1540 Rosa Court, FL
Stellar MLS
1 / 1

$445,000

1540 Rosa CourtBartow, FL 33830

Listing updated: October 14, 2026 at 4:34 PM ET

Active
Stellar MLSListing courtesy of S & D Real Estate Service Llc · Mary Ferry · MLS #L4965646 · Active · 863-824-7169
3
Beds
2
Baths
2,232
Sq Ft
0.36
Acres
1989
Built
◆Private pool◆Fireplace◆$199/sqft◆360° tour
Single Family Residence

Property type

1989

Year built

15,699 sqft

Lot size

$199

Price / sq ft

No HOA

HOA dues

5

Days on market

2

Garage spaces

X

Flood zone

About this home

Virtually Staged. Your own pool. A fenced third-acre yard. No HOA. There's plenty to like outside, and this one-story home delivers inside, too. Tile flooring runs throughout, while the split floor plan gives the primary suite welcome separation from the other two bedrooms. The kitchen opens to the living area, keeping conversation flowing whether you're making dinner, catching up, or having friends over. Step out back, and the screened pool becomes the main attraction. Take a swim after work, spend a slow Saturday by the water, or bring everyone outside for an afternoon together. The fenced yard offers space beyond the pool, with a play set already in place. The updates deserve attention, too: a roof replaced in 2018, A/C and water heater replaced in 2022, and a whole-home UV air purification system with an electrostatic filter added in 2024; the filter carries a lifetime warranty. The second bathroom has been remodeled with quartz countertops, and the kitchen features granite and updated appliances. Come for the pool. Stay a little longer to appreciate the layout, the yard, and how much this home offers beyond the front door.

Estimated monthly payment

Principal & interest$2,250
Property taxes$301
Home insurance (est.)$204

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history5 days on market

  1. Status: Active
    Oct 9, 2026
  2. Listed$445,000
    Oct 9, 2026

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
5
Subdivision
Sago Palms Sub
County
Polk
Year built
1989
Living area
2,232 sq ft
Price/sq ft
$199
Building area
3,393 sq ft (Public Records)
Lot size
15,699 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12105C0515G)
Garage
2 spaces
Pool
Private pool
Annual taxes
$3,616 (2025)
Parcel #
25-29-32-363420-000210
MLS #
L4965646

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Tile
Appliances
Dishwasher, Electric Water Heater, Microwave, Range
Interior features
Ceiling Fans(s), Eat-in Kitchen, Open Floorplan, Split Bedroom, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
West
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

Total monthly fees
None
Total annual fees
None
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Private Mailbox, Private Yard, Rain Gutters
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Block
Pool
Private pool
Road surface
Asphalt

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Cable Available, Electricity Available, Electricity Connected, Water Available, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryASpessard L. Holland ElementaryGreatSchools ↗
MiddleBartow MiddleGreatSchools ↗
High SchoolBartow HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst
Bedroom 1First
Bedroom 2First
Florida RoomFirst
Living RoomFirst
LaundryFirst
KitchenFirst
Dining RoomFirst

Listing Details

Listing date
2026-10-03
On market date
2026-10-09
Original list price
$445,000
Occupant type
Owner
MLS area
33830 - Bartow
Listing AOR
Lakeland
Status changed
2026-10-09
Tax legal description
SAGO PALMS SUB PB 84 PG 31 LOT 21

Flood risk

Minimal riskFEMA Zone XPanel 12105C0515G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Highway 98 to Bartow Eagle Lake Road. Turn left on Taylor Road and right on Rosa Court.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 14, 2026 at 4:34 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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