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$559,900

4780 Terrace Bluff StreetWinter Garden, FL 34787

Listing updated: October 15, 2026 at 11:05 AM ET

Active

Listing courtesy of Compass Florida Llc · Shelley Dawson · MLS #O6446681 · Active · 407-203-9441

Beds

Baths

2,342

Sq Ft

0.1

Acres

2021

Built

◆$239/sqft

Single Family Residence

Property type

2021

Year built

4,250 sqft

Lot size

$239

Price / sq ft

$282/mo

HOA dues

Days on market

Garage spaces

Flood zone

About this home

Welcome to 4780 Terrace Bluff, a 4-bedroom home in **Enclave at Hamlin** offering an appealing combination of space, flexibility and value in the heart of Horizon West. The seller is also offering **$5,000 toward buyer closing costs**, giving buyers added flexibility as they plan their move. The open-concept floor plan creates an easy flow between the kitchen, dining and living spaces, making the home equally comfortable for everyday living and entertaining. A full bedroom and bath on the first floor adds valuable flexibility for guests, multigenerational living or a private home office. Upstairs, the oversized primary suite offers a spacious retreat with a generous bath, while the additional bedrooms are comfortably sized with plenty of room to grow, work or play. One of the standout benefits of this home is how much convenience is built into everyday living. The HOA includes **lawn care and access to the community pool**, adding real value while giving you more time to enjoy the neighborhood and everything nearby. Restaurants, coffee shops, shopping, entertainment and everyday conveniences are just minutes away, with the new library and Horizon West Regional Park right around the corner. Disney is nearby, and quick access to the 429 makes getting around Central Florida easy. The home is also zoned for Independence Elementary, Bridgewater Middle School and Horizon High School. With a flexible layout, generous living spaces, community amenities, lawn care included and a location that puts so much of Horizon West within easy reach, **4780 Terrace Bluff offers a compelling combination of comfort, convenience and value**. Add the seller’s $5,000 closing-cost contribution, and it becomes an even stronger opportunity for buyers looking to make a move before the holidays.

Estimated monthly payment

Principal & interest$2,831

Property taxes$693

Home insurance (est.)$257

HOA dues$282

Down payment

20%

$111,980 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history14 days on market

Status: Active
Oct 2, 2026
Listed$569,900
Oct 1, 2026
Price reduced$559,900

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 14
Subdivision: Enclave/Hamlin
County: Orange
Year built: 2021
Living area: 2,342 sq ft
Price/sq ft: $239
Building area: 3,245 sq ft (Public Records)
Lot size: 4,250 sq ft
Lot category: 0 to less than 1/4
Flood zone: X (12095C0375F)
Garage: 2 spaces
Annual taxes: $8,315 (2025)
Parcel #: 17-23-27-1613-00-280
Zoning: P-D
MLS #: O6446681

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Interior Details

Bedrooms: 4
Full bathrooms: 3
Half bathrooms: 1
Flooring: Carpet, Ceramic Tile
Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Washer
Interior features: Kitchen/Family Room Combo, PrimaryBedroom Upstairs, Tray Ceiling(s), Walk-In Closet(s)
Laundry: Laundry Room
Stories / Levels: Two
Direction faces: East

Heating & Cooling

Heating: Electric, Gas
Cooling: Central Air

Parking

Garage spaces: 2
Attached garage: No
Parking features: Garage Faces Rear

HOA & Financial

HOA fee: $846 / Quarterly
Monthly HOA: $282/mo
Total monthly fees: $282/mo
Total annual fees: $3,384
HOA name: Jamal Bentham, LCAM
CDD: No
Homestead exemption: Yes
Min lease term: 7 Months
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: Neighborhood does not permit short term rentals

Exterior & Construction

Construction materials: Block
Roof: Shingle
Foundation: Slab
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Cable Connected, Electricity Connected, Sewer Connected, Sprinkler Recycled

Community

Pets allowed: Cats OK, Dogs OK

Schools

ElementaryAIndependence ElementaryGreatSchools ↗

MiddleABridgewater MiddleGreatSchools ↗

High SchoolAHorizon High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Living Room	First	14.11x20.3
Primary Bedroom	Second	12.2x21.4
Bedroom 2	First	12.11x13.5
Bedroom 3	Second	13.2x11.1
Bedroom 4	Second	13.2x12.6
Kitchen	First	18.9x12.8
Dining Room	First	7.2x6.7

Listing Details

Listing date: 2026-09-30
On market date: 2026-10-01
Original list price: $569,900
Occupant type: Vacant
MLS area: 34787 - Winter Garden/Oakland
Listing AOR: Osceola
Status changed: 2026-10-02
Tax legal description: ENCLAVE AT HAMLIN 101/107 LOT 28

Flood risk

Minimal riskFEMA Zone XPanel 12095C0375F

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From 429 go south on New Indpendence PKWy, Left on Hamlin Groves trail, right into neighborhood

Property sale history

Public records

4780 TERRACE BLUFF ST, Winter Garden 34787

Mar 2024$564,000

2,342 sq ft · Built 2021 · 0.0976 acres

Sale data from Florida public records (Department of Revenue / county property appraiser). Deemed reliable but not guaranteed; may not reflect current market or MLS status. Not Stellar MLS data.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 15, 2026 at 11:05 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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