$475,000
3812 Tarpon Pointe CirclePalm Harbor, FL 34684
Listing updated: October 23, 2026 at 6:48 AM ET
Listing courtesy of Exp Realty Llc · Jeffrey Borham, PA · MLS #TB8560210 · Active · 866-308-7109Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
Welcome to this spacious three-bedroom, two-bathroom home in the desirable 55+ community of Highland Lakes in Palm Harbor. Major updates include a 2022 AC system and replacement windows and doors in 2020. Offering 2,086 square feet of living space on a corner lot, this home features a welcoming screened front porch and foyer entry leading into a generously sized living room. The kitchen and dining area provide a comfortable space for everyday living, with stainless steel appliances and stone countertops. The primary bedroom features a walk-in closet and private en-suite bathroom with a dual-sink vanity topped with granite and a walk-in shower. The second bedroom also includes a walk-in closet, while the additional bedroom offers flexibility for guests, hobbies, or a home office. A dedicated laundry room adds everyday convenience, and out back, a deck provides a relaxing spot to enjoy the Florida sunshine or unwind outdoors. Residents of Highland Lakes enjoy an impressive array of amenities, including golf course access, a clubhouse, swimming pool, spa, sports courts, and access to Lake Tarpon for boating and other water activities. The community’s active lifestyle and variety of recreational opportunities make it an appealing place to enjoy Florida living. Conveniently located near Lake Tarpon, the home is also close to a variety of shopping destinations, restaurants, and everyday conveniences throughout Palm Harbor. Schedule your showing today!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveOct 22, 2026
- Listed$475,000Oct 22, 2026
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Highland Lakes Unit Thirtyfour
- County
- Pinellas
- Year built
- 1988
- Living area
- 2,086 sq ft
- Price/sq ft
- $228
- Building area
- 2,628 sq ft (Public Records)
- Lot size
- 8,817 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X500 (12103C0079H)
- Garage
- 2 spaces
- Annual taxes
- $4,726 (2025)
- Parcel #
- 04-28-16-38928-000-0440
- Zoning
- RPD-7.5
- MLS #
- TB8560210
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Laminate, Tile
- Appliances
- Dishwasher, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Stone Counters
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway
HOA & Financial
- HOA fee
- $164 / Monthly
- Monthly HOA
- $164/mo
- Total monthly fees
- $164/mo
- Total annual fees
- $1,968
- HOA name
- Scarlette Raoch - Highland Lakes
- CDD
- No
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Lease Restrictions to be verified by the HOA
- Approval process
- Approval Process to be verified by the HOA
Exterior & Construction
- Exterior features
- Lighting, Private Mailbox, Rain Gutters, Sidewalk
- Construction materials
- Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Water Connected
Community
- Pets allowed
- Yes
- Senior community
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | ||
| Living Room | ||
| Primary Bedroom |
Listing Details
- Listing date
- 2026-10-06
- On market date
- 2026-10-22
- Original list price
- $475,000
- Occupant type
- Vacant
- MLS area
- 34684 - Palm Harbor
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-10-22
- Tax legal description
- HIGHLAND LAKES UNIT THIRTYFOUR LOT 44
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Head west on FL-584 W/Tampa Rd 1.0 mi Continue straight onto Tampa Rd 2.2 mi Turn right onto Lake St George Dr 0.4 mi Turn right onto Highlands Blvd 0.8 mi Turn right onto Loch Rd 0.2 m Turn right onto Tarpon Pointe Cir Destination will be on the right
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 23, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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