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$165,000

20 Mid Oaks CirclePalm Coast, FL 32137

Listing updated: October 15, 2026 at 2:37 PM ET

Active

Listing courtesy of Exit Realty First Choice · Mary Jane Holland · MLS #FC321990 · Active · 386-246-3161

Beds

Baths

912

Sq Ft

0.02

Acres

1980

Built

◆$181/sqft◆360° tour

Condominium

Property type

1980

Year built

1,058 sqft

Lot size

$181

Price / sq ft

$575/mo

HOA dues

Days on market

Flood zone

About this home

MOVE-IN READY 2-BEDROOM, 2-BATH CONDO IN A PEACEFUL WOODED SETTING! This beautifully maintained second-floor condo offers an open layout, new laminate flooring throughout the main living areas, tile in the wet areas, and fresh interior paint. Surrounded by a canopy of mature oak trees, this home provides a private, tranquil setting while still being conveniently close to shopping, dining, walking and biking trails, the Intracoastal Waterway, and area beaches. The spacious living room features large sliding glass doors leading to an enclosed lanai, creating a wonderful space to relax and enjoy the peaceful wooded surroundings. The kitchen offers a full complement of appliances, including stove, refrigerator, dishwasher, microwave, and a full-size stackable washer and dryer. Kitchen appliances, along with the A/C and water heater, were updated in 2016. The primary bedroom features an en-suite bath, a walk-in closet, and its own slider providing access to the enclosed lanai. The second bedroom and additional half bath offer flexibility for guests, a home office, or everyday living. Enjoy an active or relaxed lifestyle in this welcoming community, featuring a heated pool, clubhouse, tennis and pickleball courts, sidewalks, and walking trails. Whether you’re looking to stay active or simply unwind beneath the oak trees, there’s something for everyone. The HOA includes water, sewer, trash, cable, building and roof maintenance, landscaping, and interior and exterior pest control, providing added convenience and value. Located within convenient driving distance of St. Augustine, Ormond Beach, and Daytona Beach, this condo combines a private wooded atmosphere with easy access to beaches, dining, shopping, recreation, and the Intracoastal Waterway. Come see why this move-in-ready condo is the perfect place to enjoy Florida living—be as active or as low-key as you want!

Estimated monthly payment

Principal & interest$834

Property taxes$237

Home insurance (est.)$76

HOA dues$575

Down payment

20%

$33,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

Status: Active
Oct 15, 2026
Listed$165,000
Oct 15, 2026

Facts & features

Property type: Residential
Sub type: Condominium
Status: Active
Days on market: 0
Subdivision: Palm Coast Fairways Condo
County: Flagler
Year built: 1980
Living area: 912 sq ft
Price/sq ft: $181
Building area: 1,060 sq ft (Public Records)
Lot size: 1,058 sq ft
Lot category: 0 to less than 1/4
Flood zone: X (12035C0129E)
Annual taxes: $2,842 (2025)
Parcel #: 07-11-31-7099-00300-0202
Zoning: MFR-2
MLS #: FC321990

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Interior Details

Bedrooms: 2
Full bathrooms: 1
Half bathrooms: 1
Flooring: Ceramic Tile, Laminate
Appliances: Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Interior features: Ceiling Fans(s), Eat-in Kitchen, Laminate Counters, Walk-In Closet(s)
Laundry: Laundry Closet
Stories / Levels: Two
Direction faces: East

Heating & Cooling

Heating: Central
Cooling: Central Air

HOA & Financial

HOA fee: $1,725 / Quarterly
Monthly HOA: $575/mo
Total monthly fees: $575/mo
Total annual fees: $6,900
HOA name: Teri Williams
CDD: No
Min lease term: No Minimum
Listing terms: Cash, Conventional
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: speak to association about restrictions.
Approval process: speak to association about approval process

Exterior & Construction

Exterior features: Private Entrance, Sidewalk
Construction materials: Frame
Roof: Shingle
Foundation: Slab
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Electricity Connected, Fiber Optics, Phone Available, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed: Cats OK, Dogs OK, Number Limit, Yes

Room Details

Room	Level	Dimensions
Primary Bedroom	Second	11.2x15.11
Bedroom 2	Second	10.8x9.6
Living Room	Second	17.12x11.9
Kitchen	Second	13.3x9
Dinette	Second	11.1x10.8
Florida Room	Second	8.8x21.8

Listing Details

Listing date: 2026-10-14
On market date: 2026-10-15
Original list price: $165,000
Occupant type: Vacant
MLS area: 32137 - Palm Coast
Listing AOR: Flagler
Status changed: 2026-10-15
Tax legal description: THE FAIRWAYS AT PALM COAST -CONDOMINIUM PARCEL 202-30C OR 158 PG 268 OR 437 PG 1181 OR 505 PG 1204 OR 1247 PG 526 OR 1987/1793 OR 2002/1105

Flood risk

Minimal riskFEMA Zone XPanel 12035C0129E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Route 95 - Palm Coast Parkway SE to Fairways Circle - cross over Palm Coast Parkway NE to entrance to Community - right on Fairway Circle. Direction Sign at entrance to community.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 15, 2026 at 2:37 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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