
$319,900
3245 Gulf Coast Drive
Hernando Beach, FL 34607
Listing updated: October 2, 2026 at 1:33 PM ET
Property type
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Own a rare piece of Florida's Gulf Coast on this direct-access waterfront homesite in the sought-after boating community of Hernando Beach. Set on the deep-water canal system with approximately 80 feet of canal frontage and an existing seawall, this lot delivers what waterfront buyers wait for — quick, direct access to the open Gulf of Mexico via the Hernando Beach canal system, with no fixed bridges and no long canal rides between you and the water. SURVEY available for review. This buildable, cleared single-family homesite is a blank canvas for your custom coastal home or elevated Key West–style retreat, zoned R-1B residential and situated in one of Hernando Beach's established canal neighborhoods surrounded by well-kept waterfront homes. The seawall is already in place — a significant head start and cost savings for a new build. With no HOA, you have the flexibility to build, invest, or hold, and short-term rentals are permitted in the community. Construction follows the area's standard coastal elevation requirements (AE flood zone), consistent with the waterfront homes throughout the neighborhood. Ideally located just minutes from marinas, waterfront restaurants and bars, the public boat ramp, and the Hernando Beach Yacht Club, and about an hour from Tampa International Airport, this is a prime position on the Nature Coast. Drop your boat in the backyard and you're minutes from the flats, the sandbar, and some of the best fishing and scalloping the Nature Coast has to offer. Whether you're ready to build your dream home now or looking to secure a scarce direct-access waterfront lot while values climb, opportunities like this — with seawall already in place — are increasingly hard to find in Hernando Beach. For additional site information and details, contact the listing agent.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveOct 2, 2026
- Listed$319,900Oct 2, 2026
- Price increased$319,900
Facts & features
- Property type
- Land
- Status
- Active
- Days on market
- 0
- Subdivision
- Hernando Beach
- County
- Hernando
- Price/sq ft
- $57
- Lot size
- 5,636 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12053C0281E)
- Annual taxes
- $2,326 (2025)
- Parcel #
- R12-223-16-2310-0920-0210
- Zoning
- RESIDENTIA
- MLS #
- O6446678
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Interior Details
- Direction faces
- East
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
Exterior & Construction
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Other
Community
- Pets allowed
- Yes
Listing Details
- Listing date
- 2026-10-02
- On market date
- 2026-10-02
- Original list price
- $319,900
- MLS area
- 34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch
- Listing AOR
- Osceola
- Status changed
- 2026-10-02
- Tax legal description
- HERNANDO BEACH UNIT 7 BLK 92 LOT 21
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Starting on Gulf Coast Dr, the property is on the right
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 2, 2026 at 1:33 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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