$499,000
4405 Floramar TerraceNew Port Richey, FL 34652
Listing updated: November 1, 2026 at 7:17 AM ET
Listing courtesy of Keller Williams Realty- Palm Harbor · Judi Pobst · MLS #W7890517 · Active · 727-772-0772Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
Virtually Staged. Welcome to your ultimate waterfront paradise in the highly sought-after Gulf Harbors community! This beautifully updated 3-bedroom, 2-full-bath home sits on a wide, deep-water channel offering direct, unrestricted Gulf access. Move right in and enjoy total peace of mind with a NEW ROOF & AC system, stunning new porcelain tile flooring throughout, and a bright open-floorplan kitchen complete with granite countertops, a breakfast bar, and appliances. The exterior has been freshly painted, as well as the garage floor. Step through the screened front entry porch into a light-filled living space, or head to the bedrooms where individual mini-split AC units provide maximum energy efficiency and personalized climate control. The back bedroom or office/sitting room, features elegant French entry doors, while providing waterfront covered deck access via sliding doors onto an over-the-seawall deck extension, framing spectacular wide water views from inside the home. Below decking is the perfect spot to place a spa if desired, where a previous spa was removed. Boaters will fall in love with the private dock equipped with a 10,000 lb boat lift, making a day out on the Gulf an absolute breeze. Another great feature is the custom-made Flow Stop Flood Barriers, included in the sale. Take a short ride to Anclote Island directly west via the North Channel or hang at the sand bar, commonly referred to as “the Bahamas in our backyard”. The members-only private Gulf Harbors Beach Club is a rare find, and one of the only on the west coast! Home is complete with a convenient carport and an attached compact car/golf cart garage, this coastal gem perfectly captures the Florida lifestyle. Located near shopping, banks, restaurants and only 45 minutes to Tampa International Airport. Schedule your private tour today!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history3 days on market
- Status: ActiveOct 29, 2026
- Listed$499,000Oct 29, 2026
Property Documents
Documents the listing agent has made public for this property. Free to view and download.
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 3
- Subdivision
- Floramar
- County
- Pasco
- Year built
- 1961
- Living area
- 1,445 sq ft
- Price/sq ft
- $345
- Building area
- 1,965 sq ft (Public Records)
- Lot size
- 4,000 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE
- Garage
- 1 spaces
- Annual taxes
- $5,452 (2025)
- Parcel #
- 16-26-07-0030-00200-0970
- Zoning
- R4
- MLS #
- W7890517
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Kitchen/Family Room Combo, Solid Surface Counters, Stone Counters, Thermostat, Window Treatments
- Laundry
- Electric Dryer Hookup, In Kitchen, Inside, Laundry Closet, Washer Hookup
- Stories / Levels
- One
- Direction faces
- Southwest
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air, Mini-Split Unit(s)
Parking
- Garage spaces
- 1
- Attached garage
- Yes
- Parking features
- Covered, Golf Cart Parking
- Carport
- Yes
HOA & Financial
- HOA fee
- $125 / Annually
- Monthly HOA
- $10/mo
- Total monthly fees
- $27/mo
- Total annual fees
- $325
- HOA name
- GULF HARBORS CIVIC ASSOCIATION
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- **Buyer and buyer’s agent to verify all leasing restrictions, minimum lease terms, ownership requirements prior to leasing, and any rental caps directly with Pasco County.**
- Approval process
- **Approval process, application requirements, background checks, fees, or waiting periods to be verified by buyer and buyer’s agent directly with Pasco County.**
Exterior & Construction
- Exterior features
- Private Mailbox, Rain Gutters, Storage
- Construction materials
- Block, Concrete, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | 10x18 | |
| Bedroom 2 | 12x10 | |
| Living Room | 16x18 | |
| Kitchen | 16x12 | |
| Dining Room | 8x10 | |
| Foyer | 10x10 | |
| Bedroom 3 | 11x10 | |
| Balcony/Porch/Lanai | 10x10 |
Listing Details
- Listing date
- 2026-10-29
- On market date
- 2026-10-29
- Original list price
- $499,000
- Occupant type
- Vacant
- MLS area
- 34652 - New Port Richey
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-10-29
- Tax legal description
- FLOR-A-MAR SECTION 3-A PB 6 PG 140 LOT 97 BLK 2 OR 7884 PG 1702
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Head NORTH on US Highway 19 towards New Port Richey and turn left onto Floramar Terrace. Follow for a little over a half a mile and the property will be on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of November 1, 2026 at 7:17 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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