12078 91st Terrace, FL
Stellar MLS
1 / 1

$358,000

12078 91st TerraceSummerfield, FL 34491

Listing updated: November 2, 2026 at 12:46 PM ET

Active
Stellar MLSListing courtesy of Palm Circle Realty · Tara Pecoraro, PA · MLS #O6452834 · Active · 352-988-4975
2
Beds
2
Baths
1,870
Sq Ft
0.18
Acres
2004
Built
◆55+ community◆$191/sqft
Single Family Residence

Property type

2004

Year built

7,841 sqft

Lot size

$191

Price / sq ft

$214/mo

HOA dues

4

Days on market

2

Garage spaces

X

Flood zone

About this home

THE UPGRADES ARE DONE. THE LIVING IS EASY! Discover this desirable GRANVILLE MODEL in Spruce Creek Golf & Country Club, a gated 55+ golf community. Offering approximately 1,870 sq. ft. of single-level living, this beautifully maintained home features 2 bedrooms, 2 bathrooms, a versatile den, and a 2-car garage. The bright, open living and dining areas flow into a welcoming kitchen with granite countertops, warm wood cabinetry, a breakfast bar, and a separate dining nook. French doors open to a versatile den featuring a custom cherrywood Murphy bed wall with built-in cabinetry, perfect for a home office, hobby room, or guest accommodations. The spacious primary suite features a walk-in closet and an updated bath with dual vanities, a glass-enclosed shower, and a separate soaking tub. ENJOY AN ADDITIONAL 40' X 10' ENCLOSED LANAI, approximately 400 sq. ft. NOT INCLUDED in the home's 1,870 sq. ft. living area! With expansive windows, ceramic tile flooring, custom shades, and a dedicated SPLIT A/C SYSTEM for heating and cooling, this inviting Florida room overlooks lush landscaping and offers year-round enjoyment. MAJOR IMPROVEMENTS include a ROOF REPLACEMENT (2021), WHOLE-HOME PLUMBING REPIPE (2020), MAIN HVAC (2018), and FRESH INTERIOR PAINTING (SEPTEMBER 2026). Additional valuable features include a WHOLE-HOUSE GENERAC NATURAL GAS GENERATOR, tankless natural gas water heater, ASSUMABLE TERMITE BOND, and SHARED WELL FOR IRRIGATION ONLY. Luxury vinyl flooring extends throughout the home and into the primary suite. Additional highlights include plantation shutters, custom window treatments, solar tube lighting, a dedicated laundry room with built-in storage cabinetry, and a separate climate-controlled office within the garage. Beautifully maintained landscaping enhances the home's curb appeal. Enjoy the active Florida lifestyle at Spruce Creek Golf & Country Club, featuring golf, swimming pools, fitness facilities, pickleball, tennis, clubhouses, and a vibrant calendar of social activities. Conveniently located near shopping, dining, and everyday essentials, this home combines thoughtful improvements, flexible living spaces, and an exceptional 55+ community lifestyle. Whether you're looking for a full-time Florida residence or a seasonal retreat, this Granville model is ready to welcome you home. SCHEDULE YOUR PRIVATE SHOWING TODAY!

Estimated monthly payment

Principal & interest$1,810
Property taxes$222
Home insurance (est.)$164
HOA dues$214

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history4 days on market

  1. Status: Active
    Oct 29, 2026
  2. Listed$358,000
    Oct 29, 2026

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
4
Subdivision
Spruce Creek Country Club Wellington
County
Marion
Year built
2004
Living area
1,870 sq ft
Price/sq ft
$191
Building area
2,913 sq ft (Public Records)
Lot size
7,841 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12083C0745D)
Garage
2 spaces
Annual taxes
$2,667 (2025)
Parcel #
6118-300-062
Zoning
PUD
MLS #
O6452834

Ask about this home

Have a question? Ask the broker directly.

Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.

Your question is private and goes only to Ryan — it is never published on this page.

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Tile, Wood
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Walk-In Closet(s)
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$214 / Monthly
Monthly HOA
$214/mo
Total monthly fees
$214/mo
Total annual fees
$2,568
HOA name
Leland Management / Nicole Arias
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer/Buyer's Agent to verify all leasing restrictions with HOA and local government.

Exterior & Construction

Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected

Community

Pets allowed
Yes
Senior community
Yes

Schools

ElementaryBelleview Elementary SchoolGreatSchools ↗
MiddleLake Weir Middle SchoolGreatSchools ↗
High SchoolLake Weir High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst10x13
Dining RoomFirst11x16
Living RoomFirst14x16
DinetteFirst9x13
Primary BedroomFirst16x13
Bathroom 1First13x12
Bonus RoomFirst10x11
LaundryFirst6x9
Balcony/Porch/LanaiFirst39x9

Listing Details

Listing date
2026-10-25
On market date
2026-10-29
Original list price
$358,000
Occupant type
Owner
MLS area
34491 - Summerfield
Listing AOR
Orlando Regional
Status changed
2026-10-29
Tax legal description
SEC 03 TWP 17 RGE 23 PLAT BOOK 007 PAGE 094 SPRUCE CREEK COUNTRY CLUB WELLINGTON LOT 62

Flood risk

Minimal riskFEMA Zone XPanel 12083C0745D

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US Hwy 441/27, enter Spruce Creek Golf & Country Club via Del Webb Blvd and proceed through the main security gate. Continue on Del Webb Blvd toward the rear of the community. Turn RIGHT onto SE 120th Loop (Wellington), then RIGHT onto SE 91st Terrace. Home will be on the RIGHT.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of November 2, 2026 at 12:46 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA