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$250,000

3775 40th LaneSt Petersburg, FL 33711

Listing updated: October 22, 2026 at 8:13 PM ET

Active

Listing courtesy of Pyramid Realty Inc. · Andrea Grutman · MLS #TB8559103 · Active · 727-559-9800

Beds

Baths

1,375

Sq Ft

Acres

1974

Built

◆Water access◆$182/sqft◆360° tour

Condominium

Property type

1974

Year built

$182

Price / sq ft

No HOA

HOA dues

Days on market

Flood zone

About this home

Welcome home to this rarely available 3-bedroom, 2 bath residence in the highly desired, resort-style community of Bermuda Bay. Tucked inside a secure, gated neighborhood along the shimmering shores of Boca Ciega Bay, this beautifully maintained condo offers a warm, inviting, and well-designed traditional floor plan ideal for comfortable Florida living. Step inside to a bright and welcoming living room, filled with natural light and coastal character. The separate dining area provides an intimate space for meals and gatherings, while the kitchen features ample cabinetry, generous counter space, and a practical, functional layout perfect for everyday cooking or entertaining. The spacious primary bedroom offers a peaceful retreat with its own private bath and abundant closet space. Two additional bedrooms provide incredible flexibility—ideal for guests, a home office, or a hobby room. With two full bathrooms, the layout feels comfortable, convenient, and thoughtfully arranged for both privacy and livability. This condo is freshly painted, new floors, updated bathrooms, electrical panel upgraded. Outside, this community truly shines. Bermuda Bay offers two sparkling heated pools, a private sandy beach, tennis and pickleball courts, a clubhouse, lush walking paths, and beautifully maintained tropical landscaping. The gated entrance provides peace of mind while the resort-style amenities create the ultimate coastal haven. Just minutes from St. Pete Beach, Gulfport, downtown St. Petersburg, shops, dining, and entertainment, this condo is perfect as a full-time residence, seasonal escape, or investment opportunity.

Estimated monthly payment

Principal & interest$1,264

Property taxes$325

Home insurance (est.)$115

Down payment

20%

$50,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history4 days on market

Status: Active
Oct 18, 2026
Listed$250,000
Oct 18, 2026

Facts & features

Property type: Residential
Sub type: Condominium
Status: Active
Days on market: 4
Subdivision: Bermuda Bay Beach Condo
County: Pinellas
Year built: 1974
Living area: 1,375 sq ft
Price/sq ft: $182
Lot size: 0 sq ft
Lot category: Non-Applicable
Flood zone: AE
Annual taxes: $3,895 (2024)
Parcel #: 34-31-16-08320-022-0120
MLS #: TB8559103

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Interior Details

Bedrooms: 3
Full bathrooms: 2
Flooring: Luxury Vinyl
Appliances: None
Interior features: Built-in Features, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Thermostat
Laundry: Laundry Closet
Stories / Levels: One
Direction faces: South

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Garage spaces: 0

HOA & Financial

Total monthly fees: $1,218/mo
Total annual fees: $14,616
HOA name: Rafael Ferreris
CDD: No
Min lease term: 1 Month
Listing terms: Cash, Conventional
Ownership: Condominium
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: BUYER TO VERIFY PERTIENT INFORMATION RELATED TO ADDITIONAL LEASE RESTRICTIONS.
Approval process: $100.00 APPLICATION FEE which includes one parking pass

Exterior & Construction

Construction materials: Block
Roof: Shingle
Foundation: Block
Water access: Yes
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Cable Connected, Electricity Connected, Public, Sewer Connected

Community

Pets allowed: Number Limit

Room Details

Room	Level	Dimensions
Primary Bedroom
Bedroom 2
Bedroom 3
Kitchen
Dining Room
Living Room

Listing Details

Listing date: 2026-10-17
On market date: 2026-10-18
Original list price: $250,000
Occupant type: Vacant
MLS area: 33711 - St Pete/Gulfport
Listing AOR: Suncoast Tampa
Status changed: 2026-10-18
Tax legal description: BERMUDA BAY BEACH CONDO BLDG 3775, UNIT L (AKA 76L)

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From 22nd Avenue S, head south on 34th Street S (US-19). Turn west onto 45th Avenue S and follow the roads toward Bermuda Bay Beach & Racquet Club. Continue to 3775 40th Lane S, Unit L, St. Petersburg, FL 33711.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 22, 2026 at 8:13 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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