10985 76th Avenue, FL
Stellar MLS
1 / 1

$189,000

10985 76th AvenueOcala, FL 34476

Listing updated: October 13, 2026 at 6:52 AM ET

Active
Stellar MLSListing courtesy of Charles Rutenberg Realty Orlando · Miguel Diaz · MLS #OM733595 · Active · 407-622-2122
2
Beds
2
Baths
1,086
Sq Ft
0.28
Acres
1989
Built
◆55+ community◆$174/sqft◆360° tour
Single Family Residence

Property type

1989

Year built

12,197 sqft

Lot size

$174

Price / sq ft

$125/mo

HOA dues

1

Day on market

x

Flood zone

About this home

Welcome home to this charming and well-maintained 2-bedroom, 2-bath residence This house has been updated from the ground up, from the kitchen, bathroom, bedroom, Windows, with a brand-new roof install on 09/22/2026 in the gated 55+ community of Palm Cay. This inviting home features a 2-car garage, indoor laundry, and 2 screened rear lanai—perfect for relaxing. The layout is efficient and functional, ideal for full-time living or a seasonal retreat. enjoy a variety of amenities including a community pool, shuffleboard courts, tennis courts, and clubhouse, active neighborhood atmosphere. Conveniently located close to shopping, dining, medical facilities, and just a short drive to the renowned World Equestrian Center. Whether you’re looking to downsize or embrace a low-maintenance lifestyle, this property checks all the boxes.

Estimated monthly payment

Principal & interest$956
Property taxes$140
Home insurance (est.)$87
HOA dues$125

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Oct 12, 2026
  2. Listed$188,000
    Oct 12, 2026
  3. Price increased$189,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Palm Cay Un 02
County
Marion
Year built
1989
Living area
1,086 sq ft
Price/sq ft
$174
Building area
1,806 sq ft (Public Records)
Lot size
12,197 sq ft
Lot category
1/4 to less than 1/2
Flood zone
x
Annual taxes
$1,679 (2026)
Parcel #
35774-009-07
Zoning
B2
MLS #
OM733595

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Vinyl
Appliances
Cooktop, Dishwasher, Microwave, Refrigerator
Interior features
Ceiling Fans(s)
Laundry
Inside
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Attached garage
Yes

HOA & Financial

HOA fee
$125 / Monthly
Monthly HOA
$125/mo
Total monthly fees
$125/mo
Total annual fees
$1,500
HOA name
Jim Day Heritage Management
CDD
No
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
No

Exterior & Construction

Exterior features
Rain Gutters
Construction materials
Frame
Roof
Shingle
Foundation
Slab
Road surface
Concrete

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Cable Available, Electricity Connected, Underground Utilities

Community

Pets allowed
Breed Restrictions, Size Limit
Senior community
Yes

Room Details

RoomLevelDimensions
Living RoomFirst15x15
Primary BedroomFirst12x18
Primary BathroomFirst5x8
KitchenFirst7x11
Family RoomFirst8x10

Listing Details

Listing date
2026-10-10
On market date
2026-10-12
Original list price
$188,000
Occupant type
Vacant
MLS area
34476 - Ocala
Listing AOR
Orlando Regional
Status changed
2026-10-12
Tax legal description
SEC 30 TWP 16 RGE 21 PLAT BOOK 001 PAGE 009 PALM CAY UNIT II BLK I LOT 7

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Hwy 200 West - left into Palm Cay (SW 106 PL) -straight to gate -proceed to end - turn right - turn left - turn right SW 79 Ter - left on SW 110 ST. house on the left on 110 st and 76 av

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 13, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA