4725 Cove Circle, FL
Stellar MLS
1 / 1

$215,000

4725 Cove CircleSt Petersburg, FL 33708

Listing updated: October 21, 2026 at 9:12 PM ET

Active
Stellar MLSListing courtesy of Nexthome Luxe Coastal · Patricia Hughes · MLS #TB8556555 · Active · 727-315-0315
2
Beds
2
Baths
1,040
Sq Ft
0
Acres
1970
Built
◆Water view◆Water access◆55+ community◆$207/sqft◆360° tour
Condominium

Property type

1970

Year built

$207

Price / sq ft

$817/mo

HOA dues

2

Days on market

AE

Flood zone

About this home

Welcome to your dream WATERFRONT retreat in a premier, gated 55+ resort-style community! This beautifully updated 2-bedroom, 2-bathroom condo with COVERED PARKING offers the perfect blend of modern luxury and effortless coastal living. From the moment you step into the light and airy entryway—complete with extra built-in closets—you are greeted by an expansive living and dining combo featuring gorgeous views of the canal and the sparkling Intracoastal waters of Boca Ciega Bay. The heart of the home is a beautifully renovated kitchen, fully equipped with premium granite countertops, modern white cabinetry, a spacious pantry, stainless steel appliances, and newly added inset lighting for a bright, welcoming culinary experience. The living space flows seamlessly into a massive Florida room, providing an ideal bonus office setup with front-row seats to the waterfront. Both viewpoints are fully protected by hurricane shutters and convenient remote-controlled blinds. Retreat to the oversized primary suite, which serves as a private oasis featuring an en-suite bathroom and a vast walk-in closet equipped with an IN-UNIT WASHER DRYER. Your guests will enjoy absolute privacy as the second bedroom also boasts its own dedicated en-suite bath. Storage is never an issue here, thanks to an in-unit utility room and an additional assigned storage closet located just down the hall next to the elevators and main laundry area. Situated on over 40 beautifully maintained acres, this fully funded, gated community features full-time management and a no-pet policy. The incredibly comprehensive HOA fee covers water, trash, sewer, cable, internet, exterior insurance, and all exterior/grounds maintenance, alongside total access to the unparalleled amenities. Enjoy 2 heated pools, a marina with direct access to the Intracoastal, and a brand-new clubhouse complete with an entertainment stage, billiards, a fully equipped gym, and a relaxing massage room. Active residents will love the tennis courts, pickleball, shuffleboard, cornhole, kayak racks, grilling areas, and the 3 community fishing docks currently being restored. Step outside to watch the dolphins play, or head just outside the gates to explore Madeira Beach’s world-class sandy beaches, vibrant nightlife, exceptional dining, shopping, and public transit. OH did I forget to mention it FULLY FURNISHED bring your bathing suits and flipflops and start living the waterfront life style you deserve.

Estimated monthly payment

Principal & interest$1,087
Property taxes$167
Home insurance (est.)$99
HOA dues$817

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history2 days on market

  1. Status: Active
    Oct 19, 2026
  2. Listed$215,000
    Oct 19, 2026

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
2
Subdivision
Columbia Towers
County
Pinellas
Year built
1970
Living area
1,040 sq ft
Price/sq ft
$207
Lot size
0 sq ft
Lot category
Non-Applicable
Flood zone
AE
Annual taxes
$2,003 (2025)
Parcel #
04-31-15-17703-000-0609
Zoning
RESIDENTIAL
MLS #
TB8556555

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Elevator, Living Room/Dining Room Combo, Open Floorplan, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Laundry Closet
Stories / Levels
One
Direction faces
Southwest

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
0
Parking features
Assigned, Covered, Guest
Carport
Yes

HOA & Financial

HOA fee
$817 / Monthly
Monthly HOA
$817/mo
Total monthly fees
$817/mo
Total annual fees
$9,804
HOA name
FEDERATION OF SEA TOWERS
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
SEE DOCS
Approval process
APPLICATION

Exterior & Construction

Exterior features
Balcony, Hurricane Shutters, Lighting, Outdoor Shower, Rain Gutters, Shade Shutter(s), Sidewalk, Storage, Tennis Court(s)
Construction materials
Block, Concrete
Roof
Membrane, Other
Foundation
Concrete Perimeter, Slab
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Canal/Lake For Irrigation, Public
Utilities
BB/HS Internet Available, Fire Hydrant, Phone Available, Sewer Connected

Community

Pets allowed
No
Senior community
Yes

Room Details

RoomLevelDimensions
Kitchen
Living Room
Primary Bedroom
Bathroom 2
Florida Room
Laundry
Florida Room
Bedroom 2
Utility Room
Bathroom 1

Listing Details

Listing date
2026-10-19
On market date
2026-10-19
Original list price
$215,000
Occupant type
Vacant
MLS area
33708 - St Pete/Madeira Bch/N Redington Bch/Shores
Listing AOR
Suncoast Tampa
Status changed
2026-10-19
Tax legal description
COLUMBIA TOWERS CONDO UNIT 609

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

DUHME TO COVE CIRCLE -RIGHT AT 1ST STOP SIGN-NEXT LEFT IS GUEST PARKING (BEHIND TENNIS COURTS)-BUILDING DIRECTLY TO YOUR RIGHT.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 21, 2026 at 9:12 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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