13624 Bluewater Circle, FL13624 Bluewater Circle, FL13624 Bluewater Circle, FL
Stellar MLS
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$525,000

13624 Bluewater CircleOrlando, FL 32828

Listing updated: October 24, 2026 at 2:06 PM ET

Active
Stellar MLSListing courtesy of The Wilkins Way Llc · Justine Nielsen · MLS #O6451232 · Active · 407-874-0230
4
Beds
2
Baths
2,298
Sq Ft
0.27
Acres
1995
Built
◆$228/sqft
Single Family Residence

Property type

1995

Year built

11,630 sqft

Lot size

$228

Price / sq ft

$83/mo

HOA dues

2

Days on market

2

Garage spaces

X

Flood zone

About this home

COME SEE this METICULOUSLY maintained 4BR/2BA Single Story, Split-Plan home in the highly sought-after WATERFORD LAKES community! Lovingly cared for by its owners for over 25 years, this home offers a wonderful combination of comfort, thoughtful updates, and an exceptional homesite. The UPDATED KITCHEN provides a fresh, inviting space for everyday living, while freshly cleaned tile and carpet make this home ready for its next chapter. One of the home's most special features is its HUGE BEAUTIFUL LOT overlooking both a spring-fed POND and CONSERVATION area, creating a peaceful backyard retreat with beautiful natural views. Enjoy the scenery and relaxing Florida lifestyle from the SCREENED PORCH conveniently accessible from both the primary bedroom and secondary bathroom. With this unique layout and spacious backyard, adding a pool could be a fantastic option! Additional features include GUTTERS and a FRENCH DRAIN SYSTEM for added peace of mind. Major updates include a 2025 roof, 2020 re-pipe, and 2020 HVAC system. The water heater was replaced in 2012. Residents of Waterford Lakes enjoy an impressive array of community amenities including a resort-style swimming pool, tennis courts, pickleball courts, basketball courts, a dog park, and more! Conveniently located near desirable schools with shopping and dining and major highways just a five-minute drive away. This home offers the perfect blend of community living and convenience-Schedule your tour today! ++Qualified buyers will receive a 1% interest rate reduction at no cost to the buyer during their first year of repayment, when financing is obtained through our preferred lending partner!

Estimated monthly payment

Principal & interest$2,655
Property taxes$265
Home insurance (est.)$241
HOA dues$83

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history2 days on market

  1. Status: Active
    Oct 22, 2026
  2. Listed$525,000
    Oct 22, 2026

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
2
Subdivision
Waterford Lakes Tr N31a
County
Orange
Year built
1995
Living area
2,298 sq ft
Price/sq ft
$228
Building area
3,014 sq ft (Public Records)
Lot size
11,630 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12095C0295F)
Garage
2 spaces
Annual taxes
$3,175 (2025)
Parcel #
26-22-31-9103-00-190
Zoning
P-D
MLS #
O6451232

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Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Carpet, Ceramic Tile, Linoleum
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$249 / Quarterly
Monthly HOA
$83/mo
Total monthly fees
$101/mo
Total annual fees
$1,216
HOA name
First Service Residential
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer must verify with all the rules and regulations with the HOA.

Exterior & Construction

Exterior features
Basketball Court, Dog Run, Playground, Rain Gutters, Sidewalk, Tennis Court(s)
Construction materials
Block, Concrete, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryAWaterford ElemGreatSchools ↗
MiddleADiscovery MiddleGreatSchools ↗
High SchoolATimber Creek HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Dining Room13x10
Living Room13x10
Family Room21x13
Kitchen15x10
Primary Bedroom16x12
Bedroom 213x10
Bedroom 311x10
Bedroom 411x10

Listing Details

Listing date
2026-10-22
On market date
2026-10-22
Original list price
$525,000
Occupant type
Owner
MLS area
32828 - Orlando/Alafaya/Waterford Lakes
Listing AOR
Orlando Regional
Status changed
2026-10-22
Tax legal description
WATERFORD LAKES TRACT N 31A 32/134 LOT 19

Flood risk

Minimal riskFEMA Zone XPanel 12095C0295F

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From N Alafaya Trail, turn left onto Lake Underhill Road. Stay on Lake Underhill for 1 mile. Turn Right onto Bluewater Circle. Home is on the Right

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 24, 2026 at 2:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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