
$360,000
4434 Winding Oaks CircleMulberry, FL 33860
Listing updated: October 20, 2026 at 7:59 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Welcome to 4434 Winding Oaks Circle, where thoughtful details, spacious living, and the convenience of a gated community come together in the desirable Reserve at Fairway Oaks neighborhood of Mulberry. Offering 3 bedrooms, 2 bathrooms, and approximately 1,950 square feet of living space, this inviting single-story residence combines comfort, functionality, and everyday convenience. From the moment you arrive, you'll appreciate the welcoming curb appeal and the charm of this established gated neighborhood. Step inside to discover a spacious and thoughtfully designed interior featuring beautiful plantation shutters on all the windows, adding timeless elegance, privacy, and natural light control throughout the home. LED lighting throughout provides energy-efficient illumination, while the generous living spaces offer a comfortable setting for both relaxing evenings and entertaining guests. The thoughtfully arranged floor plan allows everyday living to flow effortlessly from one space to the next. At the heart of the home, the kitchen combines style and functionality with beautiful granite countertops, abundant cabinetry, and an eye-catching decorative stone accent beneath the breakfast counter, adding warmth, texture, and character to the space. The kitchen offers a welcoming place to prepare meals, gather with friends, or enjoy casual dining. The thoughtfully designed floor plan features a spacious primary suite offering a comfortable place to unwind, while two additional bedrooms provide flexibility for guests, a home office, or hobbies. The additional full bathroom offers convenience for both residents and visitors. The attached garage provides additional storage and everyday functionality, featuring an attractive decorative flake-coated floor that creates a clean, polished appearance, along with EV charging capability for electric vehicle owners. An additional practical feature is the home's generator hookup, providing the convenience of connecting a compatible generator when needed. Beyond the home itself, the Reserve at Fairway Oaks offers the comfort and convenience of gated community living, with HOA fees that include cable, internet, lawn care, and gated community access. These included services help simplify everyday living, allowing you to spend less time on routine maintenance and more time enjoying everything Central Florida has to offer. Conveniently located near shopping, dining, grocery stores, and everyday essentials, this property provides easy access to Lakeland, Mulberry, and surrounding areas. From the beautiful plantation shutters, energy-efficient LED lighting, and distinctive kitchen finishes to the upgraded garage flooring, EV charging capability, generator hookup, and valuable HOA inclusions, 4434 Winding Oaks Circle offers a wonderful combination of style, comfort, and convenience. Schedule your private showing today and discover everything this inviting home has to offer!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history4 days on market
- Status: ActiveOct 16, 2026
- Listed$360,000Oct 16, 2026
Property Documents
Documents the listing agent has made public for this property. Free to view and download.
- Plat Map for Fairway Oaks CommunityPDFView / Download ↓
- HOA BylawsPDFView / Download ↓
- HOA General Guidelines 2025PDFView / Download ↓
- HOA Amendment to DeclarationPDFView / Download ↓
- Homeowner QuestionnairePDFView / Download ↓
- SPDPDFView / Download ↓
- HOA disclosurePDFView / Download ↓
- Flood DisclosurePDFView / Download ↓
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 4
- Subdivision
- Fairway Oaks First Add
- County
- Polk
- Year built
- 2009
- Living area
- 1,950 sq ft
- Price/sq ft
- $185
- Building area
- 2,649 sq ft (Public Records)
- Lot size
- 5,998 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12105C0490G)
- Annual taxes
- $2,533 (2025)
- Parcel #
- 23-29-34-142462-000680
- MLS #
- L4965800
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Tile
- Appliances
- Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Crown Molding, High Ceilings, Living Room/Dining Room Combo, Pest Guard System, Thermostat, Window Treatments
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- Southeast
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 0
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $670 / Quarterly
- Monthly HOA
- $223/mo
- Total monthly fees
- $223/mo
- Total annual fees
- $2,679
- HOA name
- Nicki Archer
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyer to Verify with HOA
- Approval process
- Buyer to verify with HOA
Exterior & Construction
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | 10x15.8 | |
| Primary Bedroom | 15.7x16.4 | |
| Primary Bathroom | 10x9.2 | |
| Living Room | 19.6x25.11 | |
| Bedroom 2 | 12.9x11.9 | |
| Bedroom 3 | 12.9x11.9 | |
| Laundry | 6.2x6.3 |
Listing Details
- Listing date
- 2026-10-15
- On market date
- 2026-10-16
- Original list price
- $360,000
- Occupant type
- Owner
- MLS area
- 33860 - Mulberry
- Listing AOR
- Lakeland
- Status changed
- 2026-10-16
- Tax legal description
- FAIRWAY OAKS FIRST ADDITION PB 97 PG 43 LYING IN SEC 34 & 35 TWP 29 RGE 23 LOT 68
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Heading south on FL-37 S/Florida Ave S, turn right onto Shepherd Rd. Turn left onto Imperial Lakes Blvd, then turn left onto Fairway Oaks Dr. Continue straight to stay on Fairway Oaks Dr, then turn right onto Winding Oaks Dr. Turn right onto Winding Oaks Cir. The home will be on your right at 4434 Winding Oaks Cir.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 20, 2026 at 7:59 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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