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$535,000

915 Hart Lake CourtWinter Haven, FL 33884

Listing updated: October 22, 2026 at 8:52 PM ET

Active

Listing courtesy of Dalton Wade Inc · Stephanie Morales Adriazola · MLS #L4965885 · Active · 888-668-8283

Beds

Baths

2,659

Sq Ft

0.43

Acres

2022

Built

◆3-car garage◆$201/sqft

Single Family Residence

Property type

2022

Year built

18,848 sqft

Lot size

$201

Price / sq ft

$83/mo

HOA dues

Days on market

Garage spaces

Flood zone

About this home

Virtually Staged. Discover this beautifully upgraded 4-bedroom, 3-bath home at 915 Hart Lake Court in Winter Haven. Located in a private gated community across the street from Chain of Lakes Elementary School, the home is also just minutes from LEGOLAND® Florida Resort and approximately 10 minutes from U.S. Highway 27. The open-concept layout features elegant snow-color cabinetry and granite countertops throughout. The private primary suite is situated at the opposite end of the home and includes a spacious walk-in closet, a large walk-in shower, and a customized makeup vanity. A generous laundry room includes a built-in home office and is conveniently located between the kitchen and pantry. The lanai features an additional bonus room with double French doors while retaining space for outdoor living. The adjoining area offers potential to be enclosed and configured as an in-law suite, subject to buyer verification and any required approvals. Additional highlights include a three-car garage, ample parking, and finished attic space providing extra storage. **Pride of ownership is evident throughout this meticulously maintained home, with the owner’s thoughtful care and attention to detail reflected in every space. The owner is an active real estate agent.** Photo's coming soon.

Estimated monthly payment

Principal & interest$2,705

Property taxes$508

Home insurance (est.)$245

HOA dues$83

Down payment

20%

$107,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history3 days on market

Status: Active
Oct 19, 2026
Listed$535,000
Oct 19, 2026

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 3
Subdivision: Hart Lake Hills Ph 02
County: Polk
Year built: 2022
Living area: 2,659 sq ft
Price/sq ft: $201
Building area: 3,778 sq ft (Public Records)
Lot size: 18,848 sq ft
Lot category: 1/4 to less than 1/2
Flood zone: X
Garage: 3 spaces
Annual taxes: $6,100 (2025)
Parcel #: 26-29-13-687550-000540
MLS #: L4965885

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Interior Details

Bedrooms: 4
Full bathrooms: 3
Flooring: Ceramic Tile, Luxury Vinyl
Appliances: Dishwasher, Microwave, Range, Range Hood, Refrigerator, Trash Compactor, Water Filtration System, Water Softener
Interior features: Ceiling Fans(s), Open Floorplan, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry: Electric Dryer Hookup, Laundry Room, Sink, Washer Hookup
Stories / Levels: One
Direction faces: Northeast

Heating & Cooling

Heating: Electric
Cooling: Central Air

Parking

Garage spaces: 3
Attached garage: Yes
Parking features: Garage Door Opener, Garage Faces Side

HOA & Financial

HOA fee: $1,000 / Annually
Monthly HOA: $83/mo
Total monthly fees: $83/mo
Total annual fees: $1,000
HOA name: Hart Lake Hills Homeowner's Association
CDD: No
Homestead exemption: Yes
Min lease term: No Rent
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: No
Lease restrictions: Yes
Additional lease restrictions: COMMUNITY DOES NOT ALLOW RENTALS (SHORT OR LONG TERM).
Approval process: NO RENTAL ALLOWED IN COMMUNITY.

Exterior & Construction

Construction materials: Stucco
Roof: Shingle
Foundation: Block
Road surface: Concrete

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Cable Connected, Electricity Available, Public, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed: Yes

Schools

ElementaryChain O Lakes ElemGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Family Room
Kitchen
Dinette
Den
Bonus Room
Primary Bedroom
Primary Bathroom
Bedroom 1
Bedroom 2
Bedroom 3
Bathroom 1
Balcony/Porch/Lanai
Bathroom 2
Laundry

Listing Details

Listing date: 2026-10-19
On market date: 2026-10-19
Original list price: $535,000
Occupant type: Owner
MLS area: 33884 - Winter Haven / Cypress Gardens
Listing AOR: Suncoast Tampa
Status changed: 2026-10-19
Tax legal description: HART LAKE HILLS PHASE TWO PB 113 PGS 35 & 36 LOT 54

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Step-by-step driving directions (from central Winter Haven / US-17) Head southeast on US-17 S toward Cypress Gardens Blvd. Turn left onto Cypress Gardens Blvd (FL-540 E). This is the main east–west corridor through Winter Haven. Continue on Cypress Gardens Blvd for several miles, passing Legoland and the Cypress Gardens commercial area. Turn right onto Cypress Gardens Road. This turn comes shortly after the intersection with Helena Rd. Continue on Cypress Gardens Road until you reach Hart Lake Road. Turn left onto Hart Lake Road. Follow Hart Lake Road into the residential area. Turn right onto Hart Lake Court (CT). Continue to 915 Hart Lake Court, which will be on your left or right depending on the lot numbering.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 22, 2026 at 8:52 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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