12805 98th Street, FL
Stellar MLS
1 / 1

$529,900

12805 98th StreetLargo, FL 33773

Listing updated: October 25, 2026 at 6:49 PM ET

Active
Stellar MLSListing courtesy of Charles Rutenberg Realty Inc · Daniela Illiano · MLS #TB8561145 · Active · 727-538-9200
4
Beds
2
Baths
1,792
Sq Ft
0.28
Acres
1981
Built
◆Water view◆Fireplace◆$296/sqft
Single Family Residence

Property type

1981

Year built

12,371 sqft

Lot size

$296

Price / sq ft

No HOA

HOA dues

0

Days on market

2

Garage spaces

AE

Flood zone

About this home

Virtually Staged. SPACE, COMFORT, AND CONVENIENCE IN UNINCORPORATED LARGO! This four-bedroom, two-bathroom home offers approximately 1,792 square feet of living space with a versatile floor plan designed for everyday comfort. An abundance of natural light creates a bright and inviting atmosphere throughout the living areas, while a wood-burning fireplace adds warmth and character. The split-bedroom floor plan offers added privacy, while the additional living area provides flexibility for entertaining, relaxing, or creating a space to suit your needs. Stone countertops complement the kitchen, adding a stylish touch to this everyday space. The enclosed, screened-in patio offers a comfortable setting to enjoy your morning coffee or unwind at the end of the day. Additional highlights include a roof replaced in 2025, an indoor laundry room, a two-car attached garage, and an RV hookup. Conveniently located near shopping, dining, and everyday essentials, this property offers a combination of space, functionality, and convenience. Schedule your private showing to discover all this home has to offer!

Estimated monthly payment

Principal & interest$2,679
Property taxes$343
Home insurance (est.)$243

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Oct 25, 2026
  2. Listed$529,900
    Oct 25, 2026

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Blue Water Cove
County
Pinellas
Year built
1981
Living area
1,792 sq ft
Price/sq ft
$296
Building area
2,620 sq ft (Public Records)
Lot size
12,371 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12103C0119H)
Garage
2 spaces
Annual taxes
$4,113 (2025)
Parcel #
11-30-15-09416-000-0370
Zoning
R-3
MLS #
TB8561145

Ask about this home

Have a question? Ask the broker directly.

Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.

Your question is private and goes only to Ryan — it is never published on this page.

Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Carpet, Tile
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, Open Floorplan
Laundry
Inside, Laundry Room, Sink
Stories / Levels
One
Direction faces
West
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

Total monthly fees
None
Total annual fees
None
CDD
No
Homestead exemption
Yes
Min lease term
1 Month
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer and buyer’s agent are responsible for independently verifying all applicable leasing rules, restrictions, and requirements with the appropriate local authorities.

Exterior & Construction

Exterior features
Private Yard, Rain Gutters, RV Hookup
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Schools

ElementarySouthern Oak Elementary-PNGreatSchools ↗
MiddleOsceola Middle-PNGreatSchools ↗
High SchoolPinellas Park High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Kitchen
Living Room
Family Room
Primary Bedroom
Bedroom 2
Bedroom 3
Bedroom 4
Bathroom 1
Bathroom 2

Listing Details

Listing date
2026-10-24
On market date
2026-10-25
Original list price
$529,900
Occupant type
Owner
MLS area
33773 - Largo
Listing AOR
Suncoast Tampa
Status changed
2026-10-25
Tax legal description
BLUE WATER COVE LOT 37

Flood risk

High riskFEMA Zone AEPanel 12103C0119H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Ulmerton Road, head south on Madison Avenue. Turn left onto 130th Avenue N, then turn right onto 98th Street N. Continue to 12805 98th Street N, Largo, FL 33773. Property will be on the left.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 25, 2026 at 6:49 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA