25197 Cadiz Drive, FL25197 Cadiz Drive, FL
Stellar MLS
1 / 2

$395,000

25197 Cadiz DrivePunta Gorda, FL 33955

Listing updated: November 11, 2026 at 6:14 PM ET

Active
Stellar MLSListing courtesy of Aggressive Realty · Mary Lou McKinley · MLS #D6149338 · Active · 941-391-3254
3
Beds
2
Baths
1,710
Sq Ft
0.5
Acres
1993
Built
◆Waterfront◆Water access◆Private pool◆$231/sqft◆360° tour
Single Family Residence

Property type

1993

Year built

21,968 sqft

Lot size

$231

Price / sq ft

$42/mo

HOA dues

12

Days on market

2

Garage spaces

D

Flood zone

About this home

Designed for relaxed Florida living, this beautifully appointed TURNKEY FURNISHED home offers refined finishes, inviting living spaces, and a private outdoor oasis overlooking tranquil lake views. Situated on TWO LOTS, this exceptional property provides added privacy, extra outdoor space, and endless opportunities to enjoy the Florida lifestyle. Inside, an open, light-filled layout showcases elegant crown molding and chair rail in the dining room and premium brushed travertine flooring with chiseled edges. Tile flooring in the bathrooms, laminate in guest rooms and carpet in Primary bedroom offers a clean, timeless look. Special touches abound like wood decorative trim around windows, upgraded ceiling fans, large cabinet pantry for the kitchen, QUALITY FURNITURE and screened in front porch. The spacious living area opens through sliding glass doors to an extended, oversized covered lanai featuring a beautiful wood ceiling accent and a sound system with a catalog of 548 songs, creating an inviting atmosphere for relaxing or entertaining. The remodeled kitchen is designed for gathering and conversation, featuring QUARTZ countertops, breakfast bar, and convenient pass-through to the lanai. The owner's suite offers a private retreat with direct access to the lanai, while a separate guest wing features two generously sized bedrooms and a full bathroom, providing comfort and privacy for family and visitors. Additional features include a Ring doorbell and a security system for peace of mind. The outdoor living space is truly special! Enjoy the heated saltwater pool updated pool cage with all new no-rust screws, new cables and tie-downs and surrounded by new panoramic pool screening that preserves the beautiful lake views. Take in peaceful sunrises over 214' of water frontage, relax poolside, or entertain beneath the covered lanai. The additional standalone lot expands your outdoor possibilities, with two distinct gathering areas—one lighted for cards and games and another featuring a fire pit for enjoying happy hour and sunsets. There is plenty of room for horseshoes (brand new set is included), cornhole, croquet, bocce, and more. Major updates include a NEW ROOF (2023) and AC (2024). Hurricane protection includes roll-down and accordion-style storm shutters making it so easy to prepare. The oversized two-car garage features protective epoxy flooring (2026), a new service door, and ample shelving and storage. The riding lawn mower is included! Combining turnkey convenience, thoughtful updates, exceptional outdoor living, and the privacy of two lots, this inviting waterfront property offers a wonderful opportunity to embrace the best of Florida living. Come experience it for yourself and make it yours!

Estimated monthly payment

Principal & interest$1,997
Property taxes$268
Home insurance (est.)$181
HOA dues$42

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history12 days on market

  1. Status: Active
    Oct 30, 2026
  2. Listed$395,000
    Oct 30, 2026

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
12
Subdivision
Punta Gorda Isles Sec 16
County
Charlotte
Year built
1993
Living area
1,710 sq ft
Price/sq ft
$231
Building area
2,593 sq ft (Public Records)
Lot size
21,968 sq ft
Lot category
1/2 to less than 1
Flood zone
D (12015C0416G)
Garage
2 spaces
Pool
Private pool
Annual taxes
$3,214 (2025)
Parcel #
422329185014
Zoning
RSF3.5
MLS #
D6149338

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Laminate, Travertine
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range Hood, Refrigerator, Washer, Wine Refrigerator
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), Chair Rail, Crown Molding, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Pull Down Stairs, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Sink, Washer Hookup
Stories / Levels
One
Direction faces
Northwest

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Ground Level, Guest, Oversized

HOA & Financial

HOA fee
$500 / Annually
Monthly HOA
$42/mo
Total monthly fees
$42/mo
Total annual fees
$500
HOA name
Compass Rose
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Fire Pit, Hurricane Shutters, Lighting, Private Entrance, Private Mailbox, Private Yard, Rain Gutters
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryEast ElementaryGreatSchools ↗
MiddlePunta Gorda MiddleGreatSchools ↗
High SchoolCharlotte HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst15x12
Primary BathroomFirst12x5.5
Bedroom 2First12x11
Bedroom 3First12x11
Dining RoomFirst16x13
KitchenFirst10x9
Living RoomFirst16x12
Balcony/Porch/LanaiFirst33x10
LaundryFirst11x6
DinetteFirst8x7

Listing Details

Listing date
2026-10-26
On market date
2026-10-30
Original list price
$395,000
Occupant type
Owner
MLS area
33955 - Punta Gorda
Listing AOR
Englewood
Status changed
2026-10-30
Tax legal description
PGI 016 0309 0012 PUNTA GORDA ISLES SEC16 BLK309 LT 12 615/1394 1272/1952 1712/339 3842/1039 4268/2159 PGI 016 0309 0013 PUNTA GORDA ISLES SEC16 BLK309 LT 13 666/56 818/148 AFF2075/1295 2075/1301 3842/1039 4268/2159

Flood risk

Zone DFEMA Zone DPanel 12015C0416G

See FEMA for this zone’s designation and insurance requirements.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

I75 exit Jones Loop west cross US 41 Tamiami Tr becomes Burnt Store Rd continue approx 6 miles to just past Yacht Club Blvd 1st left on Zemel Rd then 2nd right on Minorca right on Cadiz. Home and extra lot on left hand side at culdesaq

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of November 11, 2026 at 6:14 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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