
$324,900
405 2nd StreetRuskin, FL 33570
Listing updated: October 23, 2026 at 6:48 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
Welcome to this well-maintained 3-bedroom, 3-bath home offering a blend of classic Florida charm and modern updates. Beautiful terrazzo flooring flows throughout much of the home, while the spacious Florida Room provides the perfect space to relax, entertain, or enjoy year-round sunshine. Major improvements provide peace of mind, including a new roof (2025), double-pane windows, Lexan hurricane shutters, and fresh exterior paint completed in 2024. The property also features a garage added in 2021 with Banko hurricane-rated garage doors, adding both convenience and storm protection. The kitchen has been updated with a new refrigerator (2022) and dishwasher (2024), and the water heater was replaced in 2023. Best of all, there are NO HOA or CDD fees, giving owners added flexibility and affordability. Ideally located just minutes south of a public boat ramp, this home offers easy access to boating, fishing, and Florida's outdoor lifestyle. Whether you're searching for a primary residence, seasonal getaway, or investment opportunity, this move-in-ready property is a must-see. There is also a 30-amp external service to hook-up a motor home. At this price, don't miss out!!!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveOct 22, 2026
- Listed$324,900Oct 22, 2026
Property Documents
Documents the listing agent has made public for this property. Free to view and download.
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Campus Shores Sub
- County
- Hillsborough
- Year built
- 1963
- Living area
- 1,730 sq ft
- Price/sq ft
- $188
- Building area
- 2,584 sq ft (Public Records)
- Lot size
- 10,501 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12057C0658J)
- Garage
- 2 spaces
- Annual taxes
- $1,427 (2025)
- Parcel #
- U-07-32-19-1V7-000002-00021.0
- Zoning
- RSC-6
- MLS #
- TB8559607
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 3
- Flooring
- Terrazzo
- Appliances
- Dishwasher, Dryer, Range, Range Hood, Refrigerator, Trash Compactor, Washer
- Interior features
- Primary Bedroom Main Floor
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- None
- Total annual fees
- None
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Hurricane Shutters
- Construction materials
- Brick
- Roof
- Metal
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | 14x14 | |
| Kitchen | 14x11 | |
| Family Room | 12x17 | |
| Dining Room | 17x13 |
Listing Details
- Listing date
- 2026-10-22
- On market date
- 2026-10-22
- Original list price
- $324,900
- Occupant type
- Owner
- MLS area
- 33570 - Ruskin/Apollo Beach
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-10-22
- Tax legal description
- CAMPUS SHORES SUBDIVISION LOT 21 BLOCK 2
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
I-75 to Sun City/Ruskin exit. Go west on College Ave to 2nd St SW. House is on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 23, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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