5046 Down Court, FL5046 Down Court, FL5046 Down Court, FL
Stellar MLS
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$479,900

5046 Down CourtSt Cloud, FL 34772

Listing updated: October 29, 2026 at 5:39 PM ET

Active
Stellar MLSListing courtesy of Dalton Wade Inc · Jasmine Clinton · MLS #OM734722 · Active · 888-668-8283
5
Beds
3
Baths
3,197
Sq Ft
0.13
Acres
2023
Built
◆$150/sqft
Single Family Residence

Property type

2023

Year built

5,663 sqft

Lot size

$150

Price / sq ft

$112/mo

HOA dues

132

Days on market

x

Flood zone

About this home

MOVE in READY | 2023 WATERFRONT/BOATING 5BR HOME | Minutes to LAKE NONA! Meticulously maintained and several UPGRADES included in the home. Custom tile flooring runs through the main level and wet areas, complemented by fresh paint, CEILING FANS throughout, CUSTOM MILLWORK, wainscoting, WOOD ACCENT WALLS, and well placed DROP ZONES near both the front entry and garage entry. The home also offers EXCELLENT STORAGE throughout, with generous cabinetry and practical spaces for FUNCTIONALITY & ORGANIZATION. STONE COUNTERTOPS, and BACKSPLASH, 42" cabinetry, recessed lighting, a single basin stainless steel undermount sink, built in soap dispenser, and a countertop AIR SWITCH for the garbage disposal. STONE countertops continue into EVERY BATHROOM! The primary suite is one of the standout spaces, featuring upgraded cabinetry, GARDEN TUB, GLASS enclosed shower, and a KOHLER digital shower system with programmable controls, RAINFALL SHOWER HEAD, body sprays, hand shower, and multiple shower settings. The secondary bathrooms are also finished with upgraded cabinetry, quartz countertops, glass enclosures, decorative wall detailing, and carefully selected fixtures. STORAGE, smart locks, Ring doorbell, SPACIOUS LAUNDRY ROOM pre plumbed for a sink, and pool bath door for future outdoor living. OVERSIZED two car garage with EPOXY flooring and EXTENDED DEPTH BAY for storage, tools, or a workshop area. Boat access to an expansive chain of lakes, with water views, fishing, kayaking, and the ability to enjoy the boat from your backyard. Waterfront lifestyle with resort style amenities including a ZERO ENTRY POOL, Splash Pad, Sundeck, playground, green spaces, Fishing areas, community Docks, and Expansive Canals. Minutes to Downtown St. Cloud, Lakefront Park, Historic St. Cloud Twin Theatre, LAKE NONA, Medical City, Orlando International Airport, 417, DISNEY, and UCF.

Estimated monthly payment

Principal & interest$2,427
Property taxes$628
Home insurance (est.)$220
HOA dues$112

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history132 days on market

  1. Status: Active
    Oct 29, 2026
  2. Listed$479,900
    Oct 29, 2026

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
132
Cumulative DOM
132
Subdivision
Hanover Lakes Ph 5
County
Osceola
Year built
2023
Living area
3,197 sq ft
Price/sq ft
$150
Building area
3,756 sq ft (Public Records)
Lot size
5,663 sq ft
Lot category
0 to less than 1/4
Flood zone
x
Annual taxes
$7,539 (2026)
Parcel #
20-26-31-0138-0001-4940
Zoning
RES
MLS #
OM734722

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Interior Details

Bedrooms
5
Full bathrooms
3
Flooring
Ceramic Tile, Luxury Vinyl
Appliances
Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Microwave, Range, Refrigerator, Washer
Interior features
PrimaryBedroom Upstairs, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
Two
Direction faces
East

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
0
Attached garage
Yes
Parking features
Covered, Curb Parking, Driveway, Garage Door Opener, Ground Level, Guest, On Street, Workshop in Garage

HOA & Financial

HOA fee
$335 / Quarterly
Monthly HOA
$112/mo
Total monthly fees
$112/mo
Total annual fees
$1,340
HOA name
Artemis Lifestyles Services/Mary James
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer to verify leasing restrictions with HOA and/or city/county.
Approval process
Buyer to verify any approval process with HOA and/or city/county.

Exterior & Construction

Exterior features
Lighting, Private Mailbox, Private Yard, Sidewalk, Storage
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Phone Available, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Cats OK, Dogs OK, Yes

Schools

ElementaryBHickory Tree ElemGreatSchools ↗
MiddleAHarmony MiddleGreatSchools ↗
High SchoolAHarmony HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Kitchen10.2x14.1
Primary Bedroom12.4x19
Primary Bathroom10.1x7.8
Living Room16x21.6
Dining Room16x12.4
Bedroom 312.8x15
Bedroom 412.4x11.3
Bedroom 513.9x14.11
Bedroom 211.9x11.3
Bathroom 27.11x5.3
Bathroom 36.5x8.11
Office11.8x14.1
Loft16.1x26
Den12.6x12
Laundry8.1x6.7

Listing Details

Listing date
2026-10-27
On market date
2026-10-29
Original list price
$479,900
Occupant type
Owner
MLS area
34772 - St Cloud (Narcoossee Road)
Listing AOR
Suncoast Tampa
Status changed
2026-10-29
Tax legal description
HANOVER LAKES PH 5 PB 32 PGS 42-43 LOT 494

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Florida’s Turnpike, take Exit 240 toward Kissimmee Park Rd. Continue to Old Canoe Creek Rd, then to Pine Tree Dr, turn onto Hickory Tree Rd, and continue to Down Ct. Property will be located at 5046 Down Ct.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 29, 2026 at 5:39 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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