
$324,900
345 Plymouth StreetSafety Harbor, FL 34695
Listing updated: October 7, 2026 at 1:01 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Less upkeep, more Florida—this updated 2-bedroom, 1-bath villa in Safety Harbor’s Bay Towne community makes a compelling case for enjoying life beyond your to-do list. Whether you’re looking for a year-round home or a seasonal retreat, this single-story residence pairs solid block construction with thoughtful updates, smart technology, and inviting outdoor space... Inside, vaulted ceilings add an airy feel to the living and dining area, complemented by textured ceilings with the popcorn finish removed, recessed lighting, updated outlets, and a newer ceiling fan. The kitchen brings style and function together with granite countertops, a butcher-block accent, updated appliances, and reverse-osmosis filtration at the sink. The bathroom features updated vanities and tile work... The improvements reach well beyond the finishes. The seller reports a 2020 roof, hurricane-impact windows, whole-home re-piping completed in 2023, and upgraded attic insulation with a radiant barrier. The Trane HVAC system has received replacement coils and a blower, with the air handler relocated from the attic to a hall closet for easier access. A REME HALO air purification system adds another thoughtful touch... Smart lighting, Cat 6 Ethernet connections in both bedrooms and the living room, wired front and rear security cameras, and a Tesla Level 2 EV wall charger bring everyday convenience into the mix... Solar power adds another appealing benefit: enjoy renewable energy without the upfront expense of purchasing panels. The seller reports current monthly costs of approximately $106 for the solar lease plus $30 to Duke Energy—approximately $136 combined, leaving more room in the budget for enjoying Florida. The existing solar setup offers the buyer an opportunity to assume the lease, subject to provider approval. The seller also reports an option to discontinue after three years, subject to the agreement’s terms and provider confirmation. Actual electricity costs and savings vary with usage, solar production, and utility rates... Outside, an awning-covered front porch offers a welcoming place to pause, while the screened rear patio with pavers and fenced backyard invite outdoor dining, morning coffee, or a little well-earned downtime. Located in Flood Zone X, the property also offers access to a community pool. Per the seller, HOA services include lawn care, cable TV, high-speed internet, and select streaming subscriptions; buyers should confirm current coverage with the association... Then there’s the location: nearby downtown Safety Harbor offers Main Street shops, local restaurants, arts, and community events, while Philippe Park delivers shaded grounds and beautiful bay views. Enjoy the historic Safety Harbor Resort & Spa, explore local parks and trails, or head west for a Gulf beach day at Clearwater Beach, Honeymoon Island, Sand Key, Indian Rocks Beach, or Indian Shores. Access to Clearwater, Tampa, St. Petersburg, Tampa International Airport, and St. Pete–Clearwater International Airport keeps regional destinations within reach... A comfortable home base with plenty of reasons to get out and enjoy Florida—schedule your showing and discover the possibilities.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveOct 6, 2026
- Listed$324,900Oct 6, 2026
- Price increased$324,900
Property Documents
Documents the listing agent has made public for this property. Free to view and download.
Facts & features
- Property type
- Residential
- Sub type
- Villa
- Status
- Active
- Days on market
- 0
- Subdivision
- Bay Towne
- County
- Pinellas
- Year built
- 1980
- Living area
- 939 sq ft
- Price/sq ft
- $346
- Lot size
- 2,492 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12103C0093H)
- Annual taxes
- $3,841 (2025)
- Parcel #
- 34-28-16-05266-000-0600
- Zoning
- R-3
- MLS #
- TB8555360
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 1
- Flooring
- Ceramic Tile
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Solid Surface Counters, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Inside, Laundry Closet
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
HOA & Financial
- HOA fee
- $175 / Monthly
- Monthly HOA
- $175/mo
- Total monthly fees
- $175/mo
- Total annual fees
- $2,100
- HOA name
- Management Associates Inc / Steve
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Please check with the management company and Pinellas County to confirm all rental restrictions.
- Approval process
- Please check with the management company and Pinellas County to confirm all rental restrictions.
Exterior & Construction
- Exterior features
- Rain Gutters, Storage
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Sewer Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 12.6x12.8 |
| Dining Room | First | 12.6x6.5 |
| Kitchen | First | 11x8.3 |
| Primary Bedroom | First | 17.11x11 |
| Bedroom 2 | First | 11x9.9 |
| Bathroom 1 | First | 8x5 |
| Balcony/Porch/Lanai | First | 16.1x10.4 |
Listing Details
- Listing date
- 2026-09-30
- On market date
- 2026-10-06
- Original list price
- $324,900
- Occupant type
- Owner
- MLS area
- 34695 - Safety Harbor
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-10-06
- Tax legal description
- BAY TOWNE UNIT TWO LOT 60
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Traveling on Philippe Pkwy, turn East Salem St, turn North on Nantucket St, turn Right on Plymouth St, the home is on the left.
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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 7, 2026 at 1:01 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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