3803 Bay Drive, FL
Stellar MLS
1 / 1

$650,000

3803 Bay DriveHolmes Beach, FL 34217

Listing updated: October 24, 2026 at 6:48 AM ET

Active
Stellar MLSListing courtesy of Mike Norman Realty Inc. · Rochelle Bowers · MLS #A4709875 · Active · 941-778-6696
3
Beds
3
Baths
1,320
Sq Ft
1.02
Acres
1977
Built
◆Waterfront◆Water access◆Private pool◆1.02 acres◆$492/sqft◆360° tour
Townhouse

Property type

1977

Year built

44,219 sqft

Lot size

$492

Price / sq ft

$1,060/mo

HOA dues

1

Day on market

AE

Flood zone

About this home

Rarely available 3-bedroom, 3-bathroom turn-key condo in the coveted Sunbow Bay community of Holmes Beach. This spacious, light-filled island retreat features an open-concept floor plan designed for seamless living and entertaining. The expansive living area opens directly to a private porch surrounded by lush tropical landscaping and your own private dock. With three full bedrooms and three dedicated bathrooms, this unique layout offers exceptional privacy for families and guests, making it a perfect primary residence, winter getaway, or rental investment. Sunbow Bay offers premier waterfront amenities, including - Two heated community pools, tennis courts and a fishing pier. Located just minutes from the Gulf beaches, local dining, and the free island trolley, Sunbow Bay combines maintenance-free living with the ultimate Anna Maria Island lifestyle.

Estimated monthly payment

Principal & interest$3,287
Property taxes$271
Home insurance (est.)$298
HOA dues$1,060

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Oct 23, 2026
  2. Listed$650,000
    Oct 23, 2026

Facts & features

Property type
Residential
Sub type
Townhouse
Status
Active
Days on market
1
Subdivision
Sunbow Bay Ph 1
County
Manatee
Year built
1977
Living area
1,320 sq ft
Price/sq ft
$492
Building area
2,600 sq ft (Public Records)
Lot size
44,219 sq ft
Lot category
1 to less than 2
Flood zone
AE (12081C0277F)
Pool
Private pool
Annual taxes
$3,246 (2025)
Parcel #
7401410456
Zoning
R3
MLS #
A4709875

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Interior Details

Bedrooms
3
Full bathrooms
3
Flooring
Carpet, Other
Appliances
Dishwasher, Dryer, Range
Interior features
Open Floorplan
Laundry
In Garage, Inside
Stories / Levels
Two
Direction faces
North

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
0
Carport
Yes

HOA & Financial

HOA fee
$1,060 / Monthly
Monthly HOA
$1,060/mo
Total monthly fees
$1,060/mo
Total annual fees
$12,720
HOA name
Sunbow Bay Mel Williams
CDD
No
Min lease term
1 Month
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Confirm with HOA
Approval process
Confirm with HOA

Exterior & Construction

Exterior features
Balcony
Construction materials
Block
Roof
Built-Up
Foundation
Block
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Sewer Available

Community

Pets allowed
Cats OK, Dogs OK

Room Details

RoomLevelDimensions
Bedroom 116x11
Primary Bedroom
Living Room18x12
Dining Room13x12
Kitchen16x8

Listing Details

Listing date
2026-10-23
On market date
2026-10-23
Original list price
$650,000
Occupant type
Vacant
MLS area
34217 - Holmes Beach/Bradenton Beach
Listing AOR
Sarasota - Manatee
Status changed
2026-10-23
Tax legal description
UNIT 9 BLDG A SUNBOW BAY PHASE 1 CONDO PI#74014.1045/6

Flood risk

High riskFEMA Zone AEPanel 12081C0277F

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

West on SR 64, Left on East Bay Drive, Left at 3803 East Bay Drive (Sunbow Bay) to unit 9A.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 24, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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