4245 Spire Street, FL
Stellar MLS
1 / 1

$1,785,000

4245 Spire StreetPort Charlotte, FL 33981

Listing updated: October 14, 2026 at 1:27 PM ET

Active
Stellar MLSListing courtesy of Keller Williams Gainesville Realty Partners · Mark Elliott · MLS #GC544122 · Active · 352-240-0600
6
Beds
4
Baths
4,777
Sq Ft
0.23
Acres
2008
Built
◆Waterfront◆Water access◆Private pool◆Fireplace◆$374/sqft
Single Family Residence

Property type

2008

Year built

10,034 sqft

Lot size

$374

Price / sq ft

No HOA

HOA dues

2

Days on market

AE

Flood zone

About this home

TARPON SEASON STARTS AT YOUR OWN DOCK! This 6-bed, 4-bath Gulf Cove pool home sits on a quiet, private street along an extra-wide canal with direct access to the Myakka River, Charlotte Harbor, the Intracoastal, and the Gulf. It is minutes by boat to Boca Grande’s world-famous tarpon fishing and the Boca Sand Bar, and about 20 minutes by boat to Fisherman’s Village in Punta Gorda. BUILT FOR BOATERS: 75 ft of frontage, a concrete seawall, a private dock with 120V/220V shore power and fresh water, and a 20,000-lb boat lift under a 40-ft covered canopy. BUILT TO LAST: Full block construction, metal roof, 15kW generator, 500-gal propane tank, and 4,777 sq ft of high and dry cooled living space. Freshly painted inside and out. NO HOA. TWO COMPLETE LIVING LEVELS: Each level has its own kitchen, living space, and fireplace, ideal for guests, extended family, or multigenerational living. UPPER VIP LEVEL: The chef’s kitchen features Wolf appliances, a gas-cooktop island under a custom wood range hood, double wall ovens, a new custom fridge, solid wood cabinets with four floor-to-ceiling pantry pullouts, and granite counters. This level also offers a family room, dining room, large dinette, and water-view office. The luxury master suite has two walk-in closets and a spa-style bath with dual sinks, a soaking tub, and a walk-in dual shower. Two more bedrooms share a Jack-and-Jill bath. Front and rear balconies offer water and sunset views. GROUND LEVEL: A second full kitchen, a living room with a fireplace, a flex space, and 3 bedrooms with walk-in closets. The ground-level master’s adjoining bath opens to the pool lanai for easy entertaining. OUTDOORS: The screened lanai surrounds a heated saltwater pool and in-ground heated spa with water views, plus an outdoor shower. EXTRAS: New water heater, new Jandy pool pump, iAqualink 3.0, Sonos audio, security cameras, central vacuum, crown molding, high ceilings, irrigation, and low-maintenance landscaping. Oversized 2.75-car garage with home gym. Offered partially furnished. Community boat ramp, park, and fishing areas. A new park in the preserve across from the home is expected to open in Dec 2026, with trails, a beach, a fishing pier, and boat docks. The new pier and beach are about a one-mile walk away. Zoned for Myakka River Elem, L.A. Ainger Middle, and Lemon Bay High. Schedule your private showing today!

Estimated monthly payment

Principal & interest$9,026
Property taxes$1,063
Home insurance (est.)$818

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history2 days on market

  1. Status: Active
    Oct 12, 2026
  2. Listed$1,785,000
    Oct 12, 2026

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
2
Subdivision
Port Charlotte Sec 060
County
Charlotte
Year built
2008
Living area
4,777 sq ft
Price/sq ft
$374
Building area
6,015 sq ft (Public Records)
Lot size
10,034 sq ft
Lot category
0 to less than 1/4
Flood zone
AE
Pool
Private pool
Annual taxes
$12,754 (2025)
Parcel #
402130281009
Zoning
RSF3.5
MLS #
GC544122

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Interior Details

Bedrooms
6
Full bathrooms
4
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
Interior features
Ceiling Fans(s), Central Vaccum, Crown Molding, High Ceilings, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
Two
Direction faces
East
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
0
Attached garage
Yes
Parking features
Oversized

HOA & Financial

Total monthly fees
None
Total annual fees
None
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Balcony, Lighting
Construction materials
Block
Roof
Metal
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Cable Connected, Public

Schools

ElementaryMyakka River ElementaryGreatSchools ↗
MiddleL.A. Ainger MiddleGreatSchools ↗
High SchoolLemon Bay HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Bedroom 1First13x19
Bedroom 2First13x11
Bedroom 3First11x13
Living RoomFirst17x19
KitchenFirst19x19
LaundryFirst9x9
Dining RoomFirst15x14
Primary BedroomSecond16x20
Primary BathroomSecond20x20
Bedroom 2Second11x13
Bedroom 3Second11x13
Dining RoomSecond14x15
Family RoomSecond16x20
KitchenSecond15x16
DinetteSecond20x14

Listing Details

Listing date
2026-10-12
On market date
2026-10-12
Original list price
$1,785,000
Occupant type
Owner
MLS area
33981 - Port Charlotte
Listing AOR
Orlando Regional
Status changed
2026-10-12
Tax legal description
PCH 060 1908 0034 PORT CHARLOTTE SEC60 BLK1908 LT 34 380/113 488/696 DC660/216-217 929/2076 984/1122 1007/255CD1193/1544 1193/15461398/1228-TRUST 1398/1234 2222/1285 E3310/1795 4327/1164

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Winchester Blvd turn left onto Prospect Ave. Prospect Ave turns right and becomes Spinnaker Blvd. Turn left onto Willmington Blvd. Turn left onto David Blvd then turn left onto Spire St. Property will be on the left

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 14, 2026 at 1:27 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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