22 Cypress Drive, FL
Stellar MLS
1 / 1

$465,000

22 Cypress DrivePalm Harbor, FL 34684

Listing updated: October 15, 2026 at 11:34 AM ET

Active
Stellar MLSListing courtesy of Beycome Of Florida Llc · Steven Koleno · MLS #O6450138 · Active · 804-656-5007
3
Beds
2
Baths
1,495
Sq Ft
0.15
Acres
1987
Built
◆Waterfront◆Water access◆$311/sqft
Single Family Residence

Property type

1987

Year built

6,534 sqft

Lot size

$311

Price / sq ft

No HOA

HOA dues

0

Days on market

2

Garage spaces

AE

Flood zone

About this home

Superb waterfront home situated on a corner canal lot with wraparound deck provides spectacular sunsets AND sunrises across the glistening Lake Tarpon waters right in your own yard providing for ultimate lakefront living. This 3/2/2 two story home includes a 2 car garage along with a fenced slab providing locked in security for your boat/RV with no more storage fees and is in addition to the double driveway. Due to the Southwest Florida Water Management District (SWFWMD) none of the 2024 hurricanes affected this waterfront area as the system manages water flow to prevent flooding during heavy rains and to maintain water quality and balance ecological health with flood control during dry periods. The S-551 structure is designed to temporarily store excess water during storms, releasing it at a controlled rate. NO flooding. Anglers can catch a variety of fish species such as largemouth bass, crappie, bluegill and catfish as well as great places to dock and enjoy some food. Upon entering the home you are greeted with an open floor plan downstairs with vaulted ceilings leading to the kitchen with stainless steel appliances. The family room provides a dining area, wet bar and large storage closet. You will find the third bedroom/office with access to the waterfront deck conveniently located on the first level along with a full bathroom. Upstairs are two oversized bedrooms with a Jack-and-Jill shared full bathroom. The primary bedroom has beautiful views of the canal waters. The property boasts of new central heat/air conditioning, new roof, new windows, new front door, seawall stabilization. Clear 4 Point inspection. Regretfully must sell at this time due to Job transfer.

Estimated monthly payment

Principal & interest$2,351
Property taxes$358
Home insurance (est.)$213

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Oct 15, 2026
  2. Listed$465,000
    Oct 15, 2026

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Lake Shore Estates 3rd Add
County
Pinellas
Year built
1987
Living area
1,495 sq ft
Price/sq ft
$311
Building area
1,915 sq ft (Owner)
Lot size
6,534 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12103C0076H)
Garage
2 spaces
Annual taxes
$4,294 (2025)
Parcel #
30-27-16-48546-000-0220
Zoning
R-3
MLS #
O6450138

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet
Appliances
Convection Oven, Dishwasher, Dryer, Electric Water Heater, Microwave, Washer
Interior features
Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Vaulted Ceiling(s), Wet Bar
Laundry
In Garage
Stories / Levels
Two
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
None
Total annual fees
None
CDD
No
Listing terms
Cash, Conventional, Other
Ownership
Fee Simple
Available for lease
No

Exterior & Construction

Exterior features
Lighting
Construction materials
Vinyl Siding, Frame, Wood Siding
Roof
Shingle
Foundation
Stem Wall
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Canal/Lake For Irrigation, Public
Utilities
Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
No

Schools

ElementaryHighland Lakes Elementary-PNGreatSchools ↗
MiddleTarpon Springs Middle-PNGreatSchools ↗
High SchoolTarpon Springs High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomSecond
Bedroom 2Second
Bedroom 3First
Primary BathroomSecond
Bathroom 2First
Living RoomFirst
KitchenFirst
Primary BedroomFirst

Listing Details

Listing date
2026-10-15
On market date
2026-10-15
Original list price
$465,000
Occupant type
Owner
MLS area
34684 - Palm Harbor
Listing AOR
Orlando Regional
Status changed
2026-10-15
Tax legal description
LAKE SHORE ESTATES 3RD ADD LOT 22

Flood risk

High riskFEMA Zone AEPanel 12103C0076H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Drive north on US 19/US Highway 19. Right to Cypress Drive. Left to Freshwater Drive. Property is on the right.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 15, 2026 at 11:34 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA