
$990,000
528 Ralph StreetSarasota, FL 34242
Listing updated: November 4, 2026 at 10:17 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Virtually Staged. WATERFRONT OPPORTUNITY ON SIESTA KEY! ATTENTION BUILDERS, INVESTORS AND BUYERS: Turnkey waterfront property offering coastal living and excellent potential. This move-in-ready home comfortably accommodates up to eight guests and features durable terrazzo flooring throughout, recently completed exterior paint (2025), an updated kitchen with Corian countertops, extensive cabinetry and a new gas range, plus renovated bathrooms with clean, modern finishes and replacement windows. Enjoy a newer seawall and direct boat access to open water with just one bridge. The property also features a newly constructed front deck, parking for up to six vehicles and a converted garage/storage area ideal for beach equipment, bicycles and tools. A flexible bonus space could be used as a third bedroom, art studio, sunroom or home office. There is ample room to add an in-ground pool, subject to buyer verification and applicable approvals. Located on a street with surrounding homes reportedly valued up to $7 million, this property is well suited for investors, seasonal residents or anyone seeking a low-maintenance, lock-and-leave coastal home.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history189 days on market
- Status: ActiveOct 2, 2026
- Listed$1,100,000Oct 2, 2026
- Price reduced$990,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 189
- Cumulative DOM
- 189
- Subdivision
- Ocean Beach Replat 2 Of A Portion Of
- County
- Sarasota
- Year built
- 1958
- Living area
- 1,796 sq ft
- Price/sq ft
- $551
- Lot size
- 8,740 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12115C0141G)
- Annual taxes
- $11,096 (2025)
- Parcel #
- 0079140007
- Zoning
- RSF2
- MLS #
- TB8554360
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Concrete, Terrazzo
- Appliances
- Built-In Oven, Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Range, Range Hood, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Open Floorplan, Primary Bedroom Main Floor, Thermostat, Window Treatments
- Laundry
- In Garage
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Electric, Propane
- Cooling
- Central Air
Parking
- Parking features
- Driveway, Ground Level, On Street
HOA & Financial
- Total monthly fees
- None
- Total annual fees
- None
- CDD
- No
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- No
Exterior & Construction
- Exterior features
- Permeable Paving
- Construction materials
- Block, Concrete, Wood Siding
- Roof
- Shake
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Sewer Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Bedroom 2 | First | |
| Living Room | First | |
| Kitchen | First |
Listing Details
- Listing date
- 2026-10-02
- On market date
- 2026-10-02
- Original list price
- $1,100,000
- Occupant type
- Vacant
- MLS area
- 34242 - Sarasota/Crescent Beach/Siesta Key
- Listing AOR
- Orlando Regional
- Status changed
- 2026-10-02
- Tax legal description
- LOT 5 OCEAN BEACH REPLAT NO 2
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Directions to Property Siesta Drive bridge to Higel Ave, continue straight through light, Ralph Street on right past Out Door Academy
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of November 4, 2026 at 10:17 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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