8847 104th Circle, FL
Stellar MLS
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$394,788

8847 104th CircleOcala, FL 34481

Listing updated: October 13, 2026 at 8:50 PM ET

Active
Stellar MLSListing courtesy of All Florida Homes Realty Llc · Janet Schrepel · MLS #OM733598 · Active · 352-789-5083
3
Beds
2
Baths
2,225
Sq Ft
0.29
Acres
2020
Built
◆55+ community◆$177/sqft◆360° tour
Single Family Residence

Property type

2020

Year built

12,632 sqft

Lot size

$177

Price / sq ft

$491/mo

HOA dues

101

Days on market

x

Flood zone

About this home

Some homes simply have to be experienced—and this extraordinary Ariana is one of them! Beautiful sunsets, peaceful views, and designer touches throughout make this 2020-built home an exceptional opportunity. Built for entertaining and thoughtfully upgraded for everyday comfort, it offers two bedrooms plus a versatile flex room, two beautifully appointed bathrooms, a 3-car tandem garage, and an incredible bonus sunroom—all for less than $400,000! The open living and dining areas flow into a stunning kitchen featuring quartz countertops, stainless steel appliances, and a gorgeous backsplash. From intimate dinners to lively gatherings, this home makes entertaining feel effortless. The split floor plan provides privacy for the primary suite, creating a relaxing retreat with an upgraded en suite bath and a completed California Closet system. The spacious laundry room connects directly to the primary suite and includes a washer and dryer, abundant storage, a large utility sink, and additional California Closet organization. The versatile flex room offers space for a home office, mancave, creative studio, or hobbies. A true standout is the bonus 320-square-foot sunroom with heating and air conditioning, hurricane windows, blinds, and abundant natural light. Create a second living room, game room, craft space, or home office while enjoying peaceful views of open green space and the retention pond. Step outside to the separate screened lanai, where beautiful sunsets provide the backdrop for relaxing evenings overlooking the fenced backyard. The outdoor grilling patio adds another inviting setting for casual meals and gatherings with friends. The 3-car tandem garage includes a 4-foot extension and a Lifestyle garage door screen, providing generous space for vehicles, a golf cart, storage, and projects. A widened driveway and the home’s position farther back on the lot add parking convenience. Located in On Top of the World in Ocala, this home comes with a lifestyle worth celebrating. Enjoy swimming, pickleball, tennis, fitness activities, walking trails, clubs, cards, creative pursuits, and lifelong learning. Golf, dining, entertainment, and community gatherings offer even more ways to enjoy your days and connect with friends. The HOA package adds convenience with lawn care, internet, exterior painting every seven years, roof care for 25 years, trash service, common-area maintenance, community amenities, and HOA-provided insurance coverage. Owners carry their own condo insurance policy—giving you more time to enjoy your home and the Florida lifestyle. Owner financing is available with 50% down, subject to mutually agreed terms. The motivated seller is flexible, creative, and welcomes all offers. BUYER INCENTIVE: Qualified buyers may receive a lender-paid, one-year interest rate buydown—one percentage point below the note rate during the first year—with an eligible Conventional or FHA purchase loan for a primary residence. Ask for complete details and qualification requirements. Photos include actual property photographs and AI-generated, virtually staged images illustrating furnishing possibilities. Virtual furnishings are for illustration. This Ariana is anything but ordinary. Come experience the views, the upgrades, the entertaining spaces, and the exceptional value for yourself. Schedule your private showing today—your next chapter could begin here!

Estimated monthly payment

Principal & interest$1,996
Property taxes$342
Home insurance (est.)$181
HOA dues$491

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history101 days on market

  1. Status: Active
    Oct 9, 2026
  2. Listed$394,788
    Oct 9, 2026

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
101
Cumulative DOM
101
Subdivision
On Top Of The World
County
Marion
Year built
2020
Living area
2,225 sq ft
Price/sq ft
$177
Building area
3,493 sq ft (Public Records)
Lot size
12,632 sq ft
Lot category
1/4 to less than 1/2
Flood zone
x
Annual taxes
$4,101 (2025)
Parcel #
3530-037-013
Zoning
PUD
MLS #
OM733598

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Ceramic Tile
Appliances
Convection Oven, Dishwasher, Disposal, Dryer, Gas Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer
Interior features
Chair Rail, Coffered Ceiling(s), Crown Molding, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Walk-In Closet(s)
Laundry
Gas Dryer Hookup, Laundry Room, Sink, Washer Hookup
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Attached garage
Yes
Parking features
Tandem

HOA & Financial

HOA fee
$491 / Monthly
Monthly HOA
$491/mo
Total monthly fees
$491/mo
Total annual fees
$5,892
HOA name
Lori Sands
CDD
No
Homestead exemption
Yes
Min lease term
6 Months
Listing terms
Cash, Conventional, FHA, Owner Financing, VA Loan
Ownership
Leasehold
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Depends on furnished or unfurnished. See Hoa for detailed restrictions.
Approval process
There are applications, background check and fees and interview

Exterior & Construction

Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Private Sewer
Water source
Private
Utilities
BB/HS Internet Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Breed Restrictions, Cats OK, Dogs OK, Number Limit
Senior community
Yes

Schools

High SchoolWest Port High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Bedroom 1First
Primary BedroomFirst
Primary BathroomFirst
Great RoomFirst
KitchenFirst

Listing Details

Listing date
2026-10-06
On market date
2026-10-09
Original list price
$394,788
Occupant type
Vacant
MLS area
34481 - Ocala
Listing AOR
Ocala - Marion
Status changed
2026-10-09
Tax legal description
SEC 15 TWP 16 RGE 20 PLAT BOOK 013 PAGE 147 ON TOP OF THE WORLD AVALON PHASE 7 LOT 13

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Head southwest on SR 200 toward On Top of the World. Turn right onto SW 99th Street Road, the main OTOW entrance, and proceed through the gate. At the second stop sign, turn left onto SW 94th Street toward Meridian Preserve. Continue to the second Avalon entrance and turn right onto SW 105th Avenue. At the stop sign, turn right onto SW 91st Street Road. Take the second left onto SW 88th Lane Road, in front of the retention area. Follow around to the first left onto SW 89th Place, marked “Dead End.” At the T-intersection, turn left onto SW 104th Circle. 8847 is on the left at the second bend.

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Based on information submitted to the MLS GRID as of October 13, 2026 at 8:50 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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