4897 Harbor Woods Drive, FL
Stellar MLS
1 / 1

$575,000

4897 Harbor Woods DrivePalm Harbor, FL 34683

Listing updated: October 20, 2026 at 5:56 PM ET

Active
Stellar MLSListing courtesy of Keller Williams St Pete Realty · Catherine Bostian · MLS #TB8556005 · Active · 727-894-1600
4
Beds
3
Baths
1,924
Sq Ft
0.18
Acres
1989
Built
◆Private pool◆$299/sqft◆360° tour
Single Family Residence

Property type

1989

Year built

7,645 sqft

Lot size

$299

Price / sq ft

$32/mo

HOA dues

11

Days on market

AE

Flood zone

About this home

Welcome to your turnkey oasis on the Palm Harbor and Tarpon Springs border! Nestled within a quiet, highly desirable deed restricted community with incredibly low HOA fees, this meticulously updated ~1,900 sq ft home offers the ultimate blend of luxury, privacy, and peace of mind. Boasting an expansive 4 bedroom, 3 full bath layout including two private en suites (perfect for guests or multi-generational living), no detail has been overlooked. Every major system, along with the gourmet kitchen and all three bathrooms, has been completely modernized within the last four years. From the sleek contemporary finishes to the newly upgraded automated sprinkler system that keeps your curb appeal flawless, this property is truly better than new construction. Step through the doors and discover a unique architectural layout designed entirely around a spectacular central courtyard, where nearly every room in the house offers direct access to the pool patio. This seamless indoor outdoor flow leads you straight to your own private poolside paradise, featuring a sparkling saltwater pool that has been beautifully resurfaced and is protected by a brand new panoramic screen enclosure that maximizes your views of the lush surroundings. Backed by all new 2026 pool equipment and complete with a modest covered area on the patio perfect for shaded outdoor dining or escaping the afternoon sun, this low maintenance retreat is ready for year round entertaining. Best of all, you are just minutes away from top rated Pinellas County schools, pristine Gulf beaches, and the vibrant dining, shopping, and culture of the world famous Tarpon Springs Sponge Docks. Schedule your private tour today and step into a lifestyle where absolutely everything has already been done for you!

Estimated monthly payment

Principal & interest$2,908
Property taxes$295
Home insurance (est.)$264
HOA dues$32

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history11 days on market

  1. Status: Active
    Oct 9, 2026
  2. Listed$575,000
    Oct 9, 2026

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
11
Subdivision
Harbor Woods
County
Pinellas
Year built
1989
Living area
1,924 sq ft
Price/sq ft
$299
Building area
2,513 sq ft (Public Records)
Lot size
7,645 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12103C0057H)
Pool
Private pool
Annual taxes
$3,544 (2025)
Parcel #
23-27-15-36685-000-0330
Zoning
R-3
MLS #
TB8556005

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Ceramic Tile, Luxury Vinyl
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Primary Bedroom Main Floor, Stone Counters
Laundry
Electric Dryer Hookup, In Garage, Sink
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central, Electric, Heat Pump
Cooling
Central Air

Parking

Attached garage
Yes
Parking features
Garage Door Opener, Ground Level

HOA & Financial

HOA fee
$384 / Annually
Monthly HOA
$32/mo
Total monthly fees
$32/mo
Total annual fees
$384
HOA name
Sam Marshall
CDD
No
Homestead exemption
Yes
Min lease term
6 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Check with the association and local municipality for restrictions regarding leasing.
Approval process
Check with the association for restrictions/approval for leasing

Exterior & Construction

Exterior features
Rain Gutters, Sidewalk
Construction materials
Block
Roof
Tile
Foundation
Slab
Pool
Private pool
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Fire Hydrant, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Living Room14x23
Kitchen13x10.5
Bedroom 211.5x11.5
Primary Bedroom15.5x12

Listing Details

Listing date
2026-10-02
On market date
2026-10-09
Original list price
$575,000
Occupant type
Vacant
MLS area
34683 - Palm Harbor
Listing AOR
Suncoast Tampa
Status changed
2026-10-09
Tax legal description
HARBOR WOODS LOT 33

Flood risk

High riskFEMA Zone AEPanel 12103C0057H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Head West on Klosterman Road from US 19 N. Left onto Harbor Woods Dr. Follow to address.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 20, 2026 at 5:56 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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