1 / 1

$395,000

7939 Terrace Ridge DriveTemple Terrace, FL 33637

Listing updated: October 31, 2026 at 6:22 PM ET

Active

Listing courtesy of Lombardo Team Real Estate Llc · Asad Shaikh · MLS #TB8559245 · Active · 813-321-0437

Beds

Baths

2,031

Sq Ft

0.13

Acres

2005

Built

◆$194/sqft◆360° tour

Single Family Residence

Property type

2005

Year built

5,856 sqft

Lot size

$194

Price / sq ft

$60/mo

HOA dues

Days on market

Flood zone

About this home

Brand new roof to be installed prior to closing. This 4 bed, 2.5 bath home sits on an oversized corner lot in Hidden Oaks, framed by a mature oak, with a covered front porch that opens to a spacious living room with three large windows. The kitchen was remodeled in 2026 with white shaker cabinets, quartz counters, subway tile backsplash, and stainless appliances, and the separate dining room sits right off it with a slider to the covered rear porch. The primary suite is conveniently located on the first floor, tucked at the back of the home for privacy, with a bay window and built-in bench, an updated bath with granite counters, gray cabinetry, and tub-shower combo, and the laundry room right next door. The first-floor half bath was updated to match the kitchen with white shaker cabinets and quartz, and several large storage closets round out the main level. Upstairs, a loft separates three bedrooms and a full bath, with angled ceilings from the roofline and an oversized walk-in closet off the loft. No carpet anywhere, laminate on the stairs and second floor, a spacious fenced yard with a second oak along the side, and minutes to I-75, USF, Moffitt, AdventHealth Tampa, and Telecom Park.

Estimated monthly payment

Principal & interest$1,997

Property taxes$294

Home insurance (est.)$181

HOA dues$60

Down payment

20%

$79,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

Status: Active
Oct 31, 2026
Listed$395,000
Oct 31, 2026

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 0
Subdivision: Hidden Oaks At Temple Terrace Ph 01
County: Hillsborough
Year built: 2005
Living area: 2,031 sq ft
Price/sq ft: $194
Building area: 2,686 sq ft (Public Records)
Lot size: 5,856 sq ft
Lot category: 0 to less than 1/4
Flood zone: X (12057C0230H)
Annual taxes: $3,526 (2026)
Parcel #: T-12-28-19-743-E00000-00010.0
Zoning: PD
MLS #: TB8559245

Ask about this home

Have a question? Ask the broker directly.

Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.

Interior Details

Bedrooms: 4
Full bathrooms: 2
Half bathrooms: 1
Flooring: Carpet, Ceramic Tile, Vinyl
Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Range, Range Hood, Refrigerator, Washer
Interior features: Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s)
Laundry: Laundry Room
Stories / Levels: Two
Direction faces: North

Heating & Cooling

Heating: Central, Natural Gas, Zoned
Cooling: Zoned

Parking

Garage spaces: 0
Attached garage: Yes
Parking features: Garage Door Opener

HOA & Financial

HOA fee: $60 / Monthly
Monthly HOA: $60/mo
Total monthly fees: $60/mo
Total annual fees: $720
HOA name: Rizzetta & Company-813-933-5571
CDD: No
Min lease term: 7 Months
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: Call Rizetta & Company-Melissa Weisner at 813-933-5571 for details
Approval process: Per HOA Restrictions

Exterior & Construction

Exterior features: Sprinkler Metered
Construction materials: Block, Stucco
Roof: Shingle
Foundation: Slab
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: BB/HS Internet Available, Cable Available, Fiber Optics, Fire Hydrant, Sprinkler Meter, Underground Utilities

Community

Pets allowed: Yes

Schools

ElementaryThonotosassa-HBGreatSchools ↗

MiddleJennings-HBGreatSchools ↗

High SchoolArmwood-HBGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Bedroom 2		12x11
Bedroom 3		13x11
Bedroom 4		13x10
Dining Room		16x10
Family Room		11x12
Kitchen		11x12
Living Room		16x9
Loft		10x11
Primary Bathroom
Primary Bedroom		13x12

Listing Details

Listing date: 2026-10-31
On market date: 2026-10-31
Original list price: $395,000
Occupant type: Vacant
MLS area: 33637 - Tampa / Temple Terrace
Listing AOR: Suncoast Tampa
Status changed: 2026-10-31
Tax legal description: HIDDEN OAKS AT TEMPLE TERRACE PHASE 1 LOT 10 BLOCK E

Flood risk

Minimal riskFEMA Zone XPanel 12057C0230H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

into temple terrace then into neighborhood

More homes like this

ActiveSingle Family Residence360°

$374,999

8305 N 18th St

Tampa, FL 33604

4 bd · 2 ba · 1,478 sqft

Hendry And Knights Addition To Sulphur Spring

MLS ID #TB8563375, KELLER WILLIAMS TAMPA CENTRAL.

Listing provided by Stellar MLS

ActiveDuplex

$325,000

5202 N 45th St

Tampa, FL 33610

4 bd · 2 ba · 1,404 sqft

Hillsborough Heights East A Replat

MLS ID #TB8563425, EXCLUSIVE HOMES REALTY, INC..

Listing provided by Stellar MLS

ActiveSingle Family Residence360°

$449,329

11127 Sycamore Glen Loop

Thonotosassa, FL 33592

3 bd · 2 ba · 1,662 sqft

Evergreen South

MLS ID #TB8535956, PULTE REALTY OF WEST FLORIDA LLC.

Listing provided by Stellar MLS

ActiveSingle Family Residence360°

$497,209

11125 Sycamore Glen Loop

Thonotosassa, FL 33592

3 bd · 3 ba · 2,230 sqft

Evergreen South

MLS ID #TB8535952, PULTE REALTY OF WEST FLORIDA LLC.

Listing provided by Stellar MLS

Call Schedule a tour

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 31, 2026 at 6:22 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA