
$16,000
Raintree DrivePanama City, FL 32404
Listing updated: October 12, 2026 at 2:12 PM ET
Property type
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
YOUR FUTURE FLORIDA HOME STARTS HERE! Discover this approximately 0.11-acre residential lot on Raintree Drive in Panama City's Sandy Creek Ranch & Country Club Phase II community. With approximately 40 feet of frontage and 120 feet of depth, this Bay County parcel is zoned R-1 (Single-Family) and located in Flood Zone X. Whether you’re planning your next home or securing a homesite for the future, this lot offers an affordable opportunity to own land in an established Panama City community. Enjoy a country-style setting surrounded by nature, with access to shopping, dining, and everyday conveniences. HOA dues are $400 annually, and the neighborhood has public water and sewer. Country Club Drive and Highway 2297 connect you to Highway 22 for travel toward Panama City and Tyndall Air Force Base. Explore the region’s beaches, boating, and fishing destinations during your downtime. Qualified buyers may purchase with as little as 20% down payment, subject to lender approval and financing terms. Parcel ID: 07400-643-000. GPS coordinates: 30.1137, -85.5062.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveOct 12, 2026
- Listed$16,000Oct 12, 2026
Facts & features
- Property type
- Land
- Status
- Active
- Days on market
- 0
- Subdivision
- Sandy Crk Ranch & Cc Ph 02
- County
- Bay
- Price/sq ft
- $3
- Lot size
- 4,792 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Annual taxes
- $65 (2025)
- Parcel #
- 07400-643-000
- Zoning
- R-1
- MLS #
- TB8556850
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Parking
- Garage spaces
- 0
HOA & Financial
- HOA fee
- $200 / Semi-Annually
- Monthly HOA
- $33/mo
- Total monthly fees
- $33/mo
- Total annual fees
- $400
- HOA name
- Pat Ross
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
Exterior & Construction
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public
Community
- Pets allowed
- Yes
Listing Details
- Listing date
- 2026-10-09
- On market date
- 2026-10-12
- Original list price
- $16,000
- MLS area
- 32404 - Panama City
- Listing AOR
- Orlando Regional
- Status changed
- 2026-10-12
- Tax legal description
- SANDY CREEK RANCH & COUNTRY CLUB PHASE II LOT 2034 ORB 1334 P 647 MAP 164A2 ORB 3274 P 1601
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Highway 22, turn south onto Highway 2297. Turn right onto Country Club Drive, then right onto Mallard Drive. Turn left onto Raintree Drive and continue to the lot near the cul-de-sac. Use GPS coordinates 30.1137, -85.5062 to locate parcel 07400-643-000.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 12, 2026 at 2:12 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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