$324,900
1020 Cottonwood StreetLeesburg, FL 34748
Listing updated: October 26, 2026 at 4:51 PM ET
Listing courtesy of The Elite Realty Experience · Yza Perez · MLS #TB8560866 · Active · 813-493-1297Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
SPACE, FLEXIBILITY, PRIVATE POOL & NO HOA! Discover this spacious 4-bedroom, 2-bathroom home offering 2,239 square feet of living space on a beautiful 0.29-acre corner lot in the established Lake Forest neighborhood of Leesburg! Surrounded by mature trees draped in Spanish moss, this single-story home combines classic Florida charm with versatile living spaces and an inviting outdoor setting. Step inside to a welcoming foyer, expansive living and dining areas, and luxury vinyl flooring throughout much of the home. The kitchen features solid wood cabinetry, generous counter space, and a convenient pass-through to the dining area, making everyday living and entertaining a breeze. Need extra space? In addition to four bedrooms, this home offers a dedicated office, a separate bonus room ideal for hobbies, creative projects, or a workshop, and an oversized laundry room with additional storage. Whether you're working from home or simply looking for room to spread out, this flexible floor plan offers plenty of possibilities! Step outside to your fenced backyard, featuring a private pool with an elevated deck and patio area—perfect for relaxing, entertaining, and enjoying Florida's sunshine. The oversized corner lot offers mature landscaping, ample outdoor space, and convenient driveway parking. LOCATION, LOCATION, LOCATION! Enjoy nearby public lake access, fishing piers, scenic waterfront parks, and recreational opportunities along the beautiful Harris Chain of Lakes, with local waterfront amenities within walking distance. Downtown Leesburg, with its restaurants, shops, and community activities, is also just a short distance away. Conveniently located near The Villages, Mount Dora, shopping, and medical facilities. NO HOA, NO CDD, and located in a USDA-eligible area, offering another potential financing option for qualified buyers! With generous living spaces, a versatile layout, and nearby outdoor recreation, this home offers a wonderful opportunity to enjoy the Florida lifestyle. Schedule your private showing today!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history49 days on market
- Status: ActiveOct 25, 2026
- Listed$324,900Oct 24, 2026
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 49
- Cumulative DOM
- 49
- Subdivision
- Leesburg Lake Forest Unit 01
- County
- Lake
- Year built
- 1954
- Living area
- 2,239 sq ft
- Price/sq ft
- $145
- Lot size
- 12,685 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12069C0309E)
- Pool
- Private pool
- Annual taxes
- $1,249 (2025)
- Parcel #
- 23-19-24-0800-000-01500
- Zoning
- R-1
- MLS #
- TB8560866
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Luxury Vinyl, Tile
- Appliances
- Dishwasher, Dryer, Electric Cooktop, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Crown Molding, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Thermostat, Walk-In Closet(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- Northwest
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 0
- Parking features
- Driveway
HOA & Financial
- Total monthly fees
- None
- Total annual fees
- None
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyers are responsible for confirming any lease restrictions with the city/county.
- Approval process
- Buyers are responsible for confirming any lease approval restrictions with the city/county.
Exterior & Construction
- Exterior features
- Private Mailbox, Private Yard
- Construction materials
- Block, Frame
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Fire Hydrant, Natural Gas Available, Public, Sewer Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Foyer | 17x9 | |
| Living Room | 25x21 | |
| Dinette | 8x10 | |
| Kitchen | 8x12 | |
| Laundry | 11x10 | |
| Office | 14x9 | |
| Bonus Room | 11x11 | |
| Primary Bedroom | 14x11 | |
| Bedroom 2 | 14x10 | |
| Bedroom 3 | 14x10 | |
| Bedroom 4 | 14x11 | |
| Primary Bathroom | 5x8 | |
| Bathroom 2 | 5x8 |
Listing Details
- Listing date
- 2026-10-24
- On market date
- 2026-10-24
- Original list price
- $324,900
- Occupant type
- Owner
- MLS area
- 34748 - Leesburg
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-10-25
- Tax legal description
- LEESBURG LAKE FOREST UNIT NO 1 LOT 15 PB 12 PG 69 ORB 5993 PG 751
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US-441 in Leesburg, turn north onto Lee Street. Turn right onto Gibson Street. Property is located on the corner of Gibson Street and Cottonwood Street.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 26, 2026 at 4:51 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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