494 Brainard Avenue, FL
Stellar MLS
1 / 1

$299,000

494 Brainard AvenueUmatilla, FL 32784

Listing updated: October 13, 2026 at 6:52 AM ET

Active
Stellar MLSListing courtesy of Right Realty Connection, Inc. · Geoffrey Chernault · MLS #G5118892 · Active · 352-602-4710
3
Beds
2
Baths
1,374
Sq Ft
0.25
Acres
1926
Built
◆Fireplace◆$218/sqft◆360° tour
Single Family Residence

Property type

1926

Year built

11,000 sqft

Lot size

$218

Price / sq ft

No HOA

HOA dues

1

Day on market

x

Flood zone

About this home

Welcome to this beautifully updated 3-bedroom, 1.5-bath Craftsman cottage in the heart of Umatilla! Full of timeless character and modern improvements, this inviting home has been freshly painted throughout and offers a wonderful blend of classic architectural details and thoughtful upgrades. Major improvements include a metal roof, central heating and air, updated plumbing and electrical, providing a great foundation for comfortable living. The charming curb appeal immediately catches your eye, with a spacious covered front porch and convenient attached carport. Step inside to discover a welcoming living room featuring high ceilings and beautiful period details, including original-style 15-light double French doors, built-in bookshelves, and a built-in desk that add character and functionality. The adjoining dining room showcases a classic tongue-and-groove wood ceiling, creating a warm and distinctive space for gathering with family and friends. French doors off the dining room lead to a versatile bonus room with its own exterior entrance. Whether you envision a private studio, home office, hobby room, or creative retreat, this flexible space offers plenty of possibilities. The kitchen beautifully combines character and modern style. Original hardwood cabinetry has been refreshed with new paint and hardware, while additional shaker-style cabinetry and a classic butcher-block countertop provide extra workspace beside the stove. A tile backsplash, range hood, open shelving, and high-end Samsung appliances complete this inviting kitchen, making it a great space for everyday cooking and entertaining. Convenience continues with an interior laundry area just off the kitchen and rear hallway, thoughtfully tucked away behind smoked-glass doors for a clean, streamlined appearance. Out back, enjoy a fenced backyard featuring a dedicated fire pit area, perfect for relaxing outdoors or gathering with friends. The generous lot offers room to garden, create additional outdoor living space, or explore the possibilities of adding a garage or workshop. Full of Craftsman charm, fresh updates, and versatile living spaces, this delightful Umatilla cottage offers character, functionality, and room to make it your own—all in a convenient location close to the heart of town.

Estimated monthly payment

Principal & interest$1,512
Property taxes$313
Home insurance (est.)$137

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Oct 12, 2026
  2. Listed$299,000
    Oct 12, 2026

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Umatilla Osceola Park
County
Lake
Year built
1926
Living area
1,374 sq ft
Price/sq ft
$218
Building area
1,774 sq ft (Estimated)
Lot size
11,000 sq ft
Lot category
1/4 to less than 1/2
Flood zone
x
Annual taxes
$3,752 (2025)
Parcel #
12-18-26-0700-000-09300
Zoning
R-12
MLS #
G5118892

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Interior Details

Bedrooms
3
Full bathrooms
1
Half bathrooms
1
Flooring
Laminate
Appliances
Convection Oven, Dryer, Electric Water Heater, Range, Range Hood, Refrigerator, Washer
Interior features
Built-in Features, Ceiling Fans(s), Crown Molding, Window Treatments
Laundry
Inside
Stories / Levels
One
Direction faces
West
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
0
Parking features
Driveway, Off Street
Carport
Yes

HOA & Financial

Total monthly fees
None
Total annual fees
None
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, Lease Option, Lease Purchase, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Buyer should verify with City of Umatilla and or Lake County to confirm leasing restrictions if any apply.

Exterior & Construction

Exterior features
Lighting
Construction materials
Block, Other, Stucco, Frame
Roof
Metal
Foundation
Crawlspace, Stem Wall
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected

Schools

ElementaryBUmatilla ElemGreatSchools ↗
MiddleBUmatilla MiddleGreatSchools ↗
High SchoolBUmatilla HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst13x15
Dining RoomFirst13x15
KitchenFirst16x10
OfficeFirst12x10
Primary BedroomFirst14x12
Bedroom 2First14x12
Bedroom 3First12x8

Listing Details

Listing date
2026-10-12
On market date
2026-10-12
Original list price
$299,000
Occupant type
Vacant
MLS area
32784 - Umatilla / Dona Vista
Listing AOR
Lake and Sumter
Home warranty
Yes
Status changed
2026-10-12
Tax legal description
UMATILLA, OSCEOLA PARK LOTS 93, 94 PB 8 PG 46 ORB 5765 PG 1316

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

FROM EUSTIS TAKE SR 19 NORTH TO UMATILLA. TURN LEFT ON WEST OCALA STREET. TURN RIGHT ON BRAINARD. HOME WILL BE ON YOUR RIGHT #494.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 13, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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