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$221,500

1166 Carmel CircleCasselberry, FL 32707

Listing updated: October 23, 2026 at 1:03 PM ET

Active

Listing courtesy of Olde Town Brokers Inc · Tena Harris · MLS #O6451735 · Active · 407-425-5069

Beds

Baths

1,443

Sq Ft

1986

Built

◆Water access◆$154/sqft

Condominium

Property type

1986

Year built

$154

Price / sq ft

No HOA

HOA dues

Days on market

Flood zone

About this home

Welcome to luxury lakeside living in the highly sought-after gated community of Carmel by the Lake! This well-maintained 3-bedroom, 2-bath condo features an open floor plan ideal for entertaining and relaxing. Enjoy peaceful greenbelt views from your private back porch. Residents have access to beautiful Lake Howell, a 400-acre lake perfect for kayaking, canoeing, and fishing. Community amenities include an Olympic-size swimming pool, heated spa, tennis and pickleball courts, private boat ramp, fishing pier, scenic nature trails, lakeside picnic area, gated entry, and more! Conveniently located near shopping, dining, entertainment, UCF, Full Sail University, Winter Park, and Orlando International Airport. Enjoy the perfect blend of comfort, recreation, and convenience in this desirable lakeside community!

Estimated monthly payment

Principal & interest$1,120

Property taxes$337

Home insurance (est.)$102

Down payment

20%

$44,300 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

Status: Active
Oct 23, 2026
Listed$221,500
Oct 23, 2026

Facts & features

Property type: Residential
Sub type: Condominium
Status: Active
Days on market: 0
Subdivision: Carmel By The Lake Unit 3
County: Seminole
Year built: 1986
Living area: 1,443 sq ft
Price/sq ft: $154
Lot size: 0 sq ft
Lot category: Non-Applicable
Flood zone: X (12117C0165F)
Annual taxes: $4,048 (2025)
Parcel #: 28-21-30-518-0000-5210
Zoning: PRD
MLS #: O6451735

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Interior Details

Bedrooms: 3
Full bathrooms: 2
Flooring: Carpet, Luxury Vinyl
Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features: Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Thermostat, Walk-In Closet(s)
Laundry: In Kitchen, Inside
Stories / Levels: One
Direction faces: West

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Garage spaces: 0
Parking features: Assigned, Covered
Carport: Yes

HOA & Financial

Total monthly fees: $788/mo
Total annual fees: $9,456
HOA name: Tina Yamada
CDD: No
Min lease term: 7 Months
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Condominium
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: Check with HOA for restrictions.

Exterior & Construction

Exterior features: Basketball Court, Sidewalk, Tennis Court(s)
Construction materials: Block
Roof: Tile
Foundation: Slab
Water access: Yes
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed: Cats OK, Dogs OK, Yes

Schools

ElementaryBSterling Park ElementaryGreatSchools ↗

MiddleCSouth Seminole MiddleGreatSchools ↗

High SchoolALake Howell HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Kitchen		15x11
Primary Bedroom		16x11
Bedroom 2		11x10
Bedroom 3		10x10
Family Room
Dining Room

Listing Details

Listing date: 2026-10-22
On market date: 2026-10-23
Original list price: $221,500
Occupant type: Tenant
MLS area: 32707 - Casselberry
Listing AOR: Orlando Regional
Status changed: 2026-10-23
Tax legal description: UNIT 521 CARMEL BY THE LAKE UNIT 3 A CONDO PB 31 PGS 20 TO 23

Flood risk

Minimal riskFEMA Zone XPanel 12117C0165F

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-4 take Exit 92 to FL 436 ( E. Semoran Blvd) . Continue approx 4.5 miles and turn onto Howell Branch Rd. Then turn right into Carmel By the Lake. Once inside the gate take a right and park in visitor parking next to the pool. Building 1166 is ahead and the end unit is on the second floor to the left of the elevators.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 23, 2026 at 1:03 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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