$975,000
8045 Surf StreetKissimmee, FL 34747
Listing updated: October 25, 2026 at 7:42 PM ET
Listing courtesy of Coldwell Banker Realty · Nikki Felix · MLS #S5159643 · Active · 407-352-1040Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
EXTREMELY RARE OPPORTUNITY! Own a stunning 5-BEDROOM, 6-BATH WATERFRONT COTTAGE WITH A PRIVATE POOL AND SPA in Margaritaville Resort Orlando for UNDER $1 MILLION! This BEAUTIFUL, FULLY FURNISHED cottage has an open-concept design that flows seamlessly into your own private backyard paradise, featuring a sparkling pool, relaxing spa, and BREATHTAKING WATER AND SUNSET VIEWS! Every bedroom features its own ensuite bathroom, plus there's a convenient pool bath to keep wet feet out of the house! Two bedrooms have private balconies overlooking the fenced pool area and tranquil water views, including a second-floor bedroom and the third-floor primary suite. The upstairs loft provides even more space for entertaining, whether it's GAME NIGHT, movie night, or even a silent disco with friends! Looking for a full-time residence, vacation getaway, or income-producing investment property? This cottage offers incredible flexibility! This cottage is TURNKEY, complete with the approved furniture and housewares package, it's ready to enjoy or prepare for short-term rentals. And the LOCATION? It's hard to beat! Margaritaville Resort Orlando offers a vibrant resort lifestyle with walkable access to restaurants, shopping, entertainment, a movie theater, and a water park! HOA and Fins Up Club services and amenities include internal resort transportation, scheduled theme park shuttle service, daily trash pickup, landscaping, pest control, twice-weekly pool service, cable, internet, and phone service. Enjoy access to 7 POOLS, a hot tub, fitness center, and select on-property discounts. WATERFRONT. PRIVATE POOL & SPA. FIVE ENSUITE BEDROOMS. PLUS A SEPERATE POOL BATHROOM. FULLY FURNISHED. UNDER $1 MILLION. Opportunities like this deserve a closer look. Schedule your private showing today!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history9 days on market
- Status: ActiveOct 16, 2026
- Listed$975,000Oct 16, 2026
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 9
- Subdivision
- Rolling Oaks Ph 5
- County
- Osceola
- Year built
- 2019
- Living area
- 2,632 sq ft
- Price/sq ft
- $370
- Building area
- 2,904 sq ft (Public Records)
- Lot size
- 1,742 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12097C0030G)
- Pool
- Private pool
- Annual taxes
- $12,418 (2025)
- Parcel #
- 04-25-27-5005-0001-1520
- Zoning
- RES
- MLS #
- S5159643
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Interior Details
- Bedrooms
- 5
- Full bathrooms
- 5
- Half bathrooms
- 1
- Flooring
- Tile
- Appliances
- Dishwasher, Disposal, Dryer, Freezer, Ice Maker, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
- Interior features
- Ceiling Fans(s), Coffered Ceiling(s), Eat-in Kitchen, High Ceilings, Open Floorplan, PrimaryBedroom Upstairs, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Inside, Laundry Closet
- Stories / Levels
- Three Or More
- Direction faces
- East
Heating & Cooling
- Heating
- Baseboard, Central, Gas
- Cooling
- Central Air
Parking
- Garage spaces
- 0
- Parking features
- Guest, Open
HOA & Financial
- HOA fee
- $602 / Monthly
- Monthly HOA
- $602/mo
- Total monthly fees
- $799/mo
- Total annual fees
- $7,224
- HOA name
- Amanda Narehood
- CDD
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Balcony, Lighting, Outdoor Grill, Sidewalk
- Construction materials
- Block, Concrete, HardiPlank Type, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Water view
- Yes
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Natural Gas Connected, Phone Available, Public, Sewer Connected, Sprinkler Recycled, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Bedroom 1 | 11.6x12.4 | |
| Bedroom 2 | 11.4x10.1 | |
| Bedroom 3 | 11.4x12.2 | |
| Primary Bedroom | Third | 14.4x13.8 |
| Bedroom 5 | Third | 11.4x12 |
| Living Room | 15x15 | |
| Bathroom 1 | ||
| Kitchen |
Listing Details
- Listing date
- 2026-10-15
- On market date
- 2026-10-16
- Original list price
- $975,000
- Occupant type
- Tenant
- MLS area
- 34747 - Kissimmee/Celebration
- Listing AOR
- Orlando Regional
- Status changed
- 2026-10-16
- Tax legal description
- ROLLING OAKS PH 5 PB 26 PGS 132-140 LOT 152
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
• Merge onto US-192 West (W Irlo Bronson Memorial Hwy) and continue for approximately 5 miles. • Turn right onto Margaritaville Boulevard to enter the resort. • Proceed straight through the roundabouts, continuing onto Inspiration Drive. • Turn left onto Fins Up Circle. when you get to the gate press the green button • Turn right onto Surf Street, and 8045 Surf Street will be on your right
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 25, 2026 at 7:42 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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