
$439,900
425 Pearl StreetLake Hamilton, FL 33851
Listing updated: October 26, 2026 at 11:32 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
BRAND-NEW DUPLEX | NO HOA | NO CDD | EXCELLENT INVESTMENT OPPORTUNITY! Discover this modern, newly constructed duplex in Lake Hamilton, Florida! Perfect for investors, multi-generational living, or buyers looking to LIVE IN ONE UNIT AND RENT THE OTHER! This property features TWO INDEPENDENT UNITS, each offering 2 bedrooms, 2 full bathrooms, and a bright OPEN-CONCEPT FLOOR PLAN. Beautifully finished with TILE FLOORING THROUGHOUT, modern kitchens featuring GRANITE COUNTERTOPS, STAINLESS STEEL APPLIANCES, and a dedicated LAUNDRY CLOSET. Each unit also includes its own PRIVATE ENTRANCE, COVERED FRONT PORCH, and CONCRETE DRIVEWAY. The property offers a combined 2,215 SQ FT OF HEATED LIVING SPACE and 2,263 SQ FT UNDER ROOF. PERFECT FOR INVESTORS! Each unit has SEPARATE WATER AND ELECTRIC METERS, allowing tenants to pay for their own utility consumption and simplifying property management. NO HOA AND NO CDD FEES! GREAT CENTRAL FLORIDA LOCATION! Conveniently located in Lake Hamilton with easy access to US Highway 27, Davenport, Haines City, Winter Haven, and within driving distance of WALT DISNEY WORLD RESORT and Central Florida's world-famous attractions. An excellent opportunity to own a brand-new property with rental income potential and flexible living options. TWO UNITS, ONE GREAT INVESTMENT! SCHEDULE YOUR PRIVATE SHOWING TODAY!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history3 days on market
- Status: ActiveOct 23, 2026
- Listed$439,900Oct 23, 2026
Facts & features
- Property type
- Residential Income
- Sub type
- Duplex
- Status
- Active
- Days on market
- 3
- Subdivision
- Miller J T Sub
- County
- Polk
- Year built
- 2026
- Living area
- 2,215 sq ft
- Price/sq ft
- $199
- Building area
- 2,263 sq ft (Builder)
- Lot size
- 10,001 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12105C0390G)
- Annual taxes
- $722 (2025)
- Parcel #
- 27-28-09-822000-021000
- Zoning
- R-2
- MLS #
- O6451995
Ask about this home
Have a question? Ask the broker directly.
Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.
Interior Details
- Bedrooms
- 4
- Flooring
- Tile
- Appliances
- Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Living Room/Dining Room Combo, Open Floorplan, Stone Counters, Thermostat
- Laundry
- Laundry Closet
- New construction
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 0
- Parking features
- Driveway
HOA & Financial
- Total monthly fees
- None
- Total annual fees
- None
- CDD
- No
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
Exterior & Construction
- Exterior features
- Private Mailbox, Rain Gutters, Sidewalk, Smart Irrigation, Sprinkler Metered
- Construction materials
- Block, Concrete, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- Electricity Available, Sewer Connected, Sprinkler Meter, Water Available
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Listing Details
- Listing date
- 2026-10-22
- On market date
- 2026-10-23
- Original list price
- $439,900
- Occupant type
- Vacant
- MLS area
- 33851 - Lake Hamilton
- Listing AOR
- Osceola
- Status changed
- 2026-10-23
- Tax legal description
- MILLER J T SUB PB 4 PG 87 BLK B LOTS 10 & 11
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US Highway 27,Turn left onto County Rd 546 E/Kokomo Rd, Turn left onto Rose St, Turn left onto Pearl St the duplex is on the left.
Property sale history
Public records425 PEARL ST, LAKE HAMILTON 33851
- Sep 2024$55,000
- Aug 2024$3,000
2,215 sq ft · Built 2026 · 0.2296 acres
Sale data from Florida public records (Department of Revenue / county property appraiser). Deemed reliable but not guaranteed; may not reflect current market or MLS status. Not Stellar MLS data.
More homes like this

$389,900
773 Detour Rd
Haines City, FL 33844
4 bd · 4 ba · 1,684 sqft
Miller J T Sub
MLS ID #O6452226, INVESTOR'S HOME REALTY.
Listing provided by Stellar MLS

$433,000
3097 Cassidy Ln
Haines City, FL 33844
4 bd · 3 ba · 2,631 sqft
Hammock Reserve
MLS ID #S5159936, DECONOVA INTERNATIONAL GROUP.
Listing provided by Stellar MLS

$279,900
391 Boardwalk Ave
Haines City, FL 33844
3 bd · 2 ba · 1,426 sqft
Grace Ranch Ph 2
MLS ID #S5160219, ZARZUELA REALTY, LLC.
Listing provided by Stellar MLS

$385,000
501 Lake Villa Way
Haines City, FL 33844
3 bd · 2 ba · 2,127 sqft
Skyway Terrace Add
MLS ID #L4966043, LIVE FLORIDA REALTY.
Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 26, 2026 at 11:32 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA