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$279,000

1339 Lucerne Loop RoadWinter Haven, FL 33881

Listing updated: October 26, 2026 at 11:04 AM ET

Active

Listing courtesy of Better Homes And Gardens Real Estate Lifestyles Realty · Brad Martin · MLS #P4940110 · Active · 904-853-6386

Beds

Baths

1,597

Sq Ft

0.17

Acres

2019

Built

◆Water view◆$175/sqft

Single Family Residence

Property type

2019

Year built

7,436 sqft

Lot size

$175

Price / sq ft

$30/mo

HOA dues

Days on market

Flood zone

About this home

4 BEDROOM, 2 BATH NEWER HOME WITH AFFORDABLE HOA, NO CDD AND PRICED TO SELL! Welcome to this clean, well-kept 2020 four-bedroom, two-bath home across from Lake Lucerne in Winter Haven. A brick-paver driveway leads to a two-car garage and a bright, open floor plan. The kitchen features a large island, abundant cabinetry, and all appliances included. Living and dining areas flow together for easy everyday living. The home has no carpeting only easy to care for ceramic tile and luxury vinyl flooring and a Split-bedroom layout that places three bedrooms on one side and a spacious primary suite with ensuite bath and walk-in closet on the other. HOA is only $360 a year with NO CDD. Move-in ready in a convenient neighborhood with NO REAR NEIGHBOR, close to town, around the corner from Willowbrook golf course, shopping, medical and local eateries.

Estimated monthly payment

Principal & interest$1,411

Property taxes$360

Home insurance (est.)$128

HOA dues$30

Down payment

20%

$55,800 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

Status: Active
Oct 26, 2026
Listed$279,000
Oct 26, 2026

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 0
Subdivision: Lucerne Park
County: Polk
Year built: 2019
Living area: 1,597 sq ft
Price/sq ft: $175
Building area: 2,127 sq ft (Public Records)
Lot size: 7,436 sq ft
Lot category: 0 to less than 1/4
Flood zone: X
Annual taxes: $4,316 (2025)
Parcel #: 26-28-02-522102-000200
MLS #: P4940110

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Interior Details

Bedrooms: 4
Full bathrooms: 2
Flooring: Ceramic Tile, Luxury Vinyl
Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
Interior features: Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Split Bedroom, Vaulted Ceiling(s), Window Treatments
Laundry: Inside, Laundry Room
Stories / Levels: One
Direction faces: West

Heating & Cooling

Heating: Electric, Heat Pump
Cooling: Central Air

Parking

Garage spaces: 0
Attached garage: Yes

HOA & Financial

HOA fee: $180 / Semi-Annually
Monthly HOA: $30/mo
Total monthly fees: $30/mo
Total annual fees: $360
HOA name: LUCERNE PARK OWNERS ASSOC. MANAGER/TRAN
CDD: No
Min lease term: 7 Months
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: VERIFICATION OF PROCESS SHOULD BE VERIFIED BY HOA PRIOR TO LEASING.
Approval process: CHECK WITH HOA PRIOR TO LEASING FOR APPLICATION AND VERIFICATION OF PROCESS.

Exterior & Construction

Construction materials: Stucco
Roof: Shingle
Foundation: Block, Slab
Water view: Yes
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: None
Utilities: Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed: Cats OK, Dogs OK, Size Limit

Schools

ElementaryLake Alfred ElemGreatSchools ↗

MiddleBoone MiddleGreatSchools ↗

High SchoolHaines City Senior HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Kitchen		13x12
Great Room		15x16
Dining Room		12x8
Primary Bedroom		12x15
Bedroom 2		11x11
Bedroom 3		10x11
Bedroom 4		10x10

Listing Details

Listing date: 2026-10-26
On market date: 2026-10-26
Original list price: $279,000
Occupant type: Vacant
MLS area: 33881 - Winter Haven / Florence Villa
Listing AOR: Osceola
Status changed: 2026-10-26
Tax legal description: LUCERNE PARK PB 171 PGS 1-4 LOT 20

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From HWY 27 S. HEAD WEST ON FL-544, TURN RIGHT ON OLD LUCERNE PARK RD., TURN LEFT ON LUCERNE LOOP RD. NE TO THE ADDRESS.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 26, 2026 at 11:04 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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