1501 Lake Howard Drive, FL
Stellar MLS
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$375,000

1501 Lake Howard DriveWinter Haven, FL 33881

Listing updated: October 31, 2026 at 12:31 AM ET

Active
Stellar MLSListing courtesy of Julie Matthews Group Llc · Kennedy Matthews · MLS #P4940266 · Active · 863-528-0037
3
Beds
2
Baths
2,200
Sq Ft
0.35
Acres
1945
Built
◆Waterfront◆Water access◆In-law suite◆Fireplace◆$170/sqft
Single Family Residence

Property type

1945

Year built

15,412 sqft

Lot size

$170

Price / sq ft

No HOA

HOA dues

0

Days on market

X

Flood zone

About this home

A rare 1945-lakefront home on Lake Howard along Winter Haven's highly sought-after Chain of Lakes. This central Florida waterfront property offers a 2BR/1BA main home plus a separate 1BR/1BA guesthouse currently used as a rental. The breezeway, (laundry rm), has a doorway from the main house leading into the guesthouse that has been sealed off, but could easily be opened again if a buyer wanted to merge the guesthouse into becoming part of the main home. The historic charm here is truly one of a kind w/ original hardwood floors running through much of the home, arched doorways between the rooms, & even the original front door w/ its antique turn-key doorbell. The living rm is anchored by a wood-burning fireplace w/ deep built-in shelving on each side, while large sweeping windows frame views of Lk Howard. The Florida rm/sun rm features wall-to-wall wrap-around windows, tile floor & a built-in window seat w/ storage, offering panoramic lake views & beautiful sunsets. An ornate stained glass divider leads from the sun rm into the dining rm, which showcases a stunning hand-painted mural of Old Florida lakefront scenery w/ the same blue herons, coots & anhingas you'll see right outside. The bathroom features an arched, tiled walk-in shower w/ a frameless glass enclosure. The spacious kitchen offers tile floors, tile countertops, a gas range, white cabinetry, a pantry & a breakfast-nook area w/ French doors that lead to the separate laundry rm, which features vintage mosaic tile floors & direct access to the brick walkway & the generously sized wrap-around wooden sun deck. The large .35-acre lot offers room for a garden, pool, or a private outdoor retreat. Just behind the main home, the guesthouse has its own charm, w/ a checkerboard woven wood ceiling & painted vintage mosaic tile floors. Its living area has sliders leading to its private covered patio. The guesthouse kitchen includes wood cabinetry, & tile floors while the tiled bathroom offers a step-in shower. The same tenant has called it home for approx. 4 years & rents month-to-month for $800/mo, making it a reliable income-producing property, a private space for guests, or a future extension of the main home. There are 3 carports plus 2 storage rooms. Across the street, your private lakefront features a boat dock w/ electric, newer decking & a boatlift that just needs a motor. This fixer-upper needs some TLC, but w/ this much character & potential on the Chain of Lakes, it is a rare chance to restore a true piece of Winter Haven history. All measurements are approx. & all info should be confirmed by buyer.

Estimated monthly payment

Principal & interest$1,896
Property taxes$519
Home insurance (est.)$172

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Oct 31, 2026
  2. Listed$375,000
    Oct 31, 2026

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Interlaken Add
County
Polk
Year built
1945
Living area
2,200 sq ft
Price/sq ft
$170
Building area
2,354 sq ft (Public Records)
Lot size
15,412 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12105C0365G)
Annual taxes
$6,223 (2025)
Parcel #
26-28-19-553673-000191
Zoning
R-1A
MLS #
P4940266

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Ceramic Tile, Wood
Appliances
Dishwasher, Dryer, Electric Water Heater, Gas Cooktop, Gas Water Heater, Refrigerator, Washer
Interior features
Built-in Features, Ceiling Fans(s), Eat-in Kitchen, Tile Counters
Laundry
Laundry Room
Stories / Levels
One
Direction faces
South
Fireplace
Yes
In-law suite
Yes

Heating & Cooling

Heating
Central, Ductless
Cooling
Central Air, Wall/Window Unit(s)

Parking

Garage spaces
0
Carport
Yes

HOA & Financial

Total monthly fees
None
Total annual fees
None
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Buyer should check with city and/or county for any rental restrictions that may apply

Exterior & Construction

Exterior features
Private Mailbox, Sidewalk, Storage
Construction materials
Brick, Cedar, Frame, Wood Siding
Roof
Metal, Other, Shingle
Foundation
Crawlspace
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected

Room Details

RoomLevelDimensions
Living Room20x13.5
Dining Room12x11
Kitchen21x10.5
Primary Bedroom13.5x11.5
Bedroom 212x11.5
Florida Room12x11
Laundry12x10

Listing Details

Listing date
2026-10-31
On market date
2026-10-31
Original list price
$375,000
Occupant type
Owner
MLS area
33881 - Winter Haven / Florence Villa
Listing AOR
East Polk
Status changed
2026-10-31
Tax legal description
INTERLAKEN ADD PB 3 PG 75 S19/20 T28 R26 LOTS 19 20 & RIPARIAN RIGHTS LESS HY

Flood risk

Minimal riskFEMA Zone XPanel 12105C0365G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Turn off Hwy 17, (6th Street NW) west onto Ave D NW. Veer to the right around Lk Howard Drive and the home will be on your right at the corner of 15th Street NW and N Lk Howard Dr.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 31, 2026 at 12:31 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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