4780 Terrace Bluff Street, FL4780 Terrace Bluff Street, FL4780 Terrace Bluff Street, FL
Stellar MLS
1 / 38

$569,900

4780 Terrace Bluff Street

Winter Garden, FL 34787

Listing updated: October 1, 2026 at 9:00 PM ET

Active
Stellar MLSListing courtesy of Compass Florida Llc · Shelley Dawson · MLS #O6446681 · Active · 407-203-9441
4
Beds
4
Baths
2,342
Sq Ft
0.1
Acres
2021
Built
◆$243/sqft
Single Family Residence

Property type

2021

Year built

4,250 sqft

Lot size

$243

Price / sq ft

$282/mo

HOA dues

0

Days on market

2

Garage spaces

X

Flood zone

About this home

Welcome to 4780 Terrace Bluff in the Encave at Hamlin. A charming 4-bedroom home offering the space, flexibility and location that make Hamlin living so appealing. The open-concept floor plan creates an easy flow between the kitchen, dining and living spaces, making the home equally comfortable for everyday living and entertaining. A full bedroom and bath on the first floor adds valuable flexibility for guests, multigenerational living or a private home office. Upstairs, the oversized primary suite offers a spacious retreat with a generous bath, while the additional bedrooms are comfortably sized with plenty of room to grow, work or play. Set within a quiet neighborhood, the home offers a peaceful place to come home to while still keeping you close to everything. Enjoy the community pool, nearby restaurants, coffee shops, shopping, entertainment and everyday conveniences, with the new library and Horizon West Regional Park just around the corner. Disney is nearby, and quick access to the 429 makes getting around Central Florida easy, whether you’re heading downtown, to the attractions, the airport or beyond. The home is also zoned for highly regarded Independence Elementary, established Bridgewater Middle School and the new Horizon High School. Comfortable, connected and incredibly convenient, 4780 Terrace Bluff offers the best of both worlds — a quieter neighborhood setting with community amenities, right in the heart of everything Horizon West has to offer.

Estimated monthly payment

Principal & interest$2,882
Property taxes$693
Home insurance (est.)$261
HOA dues$282

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Oct 2, 2026
  2. Listed$569,900
    Oct 1, 2026
  3. Price increased$569,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Enclave/Hamlin
County
Orange
Year built
2021
Living area
2,342 sq ft
Price/sq ft
$243
Building area
3,245 sq ft (Public Records)
Lot size
4,250 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12095C0375F)
Garage
2 spaces
Annual taxes
$8,315 (2025)
Parcel #
17-23-27-1613-00-280
Zoning
P-D
MLS #
O6446681

Ask about this home

Have a question? Ask the broker directly.

Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.

Your question is private and goes only to Ryan — it is never published on this page.

Interior Details

Bedrooms
4
Full bathrooms
3
Half bathrooms
1
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Washer
Interior features
Kitchen/Family Room Combo, PrimaryBedroom Upstairs, Tray Ceiling(s), Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
Two
Direction faces
East

Heating & Cooling

Heating
Electric, Natural Gas
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
No
Parking features
Garage Faces Rear

HOA & Financial

HOA fee
$846 / Quarterly
Monthly HOA
$282/mo
Total monthly fees
$282/mo
Total annual fees
$3,384
HOA name
Jamal Bentham, LCAM
CDD
No
Homestead exemption
Yes
Min lease term
7 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Neighborhood does not permit short term rentals

Exterior & Construction

Construction materials
Block
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Sewer Connected, Sprinkler Recycled

Community

Pets allowed
Cats OK, Dogs OK

Schools

ElementaryAIndependence ElementaryGreatSchools ↗
MiddleABridgewater MiddleGreatSchools ↗
High SchoolAHorizon High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst14.11x20.3
Primary BedroomSecond12.2x21.4
Bedroom 2First12.11x13.5
Bedroom 3Second13.2x11.1
Bedroom 4Second13.2x12.6
KitchenFirst18.9x12.8
Dining RoomFirst7.2x6.7

Listing Details

Listing date
2026-09-30
On market date
2026-10-01
Original list price
$569,900
Occupant type
Vacant
MLS area
34787 - Winter Garden/Oakland
Listing AOR
Osceola
Status changed
2026-10-02
Tax legal description
ENCLAVE AT HAMLIN 101/107 LOT 28

Flood risk

Minimal riskFEMA Zone XPanel 12095C0375F

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From 29 go south on New Indpendence PKWy, Left on Hamlin Groves trail, right into neighborhood

Property sale history

Public records

4780 TERRACE BLUFF ST, Winter Garden 34787

  • Mar 2024$564,000

2,342 sq ft · Built 2021 · 0.0976 acres

Sale data from Florida public records (Department of Revenue / county property appraiser). Deemed reliable but not guaranteed; may not reflect current market or MLS status. Not Stellar MLS data.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 1, 2026 at 9:00 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA