staining, worn flooring, an older kitchen and areas requiring repair or replacement. The kitchen retains cabinetry and space for a dining area, while the main living room and additional rooms provide a workable canvas for a new floor plan, updated finishes and modern systems. Buyers should complete thorough inspections and independently verify the roof, HVAC, plumbing, electrical, structural condition, permits, zoning and intended use. No representation is made regarding the condition or remaining life of the home’s components. Whether your plan is a full renovation, long-term rental, resale project or personalized residence, this property provides an opportunity to create value through thoughtful improvements. Cash buyers and renovation-loan buyers seeking an as-is project may find this property especially worth exploring. The location adds convenience and strong Palatka search appeal. Downtown Palatka offers local restaurants, shops, community events and waterfront scenery along the St. Johns River. Enjoy local dining, explore Riverfront Park, or experience the trails, gardens and seasonal azaleas at Ravine Gardens State Park. Boating, fishing and outdoor recreation are part of the area’s North Florida lifestyle, with additional attractions, arts, festivals and historic architecture found throughout Palatka. Everyday essentials are within convenient reach, including Publix, Walmart, pharmacies, home-improvement shopping and other businesses along Palatka’s commercial corridors. Major routes including US-17, State Road 20 and State Road 100 provide connections toward Gainesville, St. Augustine, Jacksonville and surrounding Putnam County communities. HCA Florida Putnam Hospital and local medical offices are also nearby, adding practical access to healthcare. If you have been searching for a Palatka fixer-upper, investment property, renovation opportunity, concrete-block home, handyman special or affordable project home in Northeast Florida, put 1405 Ocean Street on your list. Bring your contractor, renovation budget and creative vision to evaluate the possibilities. This property will require significant work, but for the right buyer, it will provide the foundation for a rewarding transformation. Schedule a private showing and discover what this Ocean Street property could become.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveOct 29, 2026
- Listed$100,000Oct 29, 2026
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Washington Manor Sub
- County
- Putnam
- Year built
- 1961
- Living area
- 960 sq ft
- Price/sq ft
- $104
- Building area
- 1,562 sq ft (Public Records)
- Lot size
- 6,534 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12107C0192C)
- Annual taxes
- $2,619 (2025)
- Parcel #
- 42-10-27-9110-0000-0180
- Zoning
- 0000
- MLS #
- FC322418
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 1
- Flooring
- Other
- Appliances
- None
- Interior features
- Open Floorplan
- Laundry
- Other
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 0
- Carport
- Yes
HOA & Financial
- Total monthly fees
- None
- Total annual fees
- None
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Cash
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyer/Buyer's Agent responsible for verifying all information, including but not limited to lot dimensions, square footage, room sizes, condition, utilities, flood zone, easements, deed restrictions, pet restrictions, rental restrictions & all HOA matters
- Approval process
- Buyer/Buyer's Agent responsible for verifying all information, including but not limited to lot dimensions, square footage, room sizes, condition, utilities, flood zone, easements, deed restrictions, pet restrictions, rental restrictions & all HOA matters
Exterior & Construction
- Exterior features
- Other
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Other
Community
- Pets allowed
- Cats OK, Dogs OK
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | ||
| Living Room | ||
| Primary Bedroom |
Listing Details
- Listing date
- 2026-10-29
- On market date
- 2026-10-29
- Original list price
- $100,000
- Occupant type
- Vacant
- MLS area
- 32177 - Palatka
- Listing AOR
- Orlando Regional
- Status changed
- 2026-10-29
- Tax legal description
- WASHINGTON MANOR S/D MB4 P44 LOT 18 (MAP SHEET 6W/42)
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
On County Rd 315 N. Turn right onto Co Rd 310. Merge onto FL-19 N Pass by Chili's Grill & Bar (on the left in 8.5 mi) Turn right onto St Johns Ave. Turn left onto N 19th St. Turn right onto Washington St. Turn left onto N 15th St. Turn right onto Ocean St. Destination will be on the right
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 30, 2026 at 6:51 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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