425 Pearl Street, FL
Stellar MLS
1 / 1

$439,900

425 Pearl StreetLake Hamilton, FL 33851

Listing updated: October 26, 2026 at 11:32 PM ET

Active
Stellar MLSListing courtesy of La Rosa Realty Llc · Fatima Pereira De Araque · MLS #O6451995 · Active · 321-939-3748
4
Beds
4
Baths
2,215
Sq Ft
0.23
Acres
2026
Built
◆New construction◆$199/sqft◆360° tour
Duplex

Property type

2026

Year built

10,001 sqft

Lot size

$199

Price / sq ft

No HOA

HOA dues

3

Days on market

X

Flood zone

About this home

BRAND-NEW DUPLEX | NO HOA | NO CDD | EXCELLENT INVESTMENT OPPORTUNITY! Discover this modern, newly constructed duplex in Lake Hamilton, Florida! Perfect for investors, multi-generational living, or buyers looking to LIVE IN ONE UNIT AND RENT THE OTHER! This property features TWO INDEPENDENT UNITS, each offering 2 bedrooms, 2 full bathrooms, and a bright OPEN-CONCEPT FLOOR PLAN. Beautifully finished with TILE FLOORING THROUGHOUT, modern kitchens featuring GRANITE COUNTERTOPS, STAINLESS STEEL APPLIANCES, and a dedicated LAUNDRY CLOSET. Each unit also includes its own PRIVATE ENTRANCE, COVERED FRONT PORCH, and CONCRETE DRIVEWAY. The property offers a combined 2,215 SQ FT OF HEATED LIVING SPACE and 2,263 SQ FT UNDER ROOF. PERFECT FOR INVESTORS! Each unit has SEPARATE WATER AND ELECTRIC METERS, allowing tenants to pay for their own utility consumption and simplifying property management. NO HOA AND NO CDD FEES! GREAT CENTRAL FLORIDA LOCATION! Conveniently located in Lake Hamilton with easy access to US Highway 27, Davenport, Haines City, Winter Haven, and within driving distance of WALT DISNEY WORLD RESORT and Central Florida's world-famous attractions. An excellent opportunity to own a brand-new property with rental income potential and flexible living options. TWO UNITS, ONE GREAT INVESTMENT! SCHEDULE YOUR PRIVATE SHOWING TODAY!

Estimated monthly payment

Principal & interest$2,224
Property taxes$60
Home insurance (est.)$202

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history3 days on market

  1. Status: Active
    Oct 23, 2026
  2. Listed$439,900
    Oct 23, 2026

Facts & features

Property type
Residential Income
Sub type
Duplex
Status
Active
Days on market
3
Subdivision
Miller J T Sub
County
Polk
Year built
2026
Living area
2,215 sq ft
Price/sq ft
$199
Building area
2,263 sq ft (Builder)
Lot size
10,001 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0390G)
Annual taxes
$722 (2025)
Parcel #
27-28-09-822000-021000
Zoning
R-2
MLS #
O6451995

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Interior Details

Bedrooms
4
Flooring
Tile
Appliances
Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Living Room/Dining Room Combo, Open Floorplan, Stone Counters, Thermostat
Laundry
Laundry Closet
New construction
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
0
Parking features
Driveway

HOA & Financial

Total monthly fees
None
Total annual fees
None
CDD
No
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple

Exterior & Construction

Exterior features
Private Mailbox, Rain Gutters, Sidewalk, Smart Irrigation, Sprinkler Metered
Construction materials
Block, Concrete, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt, Paved

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Electricity Available, Sewer Connected, Sprinkler Meter, Water Available

Schools

ElementaryAlta Vista ElemGreatSchools ↗
MiddleBoone MiddleGreatSchools ↗
High SchoolHaines City Senior HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Listing Details

Listing date
2026-10-22
On market date
2026-10-23
Original list price
$439,900
Occupant type
Vacant
MLS area
33851 - Lake Hamilton
Listing AOR
Osceola
Status changed
2026-10-23
Tax legal description
MILLER J T SUB PB 4 PG 87 BLK B LOTS 10 & 11

Flood risk

Minimal riskFEMA Zone XPanel 12105C0390G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US Highway 27,Turn left onto County Rd 546 E/Kokomo Rd, Turn left onto Rose St, Turn left onto Pearl St the duplex is on the left.

Property sale history

Public records

425 PEARL ST, LAKE HAMILTON 33851

  • Sep 2024$55,000
  • Aug 2024$3,000

2,215 sq ft · Built 2026 · 0.2296 acres

Sale data from Florida public records (Department of Revenue / county property appraiser). Deemed reliable but not guaranteed; may not reflect current market or MLS status. Not Stellar MLS data.

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Based on information submitted to the MLS GRID as of October 26, 2026 at 11:32 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA