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$279,500

1407 Kentucky AvenueSt Cloud, FL 34769

Listing updated: October 10, 2026 at 6:49 AM ET

Active

Listing courtesy of Berkshire Hathaway Homeservices Results Realty · Joseph Doher · MLS #O6447556 · Active · 407-203-0007

Beds

Baths

1,218

Sq Ft

0.16

Acres

1999

Built

◆$229/sqft

Single Family Residence

Property type

1999

Year built

6,970 sqft

Lot size

$229

Price / sq ft

No HOA

HOA dues

Day on market

Garage space

Flood zone

About this home

Move-in ready, one-story 3-bed, 2-bath, block-built home located in the heart of Saint Cloud with no HOA and a functional floor plan designed for comfortable living. This well-maintained home features a spacious living and dining room combination, tile flooring throughout the main living areas, vinyl plank flooring in the bedrooms, and a kitchen with granite countertops, a breakfast bar, pantry closet, and ample cabinet space. The primary suite offers a walk-in closet and private bath, while the additional bedrooms provide flexibility for family, guests, or a home office. An attached one-car garage and extended driveway offer convenient parking. Situated on a fenced 0.16-acre lot with a covered front porch, public water and sewer, and no lease restrictions, this property is ideal for homeowners and investors alike. Conveniently located near historic Downtown St. Cloud, Lakefront Park, shopping, dining, schools, medical facilities, and major roadways, with easy access to Lake Nona, Medical City, Orlando International Airport, and the greater Orlando area. Don't miss this opportunity to own a centrally located home in one of Central Florida's fastest-growing communities.

Estimated monthly payment

Principal & interest$1,413

Property taxes$413

Home insurance (est.)$128

Down payment

20%

$55,900 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

Status: Active
Oct 9, 2026
Listed$279,500
Oct 9, 2026
Price increased$279,500

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 1
Subdivision: St Cloud 2nd Town Of
County: Osceola
Year built: 1999
Living area: 1,218 sq ft
Price/sq ft: $229
Building area: 1,568 sq ft (Public Records)
Lot size: 6,970 sq ft
Lot category: 0 to less than 1/4
Flood zone: X (12097C0256G)
Garage: 1 spaces
Annual taxes: $4,960 (2025)
Parcel #: 01-26-30-0001-0276-0210
Zoning: SR3
MLS #: O6447556

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Interior Details

Bedrooms: 3
Full bathrooms: 2
Flooring: Tile, Vinyl
Appliances: None
Interior features: Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
Stories / Levels: One
Direction faces: West

Heating & Cooling

Heating: Central, Electric
Cooling: Central Air

Parking

Garage spaces: 1
Attached garage: Yes
Parking features: Driveway, Open

HOA & Financial

Total monthly fees: None
Total annual fees: None
CDD: No
Min lease term: No Minimum
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No
Additional lease restrictions: Verify with the City and County.
Approval process: Verify with the City and County.

Exterior & Construction

Exterior features: None
Construction materials: Block, Stucco
Roof: Shingle
Foundation: Slab
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: BB/HS Internet Available, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed: Yes

Schools

ElementarySt Cloud ElemGreatSchools ↗

MiddleSt. Cloud Middle (6-8)GreatSchools ↗

High SchoolBSt. Cloud High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Living Room	First	11x14
Kitchen	First	10x13
Primary Bedroom	First	12x14
Bedroom 2	First	12x12
Bedroom 3	First	12x12

Listing Details

Listing date: 2026-10-09
On market date: 2026-10-09
Original list price: $279,500
Occupant type: Vacant
MLS area: 34769 - St Cloud (City of St Cloud)
Listing AOR: Orlando Regional
Status changed: 2026-10-09
Tax legal description: ST CLOUD PB B PG 34 BLK 276 LOTS 21 & 22 11/26/30

Flood risk

Minimal riskFEMA Zone XPanel 12097C0256G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US-192, turn onto Kentucky Ave, and it will be on the left.

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Based on information submitted to the MLS GRID as of October 10, 2026 at 6:49 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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