109 Pine Needle Lane, FL109 Pine Needle Lane, FL109 Pine Needle Lane, FL
Stellar MLS
1 / 36

$549,000

109 Pine Needle LaneAltamonte Springs, FL 32714

Listing updated: October 14, 2026 at 6:27 PM ET

Active
Stellar MLSListing courtesy of Serhant · Shawn Layton · MLS #O6447354 · Active · 786-296-8626
3
Beds
3
Baths
2,172
Sq Ft
0.36
Acres
1967
Built
◆Water access◆Fireplace◆$253/sqft◆360° tour
Single Family Residence

Property type

1967

Year built

15,469 sqft

Lot size

$253

Price / sq ft

$44/mo

HOA dues

0

Days on market

2

Garage spaces

X

Flood zone

About this home

With a Spring Valley address, this home will not last! Just over 2,000 square feet, three bedrooms, two-and-a-half baths, a bonus room, and the kind of space that gives you options. Inside, the layout is comfortable, functional and designed for real life. The main living and dining areas offer plenty of room to gather, entertain or simply spread out, while the bonus room gives you flexibility for a home office, media room, playroom, fitness space or whatever fits your lifestyle. The bedrooms are generously sized, and the home offers the kind of storage and breathing room that can be hard to find. The kitchen anchors the home with ample cabinetry, workspace and room to make it your own. Thoughtful updates add everyday value, including paid-off solar panels, a hybrid water heater and replacement windows completed in 2006—features that can help improve efficiency while keeping utility costs in mind. Outside, the spacious yard is framed by mature landscaping with plenty of room to garden, entertain, let the dogs run or create the outdoor space you’ve been imagining. The patio gives you a comfortable spot for slow mornings with coffee, relaxing at the end of the day or even setting up an outdoor workout space. With no pool to maintain, the backyard stays open, flexible and ready for whatever comes next. And the address comes with a community to match. Spring Valley is an established, tree-lined waterfront neighborhood centered around beautiful Spring Lake. Through the voluntary community association, residents can enjoy access to amenities including a private boat ramp onto skiable Spring Lake, waterfront park, tennis and pickleball courts, sand volleyball, basketball, playground, pavilion and fishing dock, along with neighborhood traditions like the Sunset Social on the first Friday of each month. A modest optional association fee opens the door to it all, without the restrictions of a mandatory HOA. A well-kept home with room to live, room to grow and plenty of opportunity to update and make it yours.

Estimated monthly payment

Principal & interest$2,776
Property taxes$192
Home insurance (est.)$252
HOA dues$44

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Oct 14, 2026
  2. Listed$549,000
    Oct 14, 2026

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Spring Valley Farms Sec 02
County
Seminole
Year built
1967
Living area
2,172 sq ft
Price/sq ft
$253
Building area
2,996 sq ft (Public Records)
Lot size
15,469 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12117C0145F)
Garage
2 spaces
Annual taxes
$2,300 (2025)
Parcel #
15-21-29-511-0A00-0050
Zoning
R-1AAA
MLS #
O6447354

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Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Laminate
Appliances
Electric Water Heater
Interior features
Eat-in Kitchen, Solid Wood Cabinets
Laundry
Inside, Laundry Room, Sink
Stories / Levels
One
Direction faces
South
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Garage Faces Rear, Guest, Oversized, Parking Pad

HOA & Financial

HOA fee
$525 / Annually
Monthly HOA
$44/mo
Total monthly fees
$44/mo
Total annual fees
$525
HOA name
Spring Valley Farms Community Association
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Buyer shall be responsible for confirming any leasing restrictions with Seminole County and/or the HOA.
Approval process
Buyer shall be responsible for confirming any leasing restrictions with Seminole County and/or the HOA.

Exterior & Construction

Exterior features
Private Yard
Construction materials
Block, Frame
Roof
Shingle
Foundation
Slab
Water access
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryCSpring Lake ElementaryGreatSchools ↗
MiddleBMilwee MiddleGreatSchools ↗
High SchoolBLyman HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst
Dining RoomFirst
Primary BedroomFirst
Bedroom 2First
Bedroom 3First
Bonus RoomFirst
KitchenFirst

Listing Details

Listing date
2026-10-07
On market date
2026-10-14
Original list price
$549,000
Occupant type
Owner
MLS area
32714 - Altamonte Springs West/Forest City
Listing AOR
Orlando Regional
Status changed
2026-10-14
Tax legal description
LOT 5 BLK A SPRING VALLEY FARMS SEC 2 PB 14 PG 59

Flood risk

Minimal riskFEMA Zone XPanel 12117C0145F

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Head south on I-4 W, take exit 92 (Apopka) onto FL-436 W., Left onto S Westmonte Dr, Right onto Wymore Rd, Right onto Spring Valley Rd, Right onto Pine Needle Ln., Destination on the right.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 14, 2026 at 6:27 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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