4307 Gulf Drive, FL
Stellar MLS
1 / 1

$535,000

4307 Gulf DriveHolmes Beach, FL 34217

Listing updated: November 3, 2026 at 12:24 PM ET

Active
Stellar MLSListing courtesy of Duncan Real Estate, Inc. · Robyn Hawk · MLS #A4710849 · Active · 941-779-0304
2
Beds
2
Baths
1,027
Sq Ft
1.15
Acres
1974
Built
◆1.15 acres◆$521/sqft
Condominium

Property type

1974

Year built

50,116 sqft

Lot size

$521

Price / sq ft

$1,242/mo

HOA dues

4

Days on market

AE

Flood zone

About this home

Welcome to Cayman Cay, where your island getaway awaits just steps from the sugar sands and turquoise waters of the Gulf! Ideally located directly across from Manatee Public Beach, this charming coastal community offers the perfect combination of beachside living, convenience, and investment potential. With a newly updated rental policy allowing weekly rentals as of March 2026, this is an exciting opportunity to own an affordable investment property on Anna Maria Island! An attached rental projection estimates over $53,000 in annual gross rental income, making this an attractive option for buyers looking to enjoy their own slice of paradise while generating rental income when they are away. This turnkey furnished 2-bedroom, 2-bath condo is ready for you and your guests to start enjoying island life immediately! The beautifully updated kitchen opens to a comfortable living and dining area, with sliding doors leading to a screened lanai where you can unwind and take in the colorful evening skies. The spacious primary suite features an ensuite bath and an additional storage closet that can be locked to securely store personal belongings between rental stays. The guest bedroom is thoughtfully furnished with two twin-over-full bunk beds, offering plenty of sleeping space for family and friends, while the guest bathroom features a convenient tub/shower combination. An in-unit washer and dryer adds to the comfort and convenience of this coastal retreat. Cayman Cay offers a relaxed, resort-style atmosphere with a heated community pool, inviting gathering spaces, BBQ grilling area, and shuffleboard courts. Step across the street to spend your days on the beautiful Gulf beaches, enjoy breathtaking sunsets, or explore the nearby restaurants and shopping. The free island trolley stops curbside, making it easy to discover all of Anna Maria Island without ever getting in your car! Whether you are searching for a personal beach retreat, an income-producing vacation rental, or the best of both worlds, this beautifully furnished condo offers an exceptional opportunity to embrace the island lifestyle. Pack your bags, bring your flip-flops, and start living your Anna Maria Island dream!

Estimated monthly payment

Principal & interest$2,705
Property taxes$567
Home insurance (est.)$245
HOA dues$1,242

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history4 days on market

  1. Status: Active
    Oct 30, 2026
  2. Listed$535,000
    Oct 30, 2026

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
4
Subdivision
Cayman Cay Villas
County
Manatee
Year built
1974
Living area
1,027 sq ft
Price/sq ft
$521
Building area
1,123 sq ft (Public Records)
Lot size
50,116 sq ft
Flood zone
AE (12081C0277F)
Annual taxes
$6,802 (2025)
Parcel #
7381100804
Zoning
R3
MLS #
A4710849

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Vinyl
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Window Treatments
Laundry
Electric Dryer Hookup, In Kitchen, Inside, Washer Hookup
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
0
Parking features
Assigned, Covered, Golf Cart Parking, Ground Level, Guest
Carport
Yes

HOA & Financial

HOA fee
$3,725 / Quarterly
Monthly HOA
$1,242/mo
Total monthly fees
$1,242/mo
Total annual fees
$14,900
HOA name
Keith Wilking
CDD
No
Min lease term
1 Week
Listing terms
Cash, Other
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Weekly rentals was just passed with the HOA on 3/17/26. See Holmes Beach rental ordinances for weekly rentals.

Exterior & Construction

Exterior features
Lighting, Outdoor Grill, Outdoor Shower, Sidewalk, Storage
Construction materials
Block, Stucco
Roof
Built-Up, Membrane
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Number Limit, Yes

Schools

ElementaryAnna Maria ElementaryGreatSchools ↗
MiddleMartha B. King MiddleGreatSchools ↗
High SchoolAManatee HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst15x12
Dining RoomFirst11x12
KitchenFirst12x9
Primary BedroomFirst13x10
Bedroom 2First12x10
Balcony/Porch/LanaiFirst12x8

Listing Details

Listing date
2026-10-30
On market date
2026-10-30
Original list price
$535,000
Occupant type
Vacant
MLS area
34217 - Holmes Beach/Bradenton Beach
Listing AOR
Sarasota - Manatee
Status changed
2026-10-30
Tax legal description
APT 206 CAYMAN CAY VILLAS CONDOMINIUM PI#73811.0080/4

Flood risk

High riskFEMA Zone AEPanel 12081C0277F

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Manatee Ave to Gulf Drive and head North. Cayman Cay entrance is on the right, just after Manatee Public Beach. Unit 206 is in the North building, 2nd Floor, on the left side, end unit. There are guest parking spots by the pool or in the back corner to the far right of the carports for the North Building. Owner currently has a golf cart parked in the carport space.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of November 3, 2026 at 12:24 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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