$410,000
30842 Penny Surf LoopWesley Chapel, FL 33545
Listing updated: October 30, 2026 at 8:30 PM ET
Listing courtesy of Exp Realty Llc · Thomas Tillier · MLS #TB8560503 · Active · 888-883-8509Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Virtually Staged. Welcome to The Lucky Penny, where comfortable living meets the vacation-inspired lifestyle of Epperson! Built in 2022, this spacious two-story home offers 4 bedrooms, 2.5 bathrooms, 2,260 square feet of living space, and a 2-car garage in one of Wesley Chapel's most exciting communities. Step inside to an open-concept floor plan that brings the kitchen, dining, and living areas together, creating a welcoming space for everyday living and entertaining. Whether you're preparing dinner, hosting friends, or enjoying a quiet evening at home, the connected layout makes it easy to do it all. Upstairs, a versatile loft provides additional living space that's perfect for a media room, playroom, home office, or whatever fits your needs. The spacious primary suite offers a walk-in closet and private bathroom with dual sinks and a separate shower, while three additional bedrooms provide plenty of flexibility for guests, hobbies, or work-from-home needs. Outside, the fenced backyard offers peaceful pond views and room to enjoy the Florida sunshine. Start your morning overlooking the water, enjoy time outdoors, or unwind in the evening while taking in the scenery. And then there's the Epperson lifestyle! Imagine having a tropical getaway just minutes from your front door. Epperson is home to Florida's first MetroLagoon, a spectacular 7.5-acre recreational lagoon with crystal-clear turquoise water and sandy beaches. Spend your afternoons swimming, kayaking, paddleboarding, enjoying water slides, or tackling the inflatable obstacle course. Prefer to unwind? Relax on the beach, reserve a cabana, or enjoy refreshments in a resort-style setting. Beyond the lagoon, Epperson offers walking and biking trails, parks, playgrounds, green spaces, a dog park, and community gathering areas. Seasonal celebrations, neighborhood events, and outdoor recreation make it easy to enjoy an active, connected lifestyle. ULTRAFi high-speed internet brings modern convenience to this amenity-rich community. Located in the growing Wesley Chapel area, The Lucky Penny also offers convenient access to shopping, restaurants, entertainment, healthcare, and I-75 for travel throughout Tampa Bay. With generous living spaces, a fenced backyard overlooking the pond, and an incredible community right outside your door, The Lucky Penny offers so much more than a place to live. It's an opportunity to enjoy the Florida lifestyle every day. Schedule your private showing and discover what makes this home and Epperson so special!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveOct 30, 2026
- Listed$410,000Oct 30, 2026
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Epperson Ranch North Ph 2 & 3
- County
- Pasco
- Year built
- 2022
- Living area
- 2,260 sq ft
- Price/sq ft
- $181
- Building area
- 2,786 sq ft (Public Records)
- Lot size
- 6,773 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12101C0268F)
- Garage
- 2 spaces
- Annual taxes
- $8,015 (2025)
- Parcel #
- 20-25-28-013.0-000.00-128.0
- Zoning
- MPUD
- MLS #
- TB8560503
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Ceramic Tile, Tile
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Stone Counters, Walk-In Closet(s)
- Laundry
- Inside, Laundry Room, Upper Level
- Stories / Levels
- Two
- Direction faces
- West
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway
HOA & Financial
- HOA fee
- $261 / Quarterly
- Monthly HOA
- $87/mo
- Total monthly fees
- $87/mo
- Total annual fees
- $1,043
- HOA name
- Collette Fuller, Castle Group
- CDD
- Yes
- Homestead exemption
- Yes
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- 6 mo. min, 1 yr max lease. Entire home only. Owner notifies HOA 7 days before signing + $50 fee. Max 2 occupants per bedroom. Tenant form required. See HOA Decl. Art. X Sec. 18 & 6th Amend. Buyer to verify all restrictions with the HOA.
Exterior & Construction
- Exterior features
- Lighting, Sidewalk
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Breed Restrictions, Cats OK, Dogs OK, Number Limit
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | ||
| Kitchen | ||
| Living Room |
Listing Details
- Listing date
- 2026-10-23
- On market date
- 2026-10-30
- Original list price
- $410,000
- Occupant type
- Owner
- MLS area
- 33545 - Wesley Chapel
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-10-30
- Tax legal description
- EPPERSON RANCH NORTH POD F PHASES 2 & 3 PG 85 PG 13 LOT 128
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
FROM I-75: Take Exit 282 (Overpass Rd) and head east. Turn left onto Epperson Blvd, then onto Penny Surf Loop. Follow to 30842 Penny Surf Loop. FROM SR 54: Head north on Curley Rd. Turn left onto Overpass Rd, then right onto Epperson Blvd. Continue to Penny Surf Loop and follow to the property. FROM US 301: Travel west on SR 54, turn right onto Curley Rd, then left onto Overpass Rd. Turn right onto Epperson Blvd and continue to Penny Surf Loop. Follow to 30842 Penny Surf Loop.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 30, 2026 at 8:30 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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