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$250,000

104 Cactusflower LaneSun City Center, FL 33573

Listing updated: October 13, 2026 at 12:46 PM ET

Active

Listing courtesy of Keller Williams South Shore · Kevin Jacobs · MLS #TB8554470 · Active · 813-641-8300

Beds

Baths

1,828

Sq Ft

0.1

Acres

1978

Built

◆Waterfront◆55+ community◆$137/sqft

Single Family Residence

Property type

1978

Year built

4,410 sqft

Lot size

$137

Price / sq ft

$91/mo

HOA dues

Days on market

Flood zone

About this home

Virtually Staged. WATERFRONT LIVING IN SUN CITY CENTER! Discover the perfect blend of comfort, style, and Florida waterfront living in this beautifully updated 2-bedroom, 2-bath home with 1,828 square feet of living space and tranquil water views. From the moment you arrive, you’ll appreciate the pride of ownership and extensive improvements throughout. Inside, the home features newer flooring throughout, including both bathrooms and the lanai, fresh interior and exterior paint, upgraded lighting and ceiling fans, and thoughtfully added shelving for enhanced storage and organization. The kitchen and living spaces benefit from custom cabinet doors and soft-close hinges, adding a refined touch to the everyday experience. Both bathrooms have been tastefully refreshed with new vanities, updated shower hardware, and new toilets, creating a clean and contemporary feel. Major updates include a newer roof, electrical panel, and hot water heater, providing added peace of mind for the next owner. Step outside to the lanai overlooking the water, where you can relax with your morning coffee, entertain friends, or simply enjoy the peaceful Florida surroundings. This is more than a home—it’s an opportunity to enjoy the waterfront lifestyle in one of Sun City Center’s most desirable 55+ communities. Move-in ready, thoughtfully updated, and perfectly positioned on the water—this is one you won’t want to miss!

Estimated monthly payment

Principal & interest$1,264

Property taxes$370

Home insurance (est.)$115

HOA dues$91

Down payment

20%

$50,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history5 days on market

Status: Active
Oct 8, 2026
Listed$250,000
Oct 8, 2026

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 5
Subdivision: Sun City Center Unit 45
County: Hillsborough
Year built: 1978
Living area: 1,828 sq ft
Price/sq ft: $137
Building area: 2,412 sq ft (Public Records)
Lot size: 4,410 sq ft
Lot category: 0 to less than 1/4
Flood zone: X* (12057C0680H)
Annual taxes: $4,443 (2025)
Parcel #: U-07-32-20-2X1-000002-00014.0
Zoning: PD-MU
MLS #: TB8554470

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Interior Details

Bedrooms: 2
Full bathrooms: 2
Flooring: Ceramic Tile, Vinyl
Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer
Interior features: Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets
Laundry: Inside, Laundry Room
Stories / Levels: One
Direction faces: North

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Attached garage: Yes
Parking features: Driveway

HOA & Financial

HOA fee: $273 / Quarterly
Monthly HOA: $91/mo
Total monthly fees: $91/mo
Total annual fees: $1,092
HOA name: Communities First
CDD: No
Min lease term: 1 Month
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: At least one person residing in the home must be 55 years of age or older and no person under the age of 18 may reside in the home
Approval process: At least one person residing in the home must be 55 years of age or older and no person under the age of 18 may reside in the home

Exterior & Construction

Exterior features: Sidewalk
Construction materials: Block, Stucco
Roof: Shingle
Foundation: Slab
Waterfront: Yes
Water view: Yes
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Cable Available, Electricity Available

Community

Pets allowed: Yes
Senior community: Yes

Room Details

Room	Level	Dimensions
Living Room	First	19.5x20.4
Dining Room	First	9.11x10.1
Kitchen	First	11.11x9.7
Family Room	First	15.11x14.2
Primary Bedroom	First	16x13.5
Bedroom 2	First	12.3x12.1
Utility Room	First	7.3x12.1
Florida Room	First	11.3x18.11

Listing Details

Listing date: 2026-10-08
On market date: 2026-10-08
Original list price: $250,000
Occupant type: Vacant
MLS area: 33573 - Sun City Center / Ruskin
Listing AOR: Suncoast Tampa
Home warranty: Yes
Status changed: 2026-10-08
Tax legal description: SUN CITY CENTER UNIT 45 LOT 14 BLOCK 2

Flood risk

Zone X*FEMA Zone X*Panel 12057C0680H

See FEMA for this zone’s designation and insurance requirements.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Heading East on College Ave towards Sun City Center, left onto El Rancho Dr, right onto Sola Ln, left onto Bluewater Dr, left onto Cactusflower Ln, home is on the left.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 13, 2026 at 12:46 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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