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$140,000

45 Silversides StreetLake Wales, FL 33898

Listing updated: November 1, 2026 at 5:39 PM ET

Active

Listing courtesy of Century 21 Myers Realty Lake Wales · Robin McClendon · MLS #P4940265 · Active · 863-676-4448

Bed

Baths

1,152

Sq Ft

0.1

Acres

1991

Built

◆Water view◆Water access◆55+ community◆$122/sqft◆360° tour

Manufactured Home

Property type

1991

Year built

3,400 sqft

Lot size

$122

Price / sq ft

$245/mo

HOA dues

Days on market

Flood zone

About this home

Come check out this gem of a house in the 55+ community of Saddlebag Lake Resort. Live like you are on vacation every day! This home is very well maintained and immaculately clean. The home comes fully furnished and ready for you to move right in. The home has a spacious living room with a pullout couch to host overnight guests. The fully equipped utility room doubles as a second full bath with a shower. The kitchen is well equipped with, a range, refrigerator (2022) and microwave and a dishwasher. There is ample of counter space for baking as well as cabinet storage space. You will easily host several guests in the adjoining dining area. In the rear of the house is a spacious family room which can also double as guest space. The thermostat is newly installed. The large, screened room added in 2020 offers a comfortable indoor/outdoor space to begin your day or unwind at the end of the day and enjoy the tranquil landscaped setting of the backyard. The backyard is cozy and boasts a patio with a firepit to relax around on cool evening with your company. There are no backyard neighbors, so you have a delightful view of mature trees, greenery and the tennis courts. All of the windows were replaced in 2011. The AC was replaced in 2005. The roof was replaced in 2008. The driveway was resurfaced in 2025. The very popular Saddlebag Lake Resort Community features amenities including, a clubhouse, heated pool, hot tub, tennis courts, recreational room, a driving range, beach house with a fully equipped kitchen that cis available to reserve for parties. The community is also pet friendly and has a dog park, pickle ball courts, and shuffleboard courts. The community has a boat ramp to launch your boat for a day out on the water. The HOA fee covers water, trash, sewer and use of amenities.

Estimated monthly payment

Principal & interest$708

Property taxes$118

Home insurance (est.)$64

HOA dues$245

Down payment

20%

$28,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history4 days on market

Status: Active
Oct 28, 2026
Listed$140,000
Oct 28, 2026

Facts & features

Property type: Residential
Sub type: Manufactured Home
Status: Active
Days on market: 4
Subdivision: Saddlebag Lake Resort
County: Polk
Year built: 1991
Living area: 1,152 sq ft
Price/sq ft: $122
Building area: 1,440 sq ft (Owner)
Lot size: 3,400 sq ft
Lot category: 0 to less than 1/4
Flood zone: X
Annual taxes: $1,418 (2026)
Parcel #: 28-30-01-939030-057080
Zoning: RESIDENTIA
MLS #: P4940265

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Interior Details

Bedrooms: 1
Full bathrooms: 2
Flooring: Carpet, Laminate
Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features: Ceiling Fans(s), Thermostat, Window Treatments
Laundry: Inside
Stories / Levels: One
Direction faces: North

Heating & Cooling

Heating: Electric
Cooling: Central Air

Parking

Garage spaces: 0

HOA & Financial

HOA fee: $734 / Quarterly
Monthly HOA: $245/mo
Total monthly fees: $245/mo
Total annual fees: $2,936
HOA name: Tanisha Schroeder
CDD: No
Min lease term: 1 Month
Listing terms: Cash, Conventional, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: Contact Association manager
Approval process: Contact Association Manager

Exterior & Construction

Exterior features: Awning(s), Fire Pit, Storage
Construction materials: Metal Siding
Roof: Metal
Foundation: Crawlspace
Water access: Yes
Water view: Yes
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Private, Well
Utilities: Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected

Community

Pets allowed: Cats OK, Dogs OK
Senior community: Yes

Schools

ElementaryAHillcrest ElemGreatSchools ↗

MiddleFrostproof Middle SeGreatSchools ↗

High SchoolLake Wales Senior HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Kitchen		10x12
Primary Bedroom		6x8
Primary Bathroom		12x12
Living Room		6x8
Bathroom 2		12x24
Family Room

Listing Details

Listing date: 2026-10-27
On market date: 2026-10-28
Original list price: $140,000
Occupant type: Vacant
Special conditions: Probate Listing
MLS area: 33898 - Lake Wales
Listing AOR: East Polk
Status changed: 2026-10-28
Tax legal description: SADDLEBAG LAKE UNIT 3 PB 64 PG 4 BLK 57 LOT 8

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Lake Wales head east on Hwy 60 for 5 miles. Turn right onto Saddlebag Lake Rd. In 0.9 miles turn left onto Silverside St. The house is on your left in 600 Ft.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of November 1, 2026 at 5:39 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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