114 4th Street, FL
Stellar MLS
1 / 1

$299,999

114 4th StreetRuskin, FL 33570

Listing updated: October 29, 2026 at 9:44 AM ET

Active
Stellar MLSListing courtesy of Mavrealty · Jessica Pierce · MLS #TB8560634 · Active · 727-314-3942
3
Beds
2
Baths
1,281
Sq Ft
0.3
Acres
1968
Built
◆$234/sqft◆360° tour
Single Family Residence

Property type

1968

Year built

12,960 sqft

Lot size

$234

Price / sq ft

No HOA

HOA dues

6

Days on market

AE

Flood zone

About this home

Beautifully updated and situated on nearly one-third of an acre, this Ruskin home brings together modern finishes, flexible living space, and major improvements already completed. A BRAND-NEW ROOF installed in September 2026, an updated electrical panel (2026), and HVAC, water heater, and windows replaced in 2024 offer added confidence as you settle into your next chapter. Covered parking welcomes you home, while inside, vinyl plank flooring flows throughout the open-concept layout. The updated kitchen anchors the living space with quartz countertops, stainless steel appliances, and a statement island featuring a waterfall edge and generous barstool seating. From your morning coffee to weekend gatherings, this space keeps everyone connected. With three bedrooms and two bathrooms, you'll have ample space to enjoy for years to come. The primary bedroom features an updated ensuite bathroom, creating a comfortable retreat at the end of the day. Outside, the spacious lot offers room to garden, entertain, or create the outdoor setup you’ve been imagining. A detached shed provides convenient storage for tools, equipment, and seasonal extras, keeping everyday living spaces free of clutter. Beyond the home, Ruskin offers the laid-back waterfront lifestyle that makes this stretch of Tampa Bay special. Spend a morning fishing or kayaking at E.G. Simmons Conservation Park, launch a boat at the Ruskin Commongood Boat Ramp to explore the Little Manatee River and lower Tampa Bay, or head to Sunset Bar & Grill at Little Harbor for waterfront dining as the sun goes down. It’s the kind of place where a day on the water and dinner with a view can become part of your regular routine. With a generous yard, thoughtful updates, and so much of the big-ticket work already handled, this home gives you more time to enjoy it.

Estimated monthly payment

Principal & interest$1,517
Property taxes$119
Home insurance (est.)$137

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history6 days on market

  1. Status: Active
    Oct 23, 2026
  2. Listed$299,999
    Oct 23, 2026

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
6
Subdivision
Ruskin City Map Of
County
Hillsborough
Year built
1968
Living area
1,281 sq ft
Price/sq ft
$234
Building area
1,618 sq ft (Public Records)
Lot size
12,960 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12057C0652J)
Annual taxes
$1,428 (2025)
Parcel #
U-07-32-19-1V5-000000-00307.1
Zoning
RSC-6
MLS #
TB8560634

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Tile, Vinyl
Appliances
Microwave, Range, Refrigerator
Interior features
Open Floorplan, Primary Bedroom Main Floor, Stone Counters
Laundry
Electric Dryer Hookup, Washer Hookup
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
0
Carport
Yes

HOA & Financial

Total monthly fees
None
Total annual fees
None
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Buyer to verify short term rental restrictions with city/county.

Exterior & Construction

Exterior features
Storage
Construction materials
Block
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available

Schools

ElementaryThompson ElementaryGreatSchools ↗
MiddleShields-HBGreatSchools ↗
High SchoolLennard-HBGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Kitchen
Living Room
Primary Bedroom

Listing Details

Listing date
2026-10-23
On market date
2026-10-23
Original list price
$299,999
Occupant type
Vacant
MLS area
33570 - Ruskin/Apollo Beach
Listing AOR
Suncoast Tampa
Status changed
2026-10-23
Tax legal description
RUSKIN CITY MAP OF N 90 FT OF LOTS 307 AND 308

Flood risk

High riskFEMA Zone AEPanel 12057C0652J

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US-41 N/S Tamiami Trl/S U.S. Hwy 41, Turn left onto W Shell Point Rd. Turn left onto 4th St NW. Home will be on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 29, 2026 at 9:44 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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