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$299,900

642 Spring Lake CircleTarpon Springs, FL 34688

Listing updated: October 16, 2026 at 10:27 PM ET

Active

Listing courtesy of Florida Premiere Realty · Bibi Zanella · MLS #TB8557227 · Active · 727-437-0261

Beds

Baths

1,684

Sq Ft

0.06

Acres

2004

Built

◆$178/sqft◆360° tour

Townhouse

Property type

2004

Year built

2,618 sqft

Lot size

$178

Price / sq ft

$343/mo

HOA dues

Days on market

Garage spaces

Flood zone

About this home

MAINTENANCE-FREE townhome in the GATED 'Townhomes at North Lake' subdivision. This townhome boasts 3 Bedrooms, 2.5 Baths + Loft, Screened Porch and 2-Car Garage. Versatile and appealing floorplan features 1,684 sq.ft. of air-conditioned living space with Primary Bedroom on first floor. Upstairs are the 2 additional bedrooms & bathroom & a loft area which overlooks the downstairs living area. This home is also in an X-Flood Zone so Flood Insurance is optional. North Lake also features a Community Pool and a dock on North Lake. This incredible townhome is centrally located in Tarpon Springs with easy access to Route 19 & all the charm of Tarpon Springs, including restaurants, marinas, sponge docks & city & county parks. The Pinellas Trail is close to the community entrance and offers miles of trails for your enjoyment. All measurements are approximate & buyer should verify measurements. Unit is sold "AS IS".

Estimated monthly payment

Principal & interest$1,516

Property taxes$424

Home insurance (est.)$137

HOA dues$343

Down payment

20%

$59,980 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

Status: Active
Oct 16, 2026
Listed$299,900
Oct 16, 2026

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type: Residential
Sub type: Townhouse
Status: Active
Days on market: 0
Subdivision: Townhomes At North Lake
County: Pinellas
Year built: 2004
Living area: 1,684 sq ft
Price/sq ft: $178
Building area: 2,209 sq ft (Builder)
Lot size: 2,618 sq ft
Lot category: 0 to less than 1/4
Flood zone: X (12103C0038H)
Garage: 2 spaces
Annual taxes: $5,084 (2026)
Parcel #: 08-27-16-91534-000-0480
Zoning: RES
MLS #: TB8557227

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Interior Details

Bedrooms: 3
Full bathrooms: 2
Half bathrooms: 1
Flooring: Carpet, Ceramic Tile
Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Interior features: Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Walk-In Closet(s), Window Treatments
Laundry: Inside
Stories / Levels: Two
Direction faces: South

Heating & Cooling

Heating: Central, Electric
Cooling: Central Air

Parking

Garage spaces: 2
Attached garage: Yes

HOA & Financial

HOA fee: $343 / Monthly
Monthly HOA: $343/mo
Total monthly fees: $343/mo
Total annual fees: $4,116
HOA name: Amika Baichoo
CDD: No
Min lease term: 6 Months
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: Owner must own the unit for a year before renting and there is a rental pool where only 15% of units can be rented at any given time.
Approval process: HOA approval required. $100 per person.

Exterior & Construction

Exterior features: Sidewalk
Construction materials: Block, Stucco
Roof: Shingle
Foundation: Block
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Electricity Connected, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed: Cats OK, Dogs OK

Schools

ElementaryTarpon Springs Elementary-PNGreatSchools ↗

MiddleTarpon Springs Middle-PNGreatSchools ↗

High SchoolTarpon Springs High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Primary Bedroom	First	13x17.3
Bedroom 2	Second	11x11
Bedroom 3	Second	12x12
Kitchen	First	10x7
Living Room	First	23x26

Listing Details

Listing date: 2026-10-16
On market date: 2026-10-16
Original list price: $299,900
Occupant type: Vacant
MLS area: 34688 - Tarpon Springs
Listing AOR: Suncoast Tampa
Status changed: 2026-10-16
Tax legal description: TOWNHOMES AT NORTH LAKE LOT 48

Flood risk

Minimal riskFEMA Zone XPanel 12103C0038H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

FROM US 19 AND TARPON AVE, GO EAST ON TARPON AVE TO MELON STREET, LEFT ON MELON AND TAKE FIRST RIGHT INTO COMMUNITY ENTRANCE. NEED GATE CODE TO GAIN ACCESS. ENTER GATE AND TAKE FIRST LEFT AND PROCEED AROUND CURVE TO ADDRESS 642 ON LEFT.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 16, 2026 at 10:27 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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