528 Ralph Street, FL
Stellar MLS
1 / 1

$990,000

528 Ralph StreetSarasota, FL 34242

Listing updated: November 4, 2026 at 10:17 AM ET

Active
Stellar MLSListing courtesy of Mark Spain Real Estate · Brian Rice · MLS #TB8554360 · Active · 855-299-7653
2
Beds
2
Baths
1,796
Sq Ft
0.2
Acres
1958
Built
◆Waterfront◆Water access◆$551/sqft
Single Family Residence

Property type

1958

Year built

8,740 sqft

Lot size

$551

Price / sq ft

No HOA

HOA dues

189

Days on market

AE

Flood zone

About this home

Virtually Staged. WATERFRONT OPPORTUNITY ON SIESTA KEY! ATTENTION BUILDERS, INVESTORS AND BUYERS: Turnkey waterfront property offering coastal living and excellent potential. This move-in-ready home comfortably accommodates up to eight guests and features durable terrazzo flooring throughout, recently completed exterior paint (2025), an updated kitchen with Corian countertops, extensive cabinetry and a new gas range, plus renovated bathrooms with clean, modern finishes and replacement windows. Enjoy a newer seawall and direct boat access to open water with just one bridge. The property also features a newly constructed front deck, parking for up to six vehicles and a converted garage/storage area ideal for beach equipment, bicycles and tools. A flexible bonus space could be used as a third bedroom, art studio, sunroom or home office. There is ample room to add an in-ground pool, subject to buyer verification and applicable approvals. Located on a street with surrounding homes reportedly valued up to $7 million, this property is well suited for investors, seasonal residents or anyone seeking a low-maintenance, lock-and-leave coastal home.

Estimated monthly payment

Principal & interest$5,006
Property taxes$925
Home insurance (est.)$454

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history189 days on market

  1. Status: Active
    Oct 2, 2026
  2. Listed$1,100,000
    Oct 2, 2026
  3. Price reduced$990,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
189
Cumulative DOM
189
Subdivision
Ocean Beach Replat 2 Of A Portion Of
County
Sarasota
Year built
1958
Living area
1,796 sq ft
Price/sq ft
$551
Lot size
8,740 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12115C0141G)
Annual taxes
$11,096 (2025)
Parcel #
0079140007
Zoning
RSF2
MLS #
TB8554360

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Concrete, Terrazzo
Appliances
Built-In Oven, Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Range, Range Hood, Refrigerator, Washer
Interior features
Ceiling Fans(s), Open Floorplan, Primary Bedroom Main Floor, Thermostat, Window Treatments
Laundry
In Garage
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Electric, Propane
Cooling
Central Air

Parking

Parking features
Driveway, Ground Level, On Street

HOA & Financial

Total monthly fees
None
Total annual fees
None
CDD
No
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
No

Exterior & Construction

Exterior features
Permeable Paving
Construction materials
Block, Concrete, Wood Siding
Roof
Shake
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Sewer Connected

Community

Pets allowed
Cats OK, Dogs OK

Schools

ElementarySouthside ElementaryGreatSchools ↗
MiddleSarasota MiddleGreatSchools ↗
High SchoolSarasota HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst
Bedroom 2First
Living RoomFirst
KitchenFirst

Listing Details

Listing date
2026-10-02
On market date
2026-10-02
Original list price
$1,100,000
Occupant type
Vacant
MLS area
34242 - Sarasota/Crescent Beach/Siesta Key
Listing AOR
Orlando Regional
Status changed
2026-10-02
Tax legal description
LOT 5 OCEAN BEACH REPLAT NO 2

Flood risk

High riskFEMA Zone AEPanel 12115C0141G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Directions to Property Siesta Drive bridge to Higel Ave, continue straight through light, Ralph Street on right past Out Door Academy

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of November 4, 2026 at 10:17 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA