1830 Willow Oak Drive, FL
Stellar MLS
1 / 1

$489,700

1830 Willow Oak DrivePalm Harbor, FL 34683

Listing updated: October 22, 2026 at 8:52 PM ET

Active
Stellar MLSListing courtesy of Keller Williams St Pete Realty · Heather Haviland · MLS #TB8560692 · Active · 727-894-1600
3
Beds
2
Baths
1,607
Sq Ft
0.18
Acres
1983
Built
◆Private pool◆$305/sqft◆360° tour
Single Family Residence

Property type

1983

Year built

7,775 sqft

Lot size

$305

Price / sq ft

No HOA

HOA dues

61

Days on market

2

Garage spaces

X

Flood zone

About this home

Your Palm Harbor Pool Home Awaits! Welcome to this beautifully renovated 3-bedroom, 2-bath home with a versatile bonus room, an inviting open floor plan, and a spacious backyard designed for Florida living. New luxury vinyl plank flooring flows throughout the home, complemented by newly renovated bathrooms and an airy layout perfect for everyday living and entertaining. Step outside to your private retreat featuring a semi-in-ground pool, an expansive pool deck exceeding 500 square feet, and a generous yard where you can unwind and enjoy stunning sunset views right from your own backyard. Enjoy peace of mind with numerous updates, including new windows (2019), a water heater (August 2022), a stove with built-in air fryer (2024), washer and dryer (2024), water softener (May 2025), and a whole-home surge protector (2026). The A/C has been serviced annually, and a new roof will be installed prior to closing! Plus, enjoy the added value of a 2-year home warranty for extra confidence in your purchase. Exceptional financing opportunity! A $250,000 assumable mortgage at an attractive 2.75% interest rate may provide a qualified buyer with significant financing advantages compared with current market rates. Assumption is subject to lender approval, buyer qualification, and verification of existing loan terms. Located in a highly sought-after Palm Harbor school zone, this home is approximately 0.6 miles from Palm Harbor Middle School and just 1.5 miles from beautiful Honeymoon Island. Enjoy convenient access to the Pinellas Trail, local dining, boutique shopping, and the charm of the surrounding community. Situated in a non-flood zone with no HOA and within a golf cart zone, this property offers the freedom and flexibility to enjoy the best of the Florida lifestyle. With stylish renovations, a private pool, a spacious yard, and an unbeatable combination of comfort and convenience, this Palm Harbor gem is ready to welcome you home!

Estimated monthly payment

Principal & interest$2,476
Property taxes$443
Home insurance (est.)$224

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history61 days on market

  1. Status: Active
    Oct 22, 2026
  2. Listed$489,700
    Oct 22, 2026

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
61
Cumulative DOM
61
Subdivision
Laurel Oak Woods
County
Pinellas
Year built
1983
Living area
1,607 sq ft
Price/sq ft
$305
Building area
2,065 sq ft (Public Records)
Lot size
7,775 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12103C0059H)
Garage
2 spaces
Pool
Private pool
Annual taxes
$5,320 (2025)
Parcel #
12-28-15-50459-000-0140
Zoning
R-2
MLS #
TB8560692

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Luxury Vinyl, Tile
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Stone Counters, Walk-In Closet(s)
Laundry
In Garage
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
None
Total annual fees
None
CDD
No
Homestead exemption
Yes
Min lease term
1 Week
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer/buyer agent to verify with the municipality directly.

Exterior & Construction

Exterior features
Lighting, Rain Gutters
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Sewer Connected, Water Connected

Schools

ElementaryOzona Elementary-PNGreatSchools ↗
MiddlePalm Harbor Middle-PNGreatSchools ↗
High SchoolPalm Harbor Univ High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living Room13x22
Kitchen11.5x12
Primary Bedroom13x15

Listing Details

Listing date
2026-10-22
On market date
2026-10-22
Original list price
$489,700
Occupant type
Owner
MLS area
34683 - Palm Harbor
Listing AOR
Suncoast Tampa
Status changed
2026-10-22
Tax legal description
LAUREL OAK WOODS LOT 14

Flood risk

Minimal riskFEMA Zone XPanel 12103C0059H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take US Highway 19 North in Palm Harbor. Turn west onto Tampa Road. Continue to the second traffic light at 19th Street. Turn north onto 19th Street. Turn west onto Willow Oak Drive. Continue to 1830 Willow Oak Drive W.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 22, 2026 at 8:52 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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