


$439,990
1306 Twelve Oaks RoadSt Cloud, FL 34771
Listing updated: October 20, 2026 at 6:48 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
Welcome to 1306 Twelve Oaks Road, Saint Cloud, FL — a new construction 2-story home built by M/I Homes, offering 2,510 square feet of thoughtfully designed living space. This 4-bedroom, 3-bathroom home combines quality craftsmanship with a functional layout ideal for everyday living and entertaining. Step inside to discover an open-concept living space that connects the main gathering areas seamlessly, creating a bright and inviting atmosphere throughout the main level. The home features: 4 spacious bedrooms across 2 levels 3 full bathrooms 2,510 square feet of well-planned living space Open-concept layout connecting kitchen, dining, and living areas A private owner's bedroom with en-suite bathroom A covered lanai perfect for outdoor relaxation 2-car garage The design of this home reflects attention to detail and quality materials throughout. From the cohesive finishes to the efficient use of space, every element has been carefully considered to deliver a comfortable and stylish living environment. The covered lanai extends the living area outdoors, providing a great space for unwinding or hosting guests. The surrounding neighborhood offers a welcoming environment with proximity to parks and recreational areas, making it easy to enjoy an active outdoor lifestyle. The well-established area provides a sense of community while maintaining a peaceful residential setting that is perfect for families and individuals alike.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveOct 20, 2026
- Listed$439,990Oct 19, 2026
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Center Lake On The Park
- County
- Osceola
- Year built
- 2026
- Living area
- 2,510 sq ft
- Price/sq ft
- $175
- Lot size
- 4,182 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Garage
- 2 spaces
- Annual taxes
- $5,799 (2026)
- Parcel #
- 32-25-31-0943-0001-1500
- Zoning
- RESIDENTIA
- MLS #
- O6450403
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Disposal, Microwave, Range
- Interior features
- Thermostat
- Laundry
- Inside, Laundry Room
- Stories / Levels
- Two
- Direction faces
- West
- New construction
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $64 / Monthly
- Monthly HOA
- $64/mo
- Total monthly fees
- $64/mo
- Total annual fees
- $768
- HOA name
- Atomos Living / Joey Arroy
- CDD
- Yes
- Min lease term
- 7 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Please confirm with HOA
- Approval process
- Please confirm with HOA
Exterior & Construction
- Exterior features
- Sidewalk
- Construction materials
- Stone, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | 10x10 | |
| Great Room | 16x16 | |
| Dining Room | 12x12 | |
| Bedroom 4 | 10x12 | |
| Primary Bedroom | 16x13 | |
| Loft | 11x12 | |
| Bedroom 2 | 11x11 | |
| Bedroom 3 | 11x11 | |
| Laundry | 7x8 |
Listing Details
- Listing date
- 2026-10-19
- On market date
- 2026-10-19
- Original list price
- $439,990
- Occupant type
- Vacant
- MLS area
- 34771 - St Cloud (Magnolia Square)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-10-20
- Tax legal description
- CENTER LAKE ON THE PARK PB 35 PGS 74-79 LOT 150
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From 417: Take Exit 22 south for County Road 15 / Narcoossee Road. Continue on Narcoossee Road for approximately 21 miles; the community will be on your left. From US-192: Head north on Narcoossee Road. Continue for approximately 1.6 miles and the community will be on your right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 20, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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