


$569,900
4780 Terrace Bluff Street
Winter Garden, FL 34787
Listing updated: October 1, 2026 at 9:00 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to 4780 Terrace Bluff in the Encave at Hamlin. A charming 4-bedroom home offering the space, flexibility and location that make Hamlin living so appealing. The open-concept floor plan creates an easy flow between the kitchen, dining and living spaces, making the home equally comfortable for everyday living and entertaining. A full bedroom and bath on the first floor adds valuable flexibility for guests, multigenerational living or a private home office. Upstairs, the oversized primary suite offers a spacious retreat with a generous bath, while the additional bedrooms are comfortably sized with plenty of room to grow, work or play. Set within a quiet neighborhood, the home offers a peaceful place to come home to while still keeping you close to everything. Enjoy the community pool, nearby restaurants, coffee shops, shopping, entertainment and everyday conveniences, with the new library and Horizon West Regional Park just around the corner. Disney is nearby, and quick access to the 429 makes getting around Central Florida easy, whether you’re heading downtown, to the attractions, the airport or beyond. The home is also zoned for highly regarded Independence Elementary, established Bridgewater Middle School and the new Horizon High School. Comfortable, connected and incredibly convenient, 4780 Terrace Bluff offers the best of both worlds — a quieter neighborhood setting with community amenities, right in the heart of everything Horizon West has to offer.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveOct 2, 2026
- Listed$569,900Oct 1, 2026
- Price increased$569,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Enclave/Hamlin
- County
- Orange
- Year built
- 2021
- Living area
- 2,342 sq ft
- Price/sq ft
- $243
- Building area
- 3,245 sq ft (Public Records)
- Lot size
- 4,250 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12095C0375F)
- Garage
- 2 spaces
- Annual taxes
- $8,315 (2025)
- Parcel #
- 17-23-27-1613-00-280
- Zoning
- P-D
- MLS #
- O6446681
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Half bathrooms
- 1
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Washer
- Interior features
- Kitchen/Family Room Combo, PrimaryBedroom Upstairs, Tray Ceiling(s), Walk-In Closet(s)
- Laundry
- Laundry Room
- Stories / Levels
- Two
- Direction faces
- East
Heating & Cooling
- Heating
- Electric, Natural Gas
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- No
- Parking features
- Garage Faces Rear
HOA & Financial
- HOA fee
- $846 / Quarterly
- Monthly HOA
- $282/mo
- Total monthly fees
- $282/mo
- Total annual fees
- $3,384
- HOA name
- Jamal Bentham, LCAM
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 7 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Neighborhood does not permit short term rentals
Exterior & Construction
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Sewer Connected, Sprinkler Recycled
Community
- Pets allowed
- Cats OK, Dogs OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 14.11x20.3 |
| Primary Bedroom | Second | 12.2x21.4 |
| Bedroom 2 | First | 12.11x13.5 |
| Bedroom 3 | Second | 13.2x11.1 |
| Bedroom 4 | Second | 13.2x12.6 |
| Kitchen | First | 18.9x12.8 |
| Dining Room | First | 7.2x6.7 |
Listing Details
- Listing date
- 2026-09-30
- On market date
- 2026-10-01
- Original list price
- $569,900
- Occupant type
- Vacant
- MLS area
- 34787 - Winter Garden/Oakland
- Listing AOR
- Osceola
- Status changed
- 2026-10-02
- Tax legal description
- ENCLAVE AT HAMLIN 101/107 LOT 28
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From 29 go south on New Indpendence PKWy, Left on Hamlin Groves trail, right into neighborhood
Property sale history
Public records4780 TERRACE BLUFF ST, Winter Garden 34787
- Mar 2024$564,000
2,342 sq ft · Built 2021 · 0.0976 acres
Sale data from Florida public records (Department of Revenue / county property appraiser). Deemed reliable but not guaranteed; may not reflect current market or MLS status. Not Stellar MLS data.
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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 1, 2026 at 9:00 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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