42320 Saddleback Trail, FL
Stellar MLS
1 / 1

$469,000

42320 Saddleback TrailPunta Gorda, FL 33982

Listing updated: November 8, 2026 at 2:05 PM ET

Active
Stellar MLSListing courtesy of Exp Realty Llc · John Garuti · MLS #C7532598 · Active · 888-883-8509
3
Beds
3
Baths
2,220
Sq Ft
0.24
Acres
2020
Built
◆Water view◆$211/sqft
Single Family Residence

Property type

2020

Year built

10,585 sqft

Lot size

$211

Price / sq ft

$136/mo

HOA dues

10

Days on market

2

Garage spaces

X

Flood zone

About this home

Water views, tile throughout, and just 0.3 miles to Founder’s Square and the new B Street dining and shopping district. Welcome to 42320 Saddleback Trail, an upgraded Rosewood floor plan in Lake Timber, the founding neighborhood of Babcock Ranch. This 2,220 sq ft home offers three bedrooms, three full baths, a den, and a two-car garage. A covered front porch leads into a foyer and an open great room. The kitchen features a large center island, upgraded cabinetry and backsplash, and water filtration to both the sink and refrigerator. Cohesive plank tile flooring runs through the entire home. Sliding glass doors open to an extended covered lanai with water views, privacy screens, and plenty of space to add a pool. The primary suite includes two walk-in closets, dual vanities, a soaking tub, and a walk-in shower. Both secondary bedrooms have their own en-suite bath, and the den works as a home office or study. Upgrades include custom wood closet shelving, extra shoe storage, a whole-house surge protector, Kevlar screened-in front entryway, video doorbell, MyQ app-enabled garage door, and an EV charging connection in the garage. Storm protection includes accordion hurricane shutters, an impact-rated front window, and metal roll-down hurricane shutters on the lanai. Lake Timber is an established neighborhood with one master association fee and no separate neighborhood HOA. Enjoy convenient access to SR 31 and I-75, connecting you to Fort Myers, Punta Gorda, and Naples. Residents can take advantage of Lake Timber Lodge, featuring a zero-entry pool and playground overlooking 80-acre Lake Timber, plus full access to Babcock Ranch’s master amenities and lifestyle events, nearby Publix, The Shoppes at Yellow Pine, The PKWY parks, miles of trails, Babcock Neighborhood School, and the future MidTown Marketplace. All within Babcock Ranch, “America’s first solar-powered town” and one of the nation’s top-selling master-planned communities, Lake Timber offers a connected lifestyle with everyday conveniences close to home.

Estimated monthly payment

Principal & interest$2,372
Property taxes$480
Home insurance (est.)$215
HOA dues$136

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history10 days on market

  1. Status: Active
    Oct 29, 2026
  2. Listed$469,000
    Oct 29, 2026

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
10
Subdivision
Babcock Ranch Community Ph 1a
County
Charlotte
Year built
2020
Living area
2,220 sq ft
Price/sq ft
$211
Building area
3,112 sq ft (Public Records)
Lot size
10,585 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Annual taxes
$5,762 (2025)
Parcel #
422630306006
Zoning
BOZD
MLS #
C7532598

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Interior Details

Bedrooms
3
Full bathrooms
3
Flooring
Tile
Appliances
Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Freezer, Microwave, Range Hood, Refrigerator, Washer, Water Filtration System
Interior features
Built-in Features, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$408 / Quarterly
Monthly HOA
$136/mo
Total monthly fees
$136/mo
Total annual fees
$1,632
HOA name
Bill Pinho
CDD
Yes
Homestead exemption
Yes
Min lease term
2 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
application and fee

Exterior & Construction

Exterior features
Hurricane Shutters, Lighting, Sidewalk, Sprinkler Metered
Construction materials
Stucco, Wood Siding
Roof
Shingle
Foundation
Slab
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Natural Gas Connected, Sewer Connected, Sprinkler Meter, Sprinkler Recycled, Underground Utilities, Water Connected

Community

Pets allowed
Number Limit

Room Details

RoomLevelDimensions
Primary BedroomFirst14x15
Bedroom 1First11x11
Bedroom 2First12x12
Primary BathroomFirst
KitchenFirst
DenFirst13x11
Great RoomFirst24x16
Garage ApartmentFirst20x20
Balcony/Porch/LanaiFirst25x9

Listing Details

Listing date
2026-10-26
On market date
2026-10-29
Original list price
$469,000
Occupant type
Owner
MLS area
33982 - Punta Gorda
Listing AOR
Sarasota - Manatee
Status changed
2026-10-29
Tax legal description
BCR 01A 0000 0135 BABCOCK RANCH COMMUNITY PHASE 1A & TOWN SQUARE LOT 135 4581/2037 4652/1588

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

31N to Lake Babcock Drive. Left on Wild Pine Trail N. Right on Saddleback Trail.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of November 8, 2026 at 2:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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